The top-rated umbrella insurance agent in Plymouth, Minnesota is Kyle Vitense - State Farm Insurance Agent, rated 4.9 stars across 330 reviews. Other highly rated options include Katie Halpin - State Farm Insurance Agent, Prokop Insurance Agency, Farmers Insurance - Samuel Kwainoe. This directory lists 17 umbrella insurance agents serving Plymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Vitense - State Farm Insurance Agent | 10405 6th Ave N UNIT 120 | (763) 231-3058 |
| 2 | Katie Halpin - State Farm Insurance Agent | 187 Cheshire Ln #700 | (952) 476-8080 |
| 3 | Prokop Insurance Agency | 9900 13th Ave N # 200 | (612) 333-7767 |
| 4 | Farmers Insurance - Samuel Kwainoe | 18215 45th Ave N STE B | (763) 450-0750 |
| 5 | Farmers Insurance - Mark Ylitalo | 4100 Berkshire Ln N Ste 202 | (763) 541-0478 |
| 6 | Anchor Insurance Agency LLP | 3535 Plymouth Blvd STE 111 | (763) 473-4090 |
| 7 | Tarbox Insurance Agency | 9800 Shelard Pkwy UNIT 330 | (612) 237-7700 |
| 8 | Kaplan Ins. Agency Inc. | 3555 Plymouth Blvd STE 118 | (763) 746-5000 |
| 9 | Lake Country Insurance Services | 18205 45th Ave N STE B | (612) 285-3113 |
| 10 | McKee & Andrews Insurance Agency | 15600 35th Ave N Ste 202 Suite 202 | (763) 231-3340 |
Kyle Vitense - State Farm Insurance Agent serves the Plymouth, Minnesota metro area as an umbrella insurance agent. This agency provides personal and business insurance solutions tailored to local needs. Umbrella policies offer extra liability coverage beyond standard auto, home, or watercraft policies. These plans help protect assets against major claims or lawsuits. The agent assists clients in navigating coverage gaps and selecting appropriate liability limits. For local residents and businesses, the agency manages umbrella and personal liability policies to ensure comprehensive financial protection.
Katie Halpin - State Farm Insurance Agent in Plymouth, MN, provides umbrella insurance coverage for clients seeking additional liability protection beyond standard policies. The agency offers personalized consultations to tailor extra layers of security for homes, vehicles, and recreational assets. Umbrella policies typically cover legal fees and damage claims that exceed primary insurance limits, helping clients safeguard their financial future. The company serves single-family homes, apartments, retail spaces, and restaurants.
Prokop Insurance Agency serves homeowners, businesses, and property managers in Plymouth, Minnesota, seeking general liability coverage beyond standard policy limits. Umbrella insurance provides an extra layer of protection against large claims or lawsuits, safeguarding personal and commercial assets. The agency guides clients in assessing their risk exposure and secures appropriate excess liability policies. Prokop Insurance Agency also covers clients in Wayzata, extending its umbrella insurance services across the western metro area.
Farmers Insurance - Samuel Kwainoe serves Plymouth, Minnesota, and the surrounding communities with umbrella insurance agent services. The agency handles the sale and servicing of personal umbrella policies that provide additional liability coverage beyond standard home and auto insurance limits. For a typical job, the agent reviews a client's existing policies to identify potential coverage gaps, then recommends an appropriate policy limit based on individual risk factors and lifestyle exposures.
Farmers Insurance - Mark Ylitalo in Plymouth, MN distinguishes umbrella insurance service by offering both one-time policy reviews and recurring annual coverage updates, ensuring clients choose the appropriate liability layer. Umbrella policies provide extra liability protection beyond standard home and auto limits, covering claims like lawsuits or major accident damages. Service runs on either a one-time basis for initial policy setup or an as-needed schedule when clients purchase new vehicles, acquire property, or face changing risk exposures.
Anchor Insurance Agency LLP in Plymouth, MN, specializes in umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It serves local residents and businesses by evaluating personal liability risks and securing broad financial protection against costly lawsuits or claims. The agency also advises clients on how to coordinate an umbrella policy with existing home, auto, and watercraft coverage for seamless asset protection. Every winter, it helps homeowners prepare for ice-slip incidents or driveway mishaps that can exceed base policy limits on a single accident.
As Minnesota winters bring ice dams and heavy snow, a single slip can lead to costly liability. Tarbox Insurance Agency in Plymouth helps local homeowners and businesses address such exposure through personal and commercial umbrella policies. These layers extend coverage beyond standard limits, protecting savings and assets in a serious accident or lawsuit. The agent begins by reviewing existing primary policies and the client’s overall risk profile, then schedules a dedicated consultation to assess your specific coverage gaps.
Kaplan Ins. Agency Inc. offers general liability and commercial property coverage to clients in Plymouth, Minnesota, with specialty extensions through umbrella insurance that provide additional layers of protection beyond underlying policies. This extra coverage helps manage large claims and liability exposures for businesses requiring higher limits. The company can serve a variety of commercial sectors, including offices, retail spaces, warehouses, and food service operations, tailoring policies to meet specific operational risks in each field.
Lake Country Insurance Services provides residential umbrella coverage for homeowners in Plymouth, seeking added liability protection beyond standard policies. The agency also offers commercial umbrella insurance for local businesses requiring broader risk management. Serving clients throughout the Plymouth area, the firm focuses on explaining policy limits and coverage gaps. After initial policy setup, agents follow up to adjust limits as assets change, and they proactively reach out for seasonal reviews or claims concerns between regular renewal visits.
McKee & Andrews Insurance Agency is known for connecting clients with liability coverage that extends beyond standard policies, safeguarding assets from major claims. From its base in Plymouth, the agency serves homeowners and businesses across the area by offering personalized umbrella insurance solutions. These policies fill gaps left by auto, home, or commercial coverage, providing an extra layer of financial protection. The agency can also help secure additional coverage for personal injury or tenant liability.
What Does an a Umbrella Insurance Agent in Plymouth Cost?
Umbrella insurance costs in Minnesota typically range from 150 to 300 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your specific premium depends on your risk profile, number of vehicles, and insurance history. This is general information and not insurance advice.
About umbrella insurance agents in Plymouth
An umbrella insurance agent in Plymouth, Minnesota helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Minnesota law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide additional protection starting at one million dollars. This is especially important for Plymouth residents with assets to safeguard from lawsuits or major accidents.
Frequently Asked Questions
What does an umbrella insurance agent in Plymouth do?
An umbrella insurance agent helps you assess your liability risks and find a policy that adds extra coverage above your existing home and auto insurance. They explain how Minnesota insurance laws affect your policy limits and ensure you meet any requirements set by your current insurer.
Who needs umbrella insurance in Minnesota?
Anyone with significant assets, a high income, or potential liability risks such as a swimming pool or rental property may benefit from umbrella insurance. Minnesota courts can award damages that exceed standard policy limits, so extra coverage helps protect your savings and future earnings.
How much umbrella coverage should I get in Plymouth?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and risk factors. A local agent can review your assets and help you choose a limit that provides adequate protection under Minnesota law.
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