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HomeUmbrella Insurance AgentsMichigan › Commerce Township

Find Umbrella Insurance Agents Near You in Commerce Township, MI

Browse umbrella insurance agents serving Commerce Township, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Commerce Township, Michigan is Medicare Benefits Group, rated 5.0 stars across 367 reviews. Other highly rated options include Acrisure Commerce Township, MI (Insurance Advisors), Tim Peacock - State Farm Insurance Agent, Jason Doyle - State Farm Insurance Agent. This directory lists 13 umbrella insurance agents serving Commerce Township.

Showing 13 umbrella insurance agents in Commerce Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Medicare Benefits Group4485 Commerce Woods Dr(734) 657-4797
2Acrisure Commerce Township, MI (Insurance Advisors)4375 Pineview Dr(248) 363-5746
3Tim Peacock - State Farm Insurance Agent2071 E West Maple Rd Ste E-507(248) 438-6535
4Jason Doyle - State Farm Insurance Agent1111 W Oakley Park Rd #101(248) 313-9113
5The Derek Stein Agency - Farm Bureau Insurance3075 S Commerce Rd(248) 714-5200
6Desiree Truman - State Farm Insurance Agent620 W Commerce Rd STE A(248) 363-4711
7Corporate Insurance Planners1990 Union Lake Rd # 400B(248) 360-2143
8Goosehead Insurance - Mary Bucki1155 Welch Rd Suite B(248) 758-3001
9Benchmark Financial Limited8884 Commerce Rd(248) 642-0700
10Farmers Insurance - Robert Dettloff8262 Cooley Lake Rd(248) 363-7555
MB
4485 Commerce Woods Dr
Medicare Benefits Group
Umbrella Insurance Agent · Commerce Township, MI

Medicare Benefits Group serves Commerce Township and surrounding Oakland County as an umbrella insurance agent. The company helps local residents and businesses obtain supplemental liability coverage that extends beyond the limits of their standard policies. Umbrella insurance provides additional financial protection against major claims, including auto accidents, property incidents, and personal liability lawsuits. By offering this broader coverage, the agency assists clients in safeguarding their assets and future earnings. Its specific services include personal umbrella policies for homeowners and commercial umbrella coverage for small businesses in the region.

AC
4375 Pineview Dr
Acrisure Commerce Township, MI (Insurance Advisors)
Umbrella Insurance Agent · Commerce Township, MI

Acrisure Commerce Township, MI (Insurance Advisors) provides a range of umbrella insurance coverage services for clients in the local area. It helps policyholders secure additional liability protection that extends beyond the limits of their standard auto or homeowners policies. Its service approach involves reviewing each client’s existing insurance portfolio to determine appropriate coverage levels and explain policy options. Ongoing support includes assistance with policy updates and claims coordination. The agency serves owners of single-family homes, apartments, retail businesses, and restaurants throughout Commerce Township and the surrounding region.

TP
2071 E West Maple Rd Ste E-507
Tim Peacock - State Farm Insurance Agent
Umbrella Insurance Agent · Commerce Township, MI

Homeowners, businesses, and property managers in Commerce Township seeking liability protection beyond standard policy limits rely on Tim Peacock’s agency for umbrella insurance. This broker evaluates existing coverage to recommend additional layers of financial security against major claims or lawsuits. The office provides clear guidance on how excess liability policies coordinate with auto and homeowners plans. Clients in adjacent areas such as Walled Lake also access these services through the Commerce Township location.

JD
1111 W Oakley Park Rd #101
Jason Doyle - State Farm Insurance Agent
Umbrella Insurance Agent · Commerce Township, MI

Serving Commerce Township and the surrounding communities of Oakland County, Jason Doyle - State Farm Insurance Agent handles umbrella insurance policies for local residents and businesses. This supplemental liability coverage extends beyond the limits of standard auto and homeowners insurance to provide additional financial protection. The agent focuses on assessing each client’s specific asset exposure and risk factors from everyday activities. By carefully reviewing existing coverage gaps and liability risks, it develops a plan that strengthens overall protection without leaving clients underinsured.

DS
3075 S Commerce Rd
The Derek Stein Agency - Farm Bureau Insurance
Umbrella Insurance Agent · Commerce Township, MI

The Derek Stein Agency, serving Commerce Township, provides umbrella insurance policies that can be arranged either as a one-time purchase for immediate liability protection or as a recurring annual service to maintain continuous coverage over time. This type of policy adds a separate layer of liability limits above standard homeowners and auto policies, safeguarding assets from major claims. Experienced agents guide clients through risk evaluation to ensure adequate protection. Service for initial policy setup is conducted on a one-time basis, with annual renewals handled on a scheduled cycle.

