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Compare Umbrella Insurance Agents in Rochester, MN

Browse umbrella insurance agents serving Rochester, Minnesota. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Rochester, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 20 umbrella insurance agents in Rochester, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortress Insurance & Financial Services
2766 Commerce Dr NW STE D, Rochester, MN 55901
(507) 424-6200 buildmyfortress.com
Atlas Insurance Brokers
5721 Bandel Rd NW, Rochester, MN 55901
(507) 252-8720 atlasinsurancerochester.com
Connor Faupel Insurance Agency
3552 West River Pkwy NW, Rochester, MN 55906
(507) 261-9306 connorfaupel.com
Farmers Insurance - Joanna Johnson
4229 W Frontage Rd #5, Rochester, MN 55901
(507) 287-3276 agents.farmers.com
Ted W. Smith Insurance
3228 6th Ave NE, Rochester, MN 55906
(507) 252-4640 twsagency.com
Sam Ghareeb Insurance Broker
1500 1st Ave NE #111c, Rochester, MN 55906
(507) 358-4497 samginsurance.com
All Apple Insurance Agency / Paul M. Peterson
511 Northern Hills Dr NE #3, Rochester, MN 55906
(507) 285-5760 allappleagency.com
Safechoice Insurance Agency
894 7th St NW, Rochester, MN 55901
(507) 280-9282 safechoicemn.com
Farmers Insurance - Mitchell Steele
3456 East Circle Dr NE, Rochester, MN 55906
(507) 292-7930 msteele17.wixstudio.com
Ellingson Insurance Group
2659 Superior Dr NW Suite 200, Rochester, MN 55901
(507) 258-4640 ellingsongrp.com
Harmony Insurance Group
411 12th St SE, Rochester, MN 55904
(507) 280-8300 harmonyinsurancegroup.com
Chris Liffrig Agency
3270 19th St NW STE 102, Rochester, MN 55901
(507) 398-2640 chrisliffriginsurance.com
Farmers Insurance - Holly Bremer
230 20th Ave SW Ste 103, Rochester, MN 55902
(507) 529-2955 agents.farmers.com
Dave Faupel Agency
5721 Bandel Rd NW, Rochester, MN 55901
(507) 269-8883 davefaupel.com
Sandvik Insurance Agency
826 Broadway Ave S, Rochester, MN 55904
(507) 226-8481 sandvikinsuranceagency.com
Song Hong Insurance Agency
894 7th St NW, Rochester, MN 55901
(507) 280-9282
Heartman Insurance
1635 Greenview Dr SW, Rochester, MN 55902
(507) 288-3834 heartman.com
Apex Insurance Solutions
1207 2nd Ave NW, Rochester, MN 55901
(507) 722-0193 apexinsurancemn.com
Ansay & Associates, LLC
2746 Superior Ln NW, Rochester, MN 55901
(507) 606-4006 ansay.com
Med-City Insurance Services
2625 US-14, Rochester, MN 55901
(507) 424-5753 medcityinsurance.com

An umbrella insurance agent in Rochester, Minnesota helps you secure extra liability coverage beyond your standard auto or homeowners policy. Minnesota law requires minimum liability limits on auto insurance, but an umbrella policy provides an additional layer of protection for assets and future earnings. This type of coverage is especially valuable for homeowners and professionals in the Rochester area.

What Does a Umbrella Insurance Agent in Rochester Cost?

In Minnesota, umbrella insurance premiums generally range from 150 to 400 dollars annually for one million dollars in coverage. Factors that affect cost include the number of vehicles, homes, and your claims history. Rates may be slightly higher for households with young drivers or rental properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Rochester do?
An umbrella insurance agent helps you assess your personal liability risks and obtain a policy that provides coverage above the limits of your existing home and auto insurance. In Minnesota, these policies typically start at one million dollars in coverage.
Do I need umbrella insurance in Minnesota?
You may need umbrella insurance if you have significant assets, a swimming pool, or a dog breed with higher liability risk. Minnesota law does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits.