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Compare Umbrella Insurance Agents in Battle Creek, MI
Looking for a umbrella insurance agent in Battle Creek? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Battle Creek, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 umbrella insurance agents in Battle Creek, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Heeter - State Farm Insurance Agent
181 North Ave, Battle Creek, MI 49017
(269) 968-8177
goheeter.com
Farmers Insurance - Terry Smith
153 E Columbia Ave, Battle Creek, MI 49015
(269) 213-8275
agents.farmers.com
Matt Gorham - State Farm Insurance Agent
7055 Tower Rd Suite H, Battle Creek, MI 49014
(269) 962-4041
gorhamteam.com
Chase Anthes - State Farm Insurance Agent
19915 Capital Ave NE #204, Battle Creek, MI 49017
(269) 962-5117
chaseanthes.com
Farmers Insurance - Olivia Herman
5568 Beckley Rd Suite 6, Battle Creek, MI 49015
(269) 403-3330
agents.farmers.com
Insurance Network Agency, Inc.
732 Capital Ave SW, Battle Creek, MI 49015
(269) 968-0577
insurancenetworkagency.com
Allen-Harmon-Mason-Selinger
230 Helmer Rd N, Battle Creek, MI 49037
(269) 441-5156
allenharmon.com
Natanael Robles-Cruz
68 Michigan Ave, Battle Creek, MI 49017
(269) 888-4297
content.naic.org
AAA Battle Creek
5700 Beckley Rd Ste E20A, Battle Creek, MI 49015
(269) 962-2500
locator.acg.aaa.com
Allstate Insurance: The Lange Agency
812 Capital Ave SW, Battle Creek, MI 49015
(269) 282-7472
agents.allstate.com
C.L. Van Deventer Insurance Agency Of Battle Creek
An umbrella insurance agent in Battle Creek Michigan helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. Michigan law requires minimum auto liability limits of 250000 dollars for bodily injury per person and 500000 dollars per accident, but a personal umbrella policy can provide one million dollars or more in extra protection. This extra layer is especially important in Michigan because the state is a no-fault insurance state with unique medical and wage loss benefit rules.
What Does a Umbrella Insurance Agent in Battle Creek Cost?
In Michigan, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits such as two million or five million dollars may cost 250 to 600 dollars annually. Costs vary based on your insurance score, number of vehicles, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Battle Creek do?
An umbrella insurance agent in Battle Creek helps you assess your personal liability risks and find a policy that covers claims above your existing home and auto insurance limits. They explain how umbrella coverage protects against lawsuits for bodily injury, property damage, and personal liability events like slander or libel.
Who needs umbrella insurance in Michigan?
Anyone with significant assets such as a home, savings, or future income should consider umbrella insurance in Michigan. It is also useful for those who own rental properties, have a swimming pool, or engage in activities that increase lawsuit risk like coaching youth sports.
How much umbrella coverage do I need in Battle Creek?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your total assets and potential future earnings. Your agent can review your net worth and risk factors to suggest an appropriate limit.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.