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Find Umbrella Insurance Agents Near You in Westland, MI

Browse umbrella insurance agents serving Westland, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Westland, Michigan is Jasmine Ross - State Farm Insurance Agent, rated 4.9 stars across 570 reviews. Other highly rated options include Bobby Branch - State Farm Insurance Agent, Prescott Agency: Allstate Insurance, Wayne Harris - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Westland.

Showing 20 umbrella insurance agents in Westland, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jasmine Ross - State Farm Insurance Agent34825 Ford Rd(734) 729-5558
2Bobby Branch - State Farm Insurance Agent8347 N Wayne Rd(734) 425-4102
3Prescott Agency: Allstate Insurance8040 N Wayne Rd(734) 425-3800
4Wayne Harris - State Farm Insurance Agent33018 Warren Rd(734) 427-9020
5The Smith Sawyer Smith Agency - Westland37248 Ford Rd(313) 312-3320
6Anita A Murray - State Farm Insurance Agent505 N Wayne Rd Suite A(734) 728-5525
7AAA Insurance - Cheayto Agency36356 Ford Rd(734) 888-3888
8Terry F Beydoun: Allstate Insurance27852 Warren Rd(734) 261-1000
9Kurth Agencies Inc28959 Joy Rd(734) 425-8300
10AAA Insurance - Dany Soni Insurance Agency32965 Warren Rd(734) 402-8053
JR
34825 Ford Rd
Jasmine Ross - State Farm Insurance Agent
Umbrella Insurance Agent · Westland, MI

Jasmine Ross - State Farm Insurance Agent serves the Westland, Michigan area and the surrounding Wayne County communities as an umbrella insurance agent. This agency assists local residents and businesses in obtaining personal liability coverage that extends beyond standard home and auto policies. Such coverage helps protect assets from major claims and lawsuits. The office also handles inquiries regarding existing policies and policy adjustments. Its specific services include assessing clients' liability risks and explaining how umbrella policies interact with underlying home and auto insurance.

BB
8347 N Wayne Rd
Bobby Branch - State Farm Insurance Agent
Umbrella Insurance Agent · Westland, MI

Bobby Branch, a State Farm Insurance Agent in Westland, MI, provides comprehensive umbrella insurance to clients in the area. These policies offer additional liability coverage beyond standard homeowners or auto policies, helping protect personal assets against major claims or lawsuits. The service includes regular policy reviews and personalized consultations to assess coverage needs. Bobby Branch works with a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

PA
8040 N Wayne Rd
Prescott Agency: Allstate Insurance
Umbrella Insurance Agent · Westland, MI

Prescott Agency: Allstate Insurance serves homeowners, businesses, and property managers in Westland, Michigan, who require liability coverage beyond standard policy limits. As an umbrella insurance agent, the agency helps clients secure additional protection against major claims or lawsuits, covering risks such as large property damage and personal injury on their premises. This coverage is designed to safeguard assets when underlying insurance limits are exhausted. The agency also provides its service to clients in nearby Livonia and the surrounding Wayne County metro area.

WH
33018 Warren Rd
Wayne Harris - State Farm Insurance Agent
Umbrella Insurance Agent · Westland, MI

Serving Westland, Michigan, and the surrounding communities, Wayne Harris - State Farm Insurance Agent handles personal liability protection through umbrella insurance policies. This type of coverage extends beyond the limits of standard home and auto policies, offering additional financial defense against major claims and lawsuits. For every client, the agency first reviews existing insurance limits to identify potential gaps in coverage. It then calculates appropriate additional liability amounts to protect personal assets effectively, tailoring each policy to match the individual's specific risk profile and lifestyle needs.

SS
37248 Ford Rd
The Smith Sawyer Smith Agency - Westland
Umbrella Insurance Agent · Westland, MI

The Smith Sawyer Smith Agency - Westland in Westland, MI, distinguishes between one-time service options for a single policy review and recurring service options for ongoing coverage adjustments. Umbrella insurance agents here specialize in providing supplementary liability protection that extends beyond the limits of standard home and auto policies to safeguard personal assets. Their service structure operates on either a one-time consultation or an as-needed basis for periodic policy updates.

AM
505 N Wayne Rd Suite A
Anita A Murray - State Farm Insurance Agent
Umbrella Insurance Agent · Westland, MI

Anita A Murray - State Farm Insurance Agent in Westland, MI, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This company also handles general insurance work, including basic homeowners and car insurance. Business personal liability protection for local entrepreneurs is an available service. With Michigan's unpredictable winter weather bringing increased slip-and-fall risks, the firm helps clients add an extra layer of financial security against such seasonal liability claims.

AI
36356 Ford Rd
AAA Insurance - Cheayto Agency
Umbrella Insurance Agent · Westland, MI

As winter storms bring heavy snow and ice to Westland, the risk of liability from slips or property damage increases for homeowners. AAA Insurance - Cheayto Agency helps local residents secure umbrella insurance policies for added protection beyond standard coverage. This type of policy addresses gaps in primary insurance limits, which is especially valuable in Michigan’s litigious environment. The agency evaluates each client’s current liabilities to recommend an appropriate level of coverage. A thorough review of existing policies begins the initial assessment process.

