ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsMichigan › East Lansing

Find Umbrella Insurance Agents Near You in East Lansing, MI

Browse umbrella insurance agents serving East Lansing, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in East Lansing, Michigan is Meiers Lombardini Lemanski Insurance, rated 4.9 stars across 119 reviews. Other highly rated options include Hacker-King-Sherry Agency, Meemic Insurance-Winston Agency, Goosehead Insurance - Deborah Schultz. This directory lists 11 umbrella insurance agents serving East Lansing.

Showing 11 umbrella insurance agents in East Lansing, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Meiers Lombardini Lemanski Insurance2760 E Lansing Dr #1(517) 351-9117
2Hacker-King-Sherry Agency2205 Abbot Rd(517) 337-6000
3Meemic Insurance-Winston Agency808 W Lake Lansing Rd STE 102(517) 337-8222
4Goosehead Insurance - Deborah Schultz1760 Abbey Rd Suite 222(517) 885-3795
5Brown-Pixley Insurance5665 Okemos Rd(517) 339-8277
6Farm Bureau Insurance: Michael Stein Agency1400 Abbot Rd #410(517) 333-2060
7Bubolz Insurance1159 Trowbridge Rd(517) 332-8671
8Al Bourdeau Insurance Agency2660 E Grand River Ave(800) 644-6030
9Mourer Foster Inc.300 W Lake Lansing Rd(517) 371-2300
10RMTC Agency, Inc.1451 E Lansing Dr STE 215(517) 351-3000
ML
2760 E Lansing Dr #1
Meiers Lombardini Lemanski Insurance
Umbrella Insurance Agent · East Lansing, MI

Meiers Lombardini Lemanski Insurance serves residents and businesses throughout East Lansing, Michigan, as an umbrella insurance agent. This firm helps clients secure additional liability coverage that extends beyond the limits of standard home, auto, or watercraft policies. Umbrella insurance provides a crucial layer of financial protection against major claims or lawsuits. The agency guides customers through the process of selecting appropriate coverage limits to safeguard their assets. It handles personal umbrella policies and commercial umbrella insurance for local enterprises.

HK
2205 Abbot Rd
Hacker-King-Sherry Agency
Umbrella Insurance Agent · East Lansing, MI

The Hacker-King-Sherry Agency provides umbrella insurance coverage to protect clients from major liability claims. Their service plans involve reviewing existing home and auto policies to coordinate extra liability layers that activate after base limits are exhausted. Routine maintenance of such plans includes annual policy audits to account for any asset changes. This agency serves clients owning single-family homes, apartments, retail locations, and restaurants throughout the East Lansing, Michigan area.

MI
808 W Lake Lansing Rd STE 102
Meemic Insurance-Winston Agency
Umbrella Insurance Agent · East Lansing, MI

Meemic Insurance-Winston Agency serves homeowners, landlords, and business owners seeking umbrella insurance policies in East Lansing, Michigan. The agency helps clients secure additional liability coverage beyond standard home or auto policies to protect against major claims and lawsuits. This extra layer of insurance is often essential for those with significant assets or properties. The agency assists clients in understanding coverage limits and policy options to match their individual risk levels. It also serves property managers and residents in neighboring Okemos, ensuring comprehensive liability protection throughout the greater Lansing metro area.

GI
1760 Abbey Rd Suite 222
Goosehead Insurance - Deborah Schultz
Umbrella Insurance Agent · East Lansing, MI

Goosehead Insurance - Deborah Schultz specializes in umbrella insurance, offering additional liability coverage that extends beyond the limits of standard policies. The agency provides general service work for clients in East Lansing, MI, helping them protect assets through broader protection layers. It assists residents in addressing specific seasonal concerns, such as increased liability risks from holiday gatherings or winter accidents on icy walkways.

BP
5665 Okemos Rd
Brown-Pixley Insurance
Umbrella Insurance Agent · East Lansing, MI

With Michigan's changing seasons bringing hailstorms and heavy snow, East Lansing homeowners and drivers often seek broader liability coverage. Brown-Pixley Insurance addresses this need by offering umbrella insurance policies designed to extend protection beyond standard auto or homeowners limits. The company focuses on matching each client with appropriate coverage for unforeseen liabilities in the surrounding area. An initial assessment of personal assets and current policy limits is conducted during a complimentary consultation to determine the necessary extra layer of protection.

