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Umbrella Insurance Agents in Bay City, MI

Browse umbrella insurance agents serving Bay City, Michigan. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Bay City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 umbrella insurance agents in Bay City, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brent Mishler - State Farm Insurance Agent
3583 Wilder Rd UNIT 5, Bay City, MI 48706
(989) 686-8680 insurebaycity.com
Jon LaPorte - State Farm Insurance Agent
1416 State St #1, Bay City, MI 48706
(989) 895-5570 jonlaportebaycity.com
Weaver Group Insurance Agency
916 Washington Ave STE 204, Bay City, MI 48708
(989) 391-5085 locator.meemic.com
Lori Harrison - State Farm Insurance Agent
815 Columbus Ave, Bay City, MI 48708
(989) 895-5536 mybaycityagent.com
MCI Insurance
701 N Madison Ave, Bay City, MI 48708
(989) 892-5541 mciinsurance.com
The Kory Agency
900 S Euclid Ave, Bay City, MI 48706
(989) 391-5200 thekoryagency.com
Superior Insurance Group
916 Washington Ave SUITE 210, Bay City, MI 48708
(989) 893-7651 sig-mi.com
Farmers Insurance - Miranda Keenan
264 Uptown Dr, Bay City, MI 48708
(989) 671-9899 agents.farmers.com
Michael Hayes Agency/Farm Bureau Insurance
509 S Euclid Ave, Bay City, MI 48706
(989) 684-4160 michfb.com
AAA Insurance - Kolm Insurance Group
702 S Euclid Ave, Bay City, MI 48706
(989) 316-1170 locator.acg.aaa.com
Future Insurance Agency
501 S Euclid Ave, Bay City, MI 48706
(989) 922-0049 futureins.com
DuRussel Insurance Agency
3741 Wilder Rd # C, Bay City, MI 48706
(989) 671-8206 durussel.com
The Lenar Agency
916 N Euclid Ave, Bay City, MI 48706
(989) 401-7770
Aird Insurance Group - Farm Bureau Insurance
903 Saginaw St, Bay City, MI 48708
(989) 792-9687 airdinsurancegroup.com
Farm Bureau Insurance Engelhardt Agency
903 Saginaw St, Bay City, MI 48708
(989) 895-4321 farmbureauinsurance-mi.com
Fremont Insurance
2105 10th St, Bay City, MI 48708
(989) 891-9324
Bechert Insurance Group-Farm Bureau Insurance in Bay City
503 N Euclid Ave Suite 11, Bay City, MI 48706
(989) 656-6860 michfb.com
Rudy Schlatter Agency - Farm Bureau Insurance
2450 Midland Rd, Bay City, MI 48706
(989) 684-2773 farmbureauinsurance-mi.com
Secure Assets Insurance Agency, LLC-Specializing in Medicare Plans
721 Washington Ave ste 505, Bay City, MI 48708
(989) 414-1377 secureassetsia.com
Valley United Insurance
1108 W Jenny St, Bay City, MI 48706
(989) 686-7099 valleyunitedinsurance.com

What Does a Umbrella Insurance Agent in Bay City Cost?

The cost of umbrella insurance in Michigan typically ranges from 150 to 500 dollars per year for one million dollars of coverage. Factors that affect the price include your driving record number of properties and prior claims. Higher coverage limits such as two or three million dollars will increase the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Bay City do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that adds coverage above your existing auto and home insurance. They evaluate your net worth and potential risks to recommend an appropriate coverage limit. In Michigan this extra layer can protect against lawsuits and large claims.
How much umbrella insurance do I need in Michigan?
The amount of umbrella insurance you need depends on your assets and income. Many agents suggest coverage equal to your total net worth or at least one million dollars. Michigan does not set a minimum requirement but higher limits can shield you from personal injury and property damage lawsuits.