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Directory of umbrella insurance agents in Detroit, Michigan. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Detroit, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 15 umbrella insurance agents in Detroit, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
L.A. Insurance
2922 W Grand Blvd, Detroit, MI 48202
(313) 871-0100
lainsurance.com
L.A. Insurance
21400 W McNichols Rd, Detroit, MI 48219
(313) 255-4433
lainsurance.com
L.A. Insurance
17516 Livernois, Detroit, MI 48221
(313) 863-6000
lainsurance.com
L.A. Insurance
15601 Grand River Ave, Detroit, MI 48227
(313) 835-4000
lainsurance.com
L.A. Insurance
540 E Warren Ave, Detroit, MI 48201
(313) 888-8268
lainsurance.com
L.A. Insurance
8941 Eight Mile W, Detroit, MI 48221
(313) 646-6346
lainsurance.com
L.A. Insurance
13002 Gratiot Ave, Detroit, MI 48205
(313) 521-4400
lainsurance.com
L.A. Insurance
3511 S Fort St, Detroit, MI 48217
(313) 294-2000
lainsurance.com
Premier Insurance Detroit
15363 Livernois, Detroit, MI 48238
(313) 342-4100
agent.progressive.com
L.A. Insurance
14701 Mack Ave, Detroit, MI 48215
(313) 884-8888
lainsurance.com
L.A. Insurance
19100 John R St, Detroit, MI 48203
(313) 891-9100
lainsurance.com
Nemecek Agency
1420 Washington Blvd STE 300, Detroit, MI 48226
(313) 771-5619
nemecek.agency
Gilead Insurance Agency
18323 W McNichols Rd, Detroit, MI 48219
(313) 533-3220
mygileadinsurance.com
Jordan A. Mitchell Insurance Agency
6925 E Jefferson Ave, Detroit, MI 48207
(313) 451-6400
agents.farmers.com
Lewis & Thompson Agency Incorporated
2621 W Grand Blvd, Detroit, MI 48208
(313) 875-7555
lewis-thompson.net
An umbrella insurance agent in Detroit Michigan helps you secure extra liability protection beyond your standard auto and homeowners policies. Michigan law requires no-fault auto insurance with unlimited medical benefits, making additional coverage important for asset protection. A local agent can tailor a policy to cover gaps and provide peace of mind for Detroit residents.
What Does a Umbrella Insurance Agent in Detroit Cost?
In Michigan, umbrella insurance premiums typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Costs can increase to 500 dollars or more for higher limits or if you have multiple vehicles or properties. Factors like driving record and claims history also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Detroit do?
An agent assesses your personal liability risks and recommends an umbrella policy that adds coverage above your existing home and auto limits. They help you understand Michigan specific requirements like the no-fault system. They also assist with policy selection and claims support.
How much umbrella coverage do I need in Michigan?
Typical umbrella policies start at 1 million dollars in coverage. Michigan law does not set a minimum for umbrella policies, but agents often recommend enough to protect your assets and future income. Your agent will review your net worth and risk factors to suggest an appropriate limit.
Can I get umbrella insurance if I have a high risk profile in Detroit?
Yes, many agents work with carriers that offer umbrella policies to drivers with tickets or accidents. However, premiums may be higher. Your agent can shop multiple insurers to find a policy that fits your situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.