FB
1400 Abbot Rd #410
Farm Bureau Insurance: Michael Stein Agency
Umbrella Insurance Agent · East Lansing, MI

Farm Bureau Insurance: Michael Stein Agency in East Lansing, MI, offers clients a choice between a one-time policy purchase for a specific term or a recurring policy that automatically renews each year. Umbrella insurance coverage provides an extra layer of liability protection, extending beyond the limits of standard home or auto policies to help safeguard assets from major claims and lawsuits. Due to the ongoing nature of liability risk, service for these policies typically runs on a scheduled annual renewal basis.

BI
1159 Trowbridge Rd
Bubolz Insurance
Umbrella Insurance Agent · East Lansing, MI

Bubolz Insurance provides general personal and commercial liability coverage to clients in East Lansing, Michigan. The agency specializes in umbrella insurance policies, which offer extended liability protection beyond standard home and auto limits. These policies safeguard policyholders against major claims that might exhaust underlying coverage. The agency serves local businesses, including offices requiring professional liability buffers, warehouses needing protection for inventory risks, and food service operations exposed to customer injury claims.

AB
2660 E Grand River Ave
Al Bourdeau Insurance Agency
Umbrella Insurance Agent · East Lansing, MI

Al Bourdeau Insurance Agency provides residential umbrella insurance coverage in East Lansing, Michigan, offering additional liability protection beyond standard home policies. The agency also handles commercial umbrella insurance for local businesses, ensuring broader coverage across property and operations within the East Lansing area. Working with clients throughout the region, the firm evaluates personal and business risks to recommend appropriate policy limits. Individuals and business owners often return for adjustments as their coverage needs evolve between regular policy reviews.

MF
300 W Lake Lansing Rd
Mourer Foster Inc.
Umbrella Insurance Agent · East Lansing, MI

Mourer Foster Inc. serves East Lansing and its surrounding communities, providing umbrella insurance to protect local residents and businesses from catastrophic liability claims. The agency offers coverage that extends beyond the limits of standard auto and homeowners policies. When a client’s primary policy reaches its cap, this additional layer can guard savings and future earnings from a major lawsuit or settlement. To handle each case, the agent first reviews the client’s current primary coverage to identify potential liability gaps in their specific assets and activities.

RA
1451 E Lansing Dr STE 215
RMTC Agency, Inc.
Umbrella Insurance Agent · East Lansing, MI

Residential umbrella insurance coverage is available from RMTC Agency, Inc., which also handles commercial policies for properties and businesses in the greater East Lansing area. These policies provide extra liability protection above standard home and auto limits, safeguarding clients against major claims and lawsuits received while serving the local community. Policyholders often reach out to review coverage needs when their underlying policies are set for regular renewal, ensuring continued alignment without interruption between scheduled visits.

MP
120 W Saginaw St
MSMS Physicians Insurance Agency
Umbrella Insurance Agent · East Lansing, MI
(517) 878-2464
msmsinsurance.org

What Does an a Umbrella Insurance Agent in East Lansing Cost?

In Michigan, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits, such as 2 million or 5 million dollars, may cost 300 to 600 dollars annually. Costs vary based on the number of vehicles, driving record, home value, and other risk factors. This is general information, not insurance advice.

About umbrella insurance agents in East Lansing

Umbrella insurance agents in East Lansing help residents secure additional liability coverage that goes beyond standard auto and homeowners policies. Michigan law requires no-fault auto insurance with specific minimum limits, and an umbrella policy can provide extra protection for assets and future earnings. Agents in East Lansing can tailor coverage to local risk factors like winter driving conditions and university-related activities.

Frequently Asked Questions

What does an umbrella insurance agent in East Lansing do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding the limits of your home or auto insurance. In Michigan, this is especially important because of the state's unique no-fault insurance system and high medical costs. The agent assesses your assets and risk profile to recommend appropriate coverage amounts.

How much umbrella insurance do I need in Michigan?

Most agents recommend at least 1 million dollars in umbrella coverage for Michigan residents with significant assets or income. The amount needed depends on factors like home equity, savings, and potential liability from activities such as owning a rental property or having a teenage driver. An agent can help calculate the right limit based on your personal situation.

Is umbrella insurance required by Michigan law?

No, Michigan law does not require umbrella insurance. However, it is strongly recommended for individuals with assets to protect beyond the minimum liability limits of standard policies. Michigan courts can award large judgments in personal injury cases, making extra coverage a prudent choice for many East Lansing residents.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.