TF
27852 Warren Rd
Terry F Beydoun: Allstate Insurance
Umbrella Insurance Agent · Westland, MI

Terry F Beydoun: Allstate Insurance in Westland, MI, provides umbrella insurance policies that offer extended liability protection beyond standard auto or home coverage. This extra layer of coverage helps safeguard personal assets against major claims and lawsuits. It is designed for individuals seeking greater financial security from unforeseen incidents. The agent can assist clients renting office spaces, operate warehouses, or run food service businesses in managing their unique liability exposures and risk profiles.

KA
28959 Joy Rd
Kurth Agencies Inc
Umbrella Insurance Agent · Westland, MI

Kurth Agencies Inc specializes in residential umbrella insurance service, offering coverage that extends beyond standard homeowners or auto policies for added liability protection. The agency also provides similar commercial umbrella policies to local business owners throughout Westland, MI, and the surrounding western Wayne County area. These policies help protect assets against major claims or lawsuits that might exceed underlying coverage limits. Clients are encouraged to contact the agency between regular visits to update their coverage or discuss any life changes that may require policy adjustments.

AI
32965 Warren Rd
AAA Insurance - Dany Soni Insurance Agency
Umbrella Insurance Agent · Westland, MI
GH
1011 S Merriman Rd
George Humphry - State Farm Insurance Agent
Umbrella Insurance Agent · Westland, MI
(734) 728-1100
georgehumphry.com
AI
8278 N Merriman Rd
AAA Insurance - Majed Insurance Agency
Umbrella Insurance Agent · Westland, MI
(734) 742-5249
locator.acg.aaa.com/mi/westland/aaa-insurance-Majed-Insurance-Agency
MT
6019 N Wayne Rd
Michelle Trombley: Allstate Insurance
Umbrella Insurance Agent · Westland, MI
(734) 722-0700
agents.allstate.com/michelle-trombley-westland-mi.html
LI
1361 S Wayne Rd # 2
Look! Insurance
Umbrella Insurance Agent · Westland, MI
(734) 729-3900
look-insurance.com/locations/westland-south-insurance
HF
956 N Newburgh Rd
Hassan Farhat: Allstate Insurance
Umbrella Insurance Agent · Westland, MI
(248) 461-3221
agents.allstate.com/hassan-farhat-westland-mi-12968188.html
CI
201 N Wayne Rd
Choice Insurance
Umbrella Insurance Agent · Westland, MI
(734) 641-4200
choiceins.biz
AI
8401 N Wayne Rd
AAA Insurance - Mary Agency
Umbrella Insurance Agent · Westland, MI
(734) 956-6797
locator.acg.aaa.com/mi/westland/aaa-insurance-mary-agency
LK
2732 S Newburgh Rd
Langworthy-Kendall Agency Inc
Umbrella Insurance Agent · Westland, MI
(734) 721-7200
progressive.com
AI
904 S Wayne Rd
AAA Insurance - Hoda Kanso Agency
Umbrella Insurance Agent · Westland, MI
(734) 850-7505
locator.acg.aaa.com/mi/westland/aaa-insurance-hoda-kanso-agency
JI
33652 Ford Rd
Juenemann Insurance Agency
Umbrella Insurance Agent · Westland, MI
(734) 261-5010
juenemanninsurance.com

What Does an a Umbrella Insurance Agent in Westland Cost?

The cost of umbrella insurance in Michigan typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors, including driving record and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Westland

An umbrella insurance agent in Westland Michigan helps you secure additional liability coverage beyond your auto or homeowners policy. Michigan law requires minimum liability limits for auto insurance, but an umbrella policy can provide extra protection for major claims or lawsuits. Local agents understand the specific needs of Westland residents and can tailor coverage to your situation.

Frequently Asked Questions

What does an umbrella insurance agent in Westland do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard auto or home insurance limits. In Michigan, this is important because state law mandates no-fault auto coverage but does not limit the amount you could be sued for in a liability case. The agent evaluates your assets and risk to recommend appropriate coverage levels.

How much umbrella coverage do I need in Michigan?

Most Michigan agents recommend at least 1 million dollars in umbrella coverage, though higher limits are available. The amount depends on your assets, income, and potential liability risks. Michigan courts allow large judgments in personal injury cases, so higher coverage may be wise if you own a home or have significant savings.

Do I need umbrella insurance if I have Michigan no-fault auto insurance?

Yes, because Michigan no-fault insurance covers your own medical expenses and lost wages but does not protect you from lawsuits for pain and suffering or property damage. Umbrella insurance provides an extra layer of defense if you are sued for an accident or incident. An agent can explain how umbrella coverage works alongside your existing Michigan policies.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.