The top-rated umbrella insurance agent in Minneapolis, Minnesota is Insurance Resource Group, rated 4.9 stars across 372 reviews. Other highly rated options include John Arens - State Farm Insurance Agent, Allinsurance seguros, BlueJay Insurance Agency, Inc.. This directory lists 19 umbrella insurance agents serving Minneapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Resource Group | 4286 Dahlberg Dr | (612) 875-4192 |
| 2 | John Arens - State Farm Insurance Agent | 3259 Johnson St NE | (612) 781-3454 |
| 3 | Allinsurance seguros | 3125 Hennepin Ave | (612) 735-2277 |
| 4 | BlueJay Insurance Agency, Inc. | 1229 Tyler St NE Suite 292 | (612) 236-4105 |
| 5 | Abbott Insurance Agency, LLC | 317 W 46th St | (612) 824-1160 |
| 6 | Birimo Insurance Agency | 200 W Lake St suit 325 | (763) 227-8620 |
| 7 | One Source Insurance Brokers | 1300 Godward St NE Suite 1900 | (612) 444-6277 |
| 8 | Renewal Insurance | 10026 University Ave NW Suite 103 | (651) 263-0241 |
| 9 | Kaphy Insurance Agency | 2910 Pleasant Ave 1st Floor, Suite 80A | (651) 444-0402 |
| 10 | Patrick Fagerlee Agency Inc American Family Insurance | 3910 Central Ave NE | (763) 789-6201 |
Insurance Resource Group serves the Minneapolis metro area and surrounding Hennepin County as an umbrella insurance agent. The company provides supplemental liability coverage that extends beyond the limits of standard auto, homeowners, or watercraft policies. This added layer of protection is designed to safeguard personal assets from major claims or lawsuits. Their team assesses individual risk profiles and income sources to match clients with appropriate coverage amounts. Umbrella policy coordination with existing primary carriers is a primary focus, along with consultation on liability risks for higher net worth households.
John Arens - State Farm Insurance Agent serves clients in Minneapolis, Minnesota, by offering umbrella insurance policies that provide additional liability coverage beyond standard homeowners or auto insurance. Service plans include evaluating personal assets to recommend appropriate policy limits and performing periodic policy reviews. Claims assistance is available to guide clients through the coverage process. Regular consultations help adjust policies as asset values or risks change. The company services properties that include single-family homes, apartments, retail stores, and restaurants.
Allinsurance seguros serves homeowners, businesses, and property managers in Minneapolis with umbrella insurance policies that provide additional liability coverage beyond standard policy limits. The agency helps clients protect their assets against large claims and lawsuits. Its services include policy review and risk consultation to ensure adequate extended liability protection. Working throughout the Minneapolis metro, the agency also covers clients in nearby St. Paul.
BlueJay Insurance Agency, Inc. serves individuals and businesses across Minneapolis and its surrounding communities, handling the unique liability risks that local homeowners, drivers, and families face daily. The company focuses on umbrella insurance policies that provide extra coverage above standard auto and home limits. For a typical job, the agency begins by reviewing a client’s existing policies and assets, then tailors an umbrella plan to fill coverage gaps and guard against major lawsuits or claims.
Abbott Insurance Agency, LLC in Minneapolis, MN provides umbrella insurance with a clear distinction between one-time policy purchases for temporary needs and recurring coverage options for ongoing liability protection. Full coverage extends above standard auto and homeowners policies, safeguarding personal assets from major claims and lawsuits. In this area, local agents assess individual risk exposure to tailor appropriate policy limits. Service is offered exclusively on a scheduled basis, with annual policy reviews and renewals to maintain consistent protection.
Birimo Insurance Agency specializes in offering Minneapolis residents supplemental liability protection that extends beyond standard auto, home, or business policies. Serving as an umbrella insurance agent, the firm helps clients secure broader coverage against major claims and lawsuits that could exceed existing policy limits. It focuses on creating a safety net for personal assets and future earnings through carefully evaluated higher coverage tiers. Because winter driving conditions on icy Twin Cities roads heighten accident risks and possible liability exposures, this agency helps address those increased vulnerability concerns for local policyholders.
As Minnesota winter ice and spring storms frequently cause property damage that can quickly exceed standard policy limits, One Source Insurance Brokers offers umbrella liability insurance in Minneapolis. This coverage provides an additional layer of protection for homeowners and drivers worried about major accident costs or legal judgments. An umbrella policy from this agent helps buffer personal assets from large claims. Before recommending a plan, the agent conducts a thorough review of current underlying policies and personal risk exposures, then completes an initial assessment of coverage gaps.
Renewal Insurance helps individuals and businesses manage liability exposure beyond standard policy limits. As an umbrella insurance agent in Minneapolis, the company focuses on providing extra layers of coverage that protect assets from major claims and lawsuits. This specialized service addresses gaps in underlying home and auto policies, ensuring broader financial security for clients in the area. Renewal Insurance works with a variety of commercial clients, including those operating offices, warehouses, and food service establishments, tailoring its additional liability protection to the specific risks these sectors face.
Kaphy Insurance Agency, based in Minneapolis, provides residential umbrella insurance to help protect homeowners from major liability claims. The agency also offers commercial coverage for businesses seeking extra liability protection beyond standard policies. Serving clients throughout the Minneapolis area, Kaphy Insurance Agency works to find appropriate policy limits for each situation, assisting with risk assessment during the initial application. Follow-up service is available between regular policy periods to address changes in coverage needs or to answer questions regarding existing accounts.
What Does an a Umbrella Insurance Agent in Minneapolis Cost?
Typical costs for an umbrella insurance policy in Minnesota range from 150 to 400 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and number of vehicles affect the premium. Costs can be higher if you have a teen driver or a swimming pool. This is general information and not insurance advice.
About umbrella insurance agents in Minneapolis
Umbrella insurance agents in Minneapolis help you secure extra liability coverage that kicks in after your auto or homeowners policy limits are exhausted. This is especially relevant in Minnesota where severe weather events and icy conditions can lead to costly lawsuits. An agent can tailor a policy to protect your savings and future earnings from unexpected claims.
Frequently Asked Questions
What does an umbrella insurance agent in Minneapolis do?
An umbrella insurance agent assesses your current liability risks and recommends a personal umbrella policy that provides additional coverage above your existing auto and home insurance. They help you understand policy limits and exclusions specific to Minnesota.
How much umbrella coverage do I need in Minnesota?
Most agents suggest starting with at least one million dollars in coverage, though higher limits may be needed if you own rental properties or have significant assets. Minnesota law does not set a minimum for umbrella policies, but your agent will calculate based on your net worth and risk exposure.
Can I get umbrella insurance if I have a teenage driver in Minneapolis?
Yes, but your premium may be higher due to increased risk. An agent can help you find a policy that covers liability for accidents caused by a teen driver, which is important in Minnesota where distracted driving laws are strict.
Umbrella Insurance Agents in Other Minnesota Cities
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