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Find Umbrella Insurance Agents Near You in Garden City, MI

Compare umbrella insurance agents in Garden City. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Garden City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 10 umbrella insurance agents in Garden City, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lisa Lindbloom - State Farm Insurance Agent
29510 Ford Rd, Garden City, MI 48135
(734) 261-3111 lisalindbloom.com
L.A. Insurance
32917 Ford Rd, Garden City, MI 48135
(734) 367-9900 lainsurance.com
MIKE ALMALIKY: Allstate Insurance
32940 Cherry Hill Rd, Garden City, MI 48135
(313) 203-9319 agents.allstate.com
Paula M. Schembri: Allstate Insurance
29207 Ford Rd, Garden City, MI 48135
(734) 427-6020 agents.allstate.com
McFarlane-King Agency
28230 Ford Rd, Garden City, MI 48135
(734) 427-3000 mkainsurance.com
Flex Insurance Agency
1757 Inkster Rd, Garden City, MI 48135
(734) 425-5888 flexinsurance.net
AAA Insurance - Gheeda Insurance Agency, LLC
1757 Inkster Rd, Garden City, MI 48135
(734) 425-5359 locator.acg.aaa.com
Beaudrie Insurance Agency
29207 Ford Rd, Garden City, MI 48135
(734) 379-2400 beaudrieagency.com
Manessa Agency
6743 Middlebelt Rd, Garden City, MI 48135
(734) 881-0001 locator.meemic.com
Angela Michigan Insurance Lady
32667 Ford Rd, Garden City, MI 48135
(734) 853-3401

An umbrella insurance agent in Garden City, Michigan helps you secure extra liability coverage that goes beyond the limits of your auto or homeowners policy. Michigan law requires minimum auto liability limits of 20/40/10, but an umbrella policy can provide additional protection for lawsuits or large claims. Local agents understand the specific risks for Garden City residents, including winter weather accidents and property liability issues.

What Does a Umbrella Insurance Agent in Garden City Cost?

In Michigan, umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. The price depends on your risk factors such as driving record, property value, and number of vehicles. Higher coverage limits of 2 to 5 million dollars will increase the premium. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Garden City do?
An umbrella insurance agent helps you buy a policy that adds extra liability coverage above your existing auto and home insurance. This coverage can pay for legal defense costs and settlements if you are sued. Agents in Garden City can review your current policies and recommend a coverage amount that fits your needs.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk. Michigan courts can award large judgments in personal injury cases, so higher limits may be wise if you own a home or have significant savings. Your agent can help calculate the appropriate limit for your situation.