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HomeUmbrella Insurance AgentsMichigan › Clinton Township

Find Umbrella Insurance Agents Near You in Clinton Township, MI

Browse umbrella insurance agents serving Clinton Township, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 25 umbrella insurance agents serving Clinton Township.

Showing 25 umbrella insurance agents in Clinton Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First Independent Insurance Agency15945 Canal Rd(586) 247-2220
2Royal Oath Insurance Group42536 Hayes Rd Suite 400(586) 238-3535
3AMG Health & Life Insurance Group16600 18 Mile Rd(248) 592-0080
4AAA Insurance - Schnaidt Agency35927 Southbound Gratiot Ave(586) 838-2555
5MI Insurance Agency40684 Hayes Rd(586) 354-3462
6AAA Insurance - McDowell Insurance Group24416 Crocker Blvd(586) 846-2230
7Brian Lane Agency/Farm Bureau Insurance21250 Hall Rd #100(586) 412-8700
8Inspire Insurance Agency Inc20666 Hall Rd(586) 421-5961
9L.A. Insurance37041 Gratiot Ave(586) 954-4690
10McGovern Agency37102 S Groesbeck Hwy(586) 464-2400
FI
15945 Canal Rd
First Independent Insurance Agency
Umbrella Insurance Agent · Clinton Township, MI

First Independent Insurance Agency serves the Clinton Township, Michigan area as a provider of umbrella insurance agent services. This agency assists clients in obtaining additional liability coverage that extends beyond standard homeowners and auto policy limits. Umbrella policies from this firm help protect personal assets against major claims and lawsuits. The agency also offers guidance on coverage coordination between primary insurance and umbrella protection. It helps local residents secure supplementary liability for auto policies and homeowner liability insurance in this region.

RO
42536 Hayes Rd Suite 400
Royal Oath Insurance Group
Umbrella Insurance Agent · Clinton Township, MI

Royal Oath Insurance Group provides umbrella insurance coverage in Clinton Township, MI, helping clients extend liability protection beyond standard policies. Their service includes reviewing existing home and auto policies to identify coverage gaps, then tailoring a personal umbrella policy that offers higher limits for legal claims and lawsuits across multiple assets. Maintenance plans involve periodic policy reviews to adjust coverage limits as client circumstances change, such as property acquisitions or additional drivers. The company services single-family homes, apartments, retail establishments, and restaurants throughout the local area.

AH
16600 18 Mile Rd
AMG Health & Life Insurance Group
Umbrella Insurance Agent · Clinton Township, MI

AMG Health & Life Insurance Group serves Clinton Township and the surrounding communities in Macomb County, handling umbrella insurance needs for local homeowners and drivers. It focuses on providing extra liability coverage that goes beyond standard auto and home policies. The agency manages individual risks by discussing a client's assets and lifestyle to determine appropriate protection levels. Through careful evaluation of each situation, it customizes policies to help safeguard personal finances without unnecessary excess.

AI
35927 Southbound Gratiot Ave
AAA Insurance - Schnaidt Agency
Umbrella Insurance Agent · Clinton Township, MI

AAA Insurance - Schnaidt Agency serves homeowners, businesses, and property managers in Clinton Township, Michigan, providing umbrella insurance coverage that extends liability protection beyond standard policy limits. This agency helps clients safeguard assets against major claims and lawsuits by offering an additional layer of financial security. Policies address the increased risks faced by property owners and commercial operators in the region. The agency also covers neighboring communities in Macomb County and throughout the broader Detroit metro area.

MI
40684 Hayes Rd
MI Insurance Agency
Umbrella Insurance Agent · Clinton Township, MI

MI Insurance Agency, located in Clinton Township, Michigan, offers both one-time and scheduled service options for umbrella insurance coverage. This type of policy provides an extra layer of liability protection above standard home and auto policies, helping safeguard personal assets against major claims or lawsuits. Their services are tailored to meet individual client needs within the local area. Service for clients runs on a one-time, scheduled, or as-needed basis depending on the specific agreement made at the time of enrollment.

AI
24416 Crocker Blvd
AAA Insurance - McDowell Insurance Group
Umbrella Insurance Agent · Clinton Township, MI

AAA Insurance - McDowell Insurance Group in Clinton Township specializes in umbrella insurance agent services, providing excess liability coverage beyond standard auto and homeowners policies. The agency generally serves individuals and families seeking additional financial protection against major lawsuits. It helps assess personal risk exposure and tailors liability limits to match assets and future earnings. This guided approach offers peace of mind for those with rental properties or recreational vehicles. During holiday gatherings or summer parties, the agency helps ensure sufficient coverage in case a guest is injured on the premises.

BL
21250 Hall Rd #100
Brian Lane Agency/Farm Bureau Insurance
Umbrella Insurance Agent · Clinton Township, MI

With winter storms threatening property across Clinton Township, homeowners in this region rely on umbrella insurance to cover liability beyond standard policies. Brian Lane Agency / Farm Bureau Insurance assists local residents in assessing their need for extra protection against costly lawsuits or accidental injuries on their premises. Their process includes reviewing existing home and auto policies to identify coverage gaps that an umbrella policy could fill. An initial consultation is scheduled to compare options, followed by an inspection of the property to verify current safety measures.

II
20666 Hall Rd
Inspire Insurance Agency Inc
Umbrella Insurance Agent · Clinton Township, MI

Inspire Insurance Agency Inc in Clinton Township, MI, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Serving clients across the area, the agency helps safeguard personal assets against major claims and lawsuits. Their work typically includes assessing an individual’s total exposure risk and determining appropriate additional coverage limits for peace of mind. A specialty service the agency can add on is excess liability protection for rental properties owned by the policyholder.

