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Browse umbrella insurance agents serving Shakopee, Minnesota. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Shakopee, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 13 umbrella insurance agents in Shakopee, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Katie Odeen - State Farm Insurance Agent
1226 4th Ave E #110, Shakopee, MN 55379
(952) 225-5450
mnniceinsurance.com
Farmers Insurance - Bradley Hansen
8170 Old Carriage Ct Suite 200, Shakopee, MN 55379
(952) 222-4479
agents.farmers.com
Brad Billings - State Farm Insurance Agent
255 1st Ave E, Shakopee, MN 55379
(952) 445-3362
bradbillings.net
Farmers Insurance - Robert Whitcomb
132 Holmes St S, Shakopee, MN 55379
(952) 942-2082
agents.farmers.com
Eric Means - State Farm Insurance Agent
1667 17th Ave E #103, Shakopee, MN 55379
(952) 446-7067
ericshakopeeinsurance.com
Innovative Insurance Services LLC
8091 Old Carriage Ct, Shakopee, MN 55379
(952) 445-5767
innovativeinsure.net
HomeTown Insurance
950 Vierling Dr W Suite 100, Shakopee, MN 55379
(952) 873-1876
myht.biz
JJ Insurance
1038 1st Ave E, Shakopee, MN 55379
(952) 283-3067
jjinsurancemn.com
Robert Loonan American Family Insurance
1221 4th Ave E #165, Shakopee, MN 55379
(952) 445-8100
amfam.com
WR Insurance Agency, LLC
327 Marschall Rd Suite 380, Shakopee, MN 55379
(612) 799-6972
wrinsuranceagency.net
Nick Atkinson & Associates Inc American Family Insurance
124 Lewis St S, Shakopee, MN 55379
(952) 226-6999
amfam.com
Farmers Insurance - Steven Thompson
327 Marschall Rd suite 100, Shakopee, MN 55379
(952) 445-2096
agents.farmers.com
Atlas Insurance Brokers- Shakopee - McNeil Agency Inc.
121 Lewis St S #4, Shakopee, MN 55379
(952) 233-7278
atlasinsuranceshakopee.com
An umbrella insurance agent in Shakopee, Minnesota helps you secure extra liability coverage beyond your standard auto or homeowners policy. Minnesota law requires minimum liability limits on auto insurance, but an umbrella policy can protect your assets from large claims or lawsuits. Local agents understand the risks specific to the Shakopee area, such as winter driving accidents or recreational incidents on the Minnesota River.
What Does a Umbrella Insurance Agent in Shakopee Cost?
In Minnesota, the cost of an umbrella insurance policy typically ranges from $150 to $400 per year for $1 million in coverage, with additional coverage costing roughly $50 to $100 per million. Factors that affect the premium include your driving record, number of properties, and the liability limits on your underlying policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Shakopee do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that provides additional coverage above your existing home and auto insurance. In Minnesota, umbrella policies typically start at $1 million in coverage and can go higher. The agent will review your assets and recommend appropriate limits.
How much umbrella insurance do I need in Minnesota?
The amount of umbrella insurance you need depends on your net worth, income, and potential liability risks. Many financial advisors in Minnesota suggest coverage equal to or greater than your total assets. A local agent can help you calculate a suitable amount based on your specific situation.
Are there Minnesota laws that affect umbrella insurance?
Minnesota has a six-year statute of limitations for personal injury lawsuits, which means you could face claims long after an incident. The state also follows a comparative fault rule, so your liability may be reduced if you are partially at fault. Umbrella insurance provides an extra layer of protection against these long-term risks.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.