DT
620 W Commerce Rd STE A
Desiree Truman - State Farm Insurance Agent
Umbrella Insurance Agent · Commerce Township, MI

As an umbrella insurance agent, Desiree Truman of State Farm in Commerce Township, MI helps clients secure liability coverage that extends beyond standard home and auto policies. This specialty service protects policyholders from major claims and lawsuits that could otherwise threaten personal assets. The agency also addresses regular insurance needs for vehicles, homes, and renters. During the winter months, umbrella insurance becomes especially relevant for Commerce Township residents facing increased risks from icy conditions on both roads and walkways.

CI
1990 Union Lake Rd # 400B
Corporate Insurance Planners
Umbrella Insurance Agent · Commerce Township, MI

As winter ice and spring storms sweep through Commerce Township, homeowners face liability risks that basic policies often leave uncovered. Corporate Insurance Planners provides umbrella insurance agent services to help residents close those gaps with extra liability protection. Their team evaluates property exposure and personal assets to tailor coverage limits that respond to severe weather claims or unforeseen accidents on the premises. An initial consultation includes a walkthrough of the client’s current policies to identify vulnerabilities before recommending an umbrella amount that aligns with their financial landscape.

GI
1155 Welch Rd Suite B
Goosehead Insurance - Mary Bucki
Umbrella Insurance Agent · Commerce Township, MI

Serving the Commerce Township area, Goosehead Insurance - Mary Bucki helps clients manage liability risks through standard coverage options. The agency specializes in umbrella insurance, which provides extra liability protection beyond basic homeowners or auto policies. This additional layer of coverage can safeguard personal assets in the event of a major claim or lawsuit. Goosehead Insurance - Mary Bucki can assist a range of commercial sectors, including local offices, warehouses, and food service operations.

BF
8884 Commerce Rd
Benchmark Financial Limited
Umbrella Insurance Agent · Commerce Township, MI

Benchmark Financial Limited serves the Commerce Township, MI area by assisting residents with umbrella insurance coverage for added liability protection beyond standard policies. The firm also provides commercial umbrella solutions for local businesses seeking broader risk management. Serving clients across the region, the agency focuses on crafting coverage that complements existing home or commercial policies. Following an initial appointment, agents remain available for policy adjustments or renewal reviews before the next regular check-in.

FI
8262 Cooley Lake Rd
Farmers Insurance - Robert Dettloff
Umbrella Insurance Agent · Commerce Township, MI
GI
2000 Oakley Park Rd Ste 204-F
Goosehead Insurance - Jenna Dado
Umbrella Insurance Agent · Commerce Township, MI
(248) 509-4134
goosehead.com/agents/mi/commerce/jenna-dado
TI
3060 S Commerce Rd
Tropolis Insurance
Umbrella Insurance Agent · Commerce Township, MI
(248) 926-1300
tropolis.com/locations/commerce-twp
PD
2600 Union Lake Rd #110
Paul Donnelly - State Farm Insurance Agent
Umbrella Insurance Agent · Commerce Township, MI
(248) 242-7060
mywhitelakeagent.com/commerce-twp

What Does an a Umbrella Insurance Agent in Commerce Township Cost?

The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors such as number of vehicles driving record and property value. This is general information and not insurance advice.

About umbrella insurance agents in Commerce Township

Umbrella insurance agents in Commerce Township Michigan help you add an extra layer of liability protection beyond your standard auto and homeowners policies. Michigan law requires minimum auto liability limits but a personal umbrella policy can cover larger claims and legal costs. Local agents understand the specific risks for Oakland County residents and can tailor coverage to your needs.

Frequently Asked Questions

What does umbrella insurance cover in Michigan?

Umbrella insurance covers liability claims that exceed your auto or home policy limits. It also covers certain claims not included in those policies such as libel or false arrest. In Michigan this is important because the state has high medical costs and a no-fault auto system that can lead to large lawsuits.

How much umbrella coverage do I need in Commerce Township?

Most agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your assets such as home value savings and future income. A local Commerce Township agent can help you calculate the right limit based on your personal situation.

Do I need umbrella insurance if I have a home and auto policy in Michigan?

Yes you should consider it if you have significant assets or face higher liability risks. Michigan law does not require umbrella insurance but it can protect your savings and property from a large lawsuit. Even a single accident or dog bite claim could exceed your standard policy limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.