LI
37041 Gratiot Ave
L.A. Insurance
Umbrella Insurance Agent · Clinton Township, MI

L.A. Insurance provides residential umbrella coverage for homeowners in Clinton Township, helping protect personal assets beyond standard policy limits. The agency also extends similar commercial liability protection for local business operators throughout Macomb County and the surrounding southeast Michigan area. Additional layers of coverage are designed to respond when underlying home or auto policies have been exhausted following a qualifying claim event. Clients who have established their coverage frequently return for policy reviews or to update protections between their regular insurance renewal visits.

MA
37102 S Groesbeck Hwy
McGovern Agency
Umbrella Insurance Agent · Clinton Township, MI

McGovern Agency provides umbrella insurance coverage designed to add an extra layer of liability protection beyond standard policies. It offers personalized consultations to help clients assess their unique risk exposure and select appropriate coverage limits. The agency assists with policy reviews and claims support services. Its clientele includes owners of single-family homes, apartments, retail spaces, and restaurants throughout Clinton Township, Michigan.

LI
33709 Southbound Gratiot Ave
L.A. Insurance
Umbrella Insurance Agent · Clinton Township, MI
(586) 791-4400
lainsurance.com
GO
39200 Hayes Rd
Global One Insurance Agency
Umbrella Insurance Agent · Clinton Township, MI
(586) 350-0828
globaloneinsagency.com
JJ
21250 Hall Rd #100
John Jaboro Agency / Farm Bureau Insurance
Umbrella Insurance Agent · Clinton Township, MI
(586) 522-4428
farmbureauinsurance-mi.com/Portal/Agent/AgentProfile.aspx
GI
35752 Harper Ave Suite B
Goosehead Insurance - Vincenzo Bommarito
Umbrella Insurance Agent · Clinton Township, MI
(586) 693-2100
goosehead.com/agents/mi/clinton-township/vincenzo-bommarito
KI
18303 Whitmore Dr
The Kesler Insurance Group LLC
Umbrella Insurance Agent · Clinton Township, MI
(586) 577-6517
FP
23885 Denton St
Fcia Professionals & Group
Umbrella Insurance Agent · Clinton Township, MI
(586) 463-5000
fciapro.com
LS
39999 Garfield Rd
Lucido's Insurance Agency
Umbrella Insurance Agent · Clinton Township, MI
(586) 286-8200
lucidoinsurance.com
WI
22440 Hall Rd
World Insurance Associates LLC
Umbrella Insurance Agent · Clinton Township, MI
(586) 569-0440
locations.worldinsurance.com/morris-insurance-group-a-divison-of-world-d83998535fc1
TB
36380 Garfield Rd Suite #3
Tawanda Brown-Hibbler Agency
Umbrella Insurance Agent · Clinton Township, MI
(586) 630-3240
agents.farmers.com/tbrownhibbler
FI
15500 19 Mile Rd #310
Farmers Insurance - Kimberly Maday-Apley
Umbrella Insurance Agent · Clinton Township, MI
(586) 412-9049
agents.farmers.com/mi/clinton-twp/kimberly-maday-apley
UI
22800 Hall Rd suite 220 g
Universal Insurance Group LLC
Umbrella Insurance Agent · Clinton Township, MI
(586) 804-2532
MI
42946 Garfield Rd
Macomb Insurance Mart
Umbrella Insurance Agent · Clinton Township, MI
(586) 263-0700
macombinsurancemart.com
MJ
21370 Cass Ave
Michael J. Ales - Licensed Insurance Agent
Umbrella Insurance Agent · Clinton Township, MI
(586) 556-7666
healthmarkets.com/michael.ales
MI
33808 Groesbeck Hwy
Michigan Insurance Source
Umbrella Insurance Agent · Clinton Township, MI
(586) 846-3133
michiganinsurancesource.com
PC
16950 19 Mile Rd Ste 3-H
Preferred Choice Insurance Group
Umbrella Insurance Agent · Clinton Township, MI
(586) 477-0059
mypcigroup.com

What Does an a Umbrella Insurance Agent in Clinton Township Cost?

Umbrella insurance in Michigan typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record property risks and the number of vehicles or homes insured. This is general information and not insurance advice.

About umbrella insurance agents in Clinton Township

Umbrella insurance provides an extra layer of liability coverage beyond your standard auto or homeowners policy. In Clinton Township Michigan this type of policy can help protect your savings and future earnings from large lawsuits. Michigan law requires minimum auto liability limits but an umbrella policy can fill gaps and offer broader protection.

Frequently Asked Questions

What does an umbrella insurance agent in Clinton Township do?

An umbrella insurance agent helps you assess your personal liability risks and recommends a policy that extends coverage limits. They work with local and national carriers to find a plan that fits your assets and lifestyle. The agent can also explain how Michigan insurance laws affect your coverage needs.

How much umbrella coverage do I need in Michigan?

Most agents suggest starting with 1 million dollars in umbrella coverage. Your specific needs depend on your assets income and potential risks like a swimming pool or rental property. An agent can run a personal liability analysis to determine the right amount for you.

Is umbrella insurance required by law in Michigan?

No Michigan does not require umbrella insurance by law. However many financial advisors recommend it if you have significant assets or face higher lawsuit risks. It is an optional policy that provides added security beyond your primary insurance limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.