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Find Umbrella Insurance Agents Near You in Ann Arbor, MI

Browse umbrella insurance agents serving Ann Arbor, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, John Avery - State Farm Insurance Agent, Heidi Kussurelis Insurance. This directory lists 25 umbrella insurance agents serving Ann Arbor.

Showing 25 umbrella insurance agents in Ann Arbor, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tom Pelham - State Farm Insurance Agent2178 S State St Suite B(734) 929-1818
2Aaron Richards - State Farm insurance Agent530 S Maple Rd(734) 995-5052
3John Avery - State Farm Insurance Agent709 W Ellsworth Rd Ste 112(734) 477-6090
4Heidi Kussurelis Insurance2405 S Main St(734) 213-6736
5Farmers Insurance - Julia Jakacki323 S Main St Ste A(734) 519-5489
6Ann Arbor Insurance Centre2755 Carpenter Rd(734) 973-9444
7Lequana Robinson Insurance Agency2531 Jackson Ave #318(734) 585-5259
8Concept Insurance4884 S State Rd(734) 369-9900
9Falcon Insurance Agency of MichiganFloor Seven, 202 E Washington St Suite 711(734) 887-9110
10Gallagher Insurance, Risk Management & Consulting305 E Eisenhower Pkwy #200(734) 662-3100
TP
2178 S State St Suite B
Tom Pelham - State Farm Insurance Agent
Umbrella Insurance Agent · Ann Arbor, MI

Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area, providing umbrella insurance coverage to local residents and businesses. This agent offers policies that deliver extended liability protection beyond standard home and auto insurance limits. Umbrella insurance helps safeguard personal assets and future earnings against large claims or lawsuits. The agent also assists clients in evaluating their individual risk factors to determine appropriate coverage levels. Specific services include customizing umbrella policies to coordinate with existing auto and homeowners insurance for comprehensive protection.

AR
530 S Maple Rd
Aaron Richards - State Farm insurance Agent
Umbrella Insurance Agent · Ann Arbor, MI

Aaron Richards - State Farm Insurance Agent in Ann Arbor, Michigan provides individual and commercial umbrella liability insurance policies. These plans offer supplemental coverage beyond standard policy limits, protecting clients from major claims and lawsuits. Service includes policy reviews to help ensure adequate coverage as personal or business assets grow. Maintenance involves monitoring policy thresholds and coordinating with underlying homeowners, auto, or business policies. The agent serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

JA
709 W Ellsworth Rd Ste 112
John Avery - State Farm Insurance Agent
Umbrella Insurance Agent · Ann Arbor, MI

John Avery - State Farm Insurance Agent in Ann Arbor, Michigan, provides umbrella insurance coverage for homeowners, businesses, and property managers who seek additional liability protection beyond standard policy limits. These policies help safeguard assets against major claims and lawsuits. The agent also serves clients in nearby communities such as Ypsilanti, helping residents across the broader Washtenaw County metro area secure comprehensive personal and commercial liability coverage tailored to their specific risk exposures.

HK
2405 S Main St
Heidi Kussurelis Insurance
Umbrella Insurance Agent · Ann Arbor, MI

Serving Ann Arbor and the surrounding Washtenaw County communities, Heidi Kussurelis Insurance handles personal umbrella insurance policies. These policies provide extended liability coverage, protecting clients beyond the limits of their standard auto, home, or boat insurance. The agency works with individuals to determine appropriate coverage levels that guard against major claims and lawsuits for their assets. For a typical policy, the agent evaluates a client's current risk factors and existing coverage to integrate a seamless layer of additional protection.

FI
323 S Main St Ste A
Farmers Insurance - Julia Jakacki
Umbrella Insurance Agent · Ann Arbor, MI

Farmers Insurance - Julia Jakacki in Ann Arbor, MI, offers umbrella insurance to provide extra liability coverage beyond standard home and auto policies. A one-time policy setup establishes a protective layer against major claims or lawsuits, while recurring annual renewals ensure continuous protection as personal assets grow. This agent serves clients by assessing individual risk levels to recommend appropriate coverage limits for long-term security. Services run on an as-needed basis beginning with an initial consultation, with annual policy reviews scheduled to adjust coverage for changing circumstances.

AA
2755 Carpenter Rd
Ann Arbor Insurance Centre
Umbrella Insurance Agent · Ann Arbor, MI

Ann Arbor Insurance Centre in Ann Arbor, MI, offers personalized guidance on umbrella insurance policies to extend liability coverage beyond standard home and auto limits. Its specialists assist local clients in assessing potential risks and structuring added protection for greater financial security. During severe Michigan winter months, it frequently helps homeowners and drivers address increased accident and property damage exposure arising from icy roads or falling tree limbs.

LR
2531 Jackson Ave #318
Lequana Robinson Insurance Agency
Umbrella Insurance Agent · Ann Arbor, MI

Lequana Robinson Insurance Agency provides residential umbrella insurance services for homeowners in Ann Arbor, Michigan. The agency also offers commercial coverage to help local businesses protect their assets beyond standard policy limits. Serving the greater Ann Arbor area, these policies are designed for individuals and companies seeking additional liability protection. Clients can return for policy reviews or updates during regular intervals, ensuring their coverage remains aligned with changing needs between scheduled visits.

CI
4884 S State Rd
Concept Insurance
Umbrella Insurance Agent · Ann Arbor, MI

Concept Insurance in Ann Arbor, MI is known for providing personal umbrella liability policies that extend coverage beyond standard home and auto limits. The agency evaluates clients’ unique risk exposures to help protect assets against major claims or lawsuits. It offers a range of umbrella insurance amounts suited for local homeowners, drivers, and renters. These policies typically cover legal defense costs and certain personal injury liabilities. For additional protection, the company can specialize in adding coverage for recreational vehicles and watercraft on the same umbrella policy.

FI
Floor Seven, 202 E Washington St Suite 711
Falcon Insurance Agency of Michigan
Umbrella Insurance Agent · Ann Arbor, MI

Falcon Insurance Agency of Michigan, located in Ann Arbor, structures comprehensive general liability policies for businesses and homeowners. Their specialty lies in securing umbrella insurance add-ons, which extend coverage limits beyond standard policies to provide crucial additional protection against major claims or lawsuits. This service helps clients in the region manage unforeseen financial risks with confidence. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.

GI
305 E Eisenhower Pkwy #200
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Ann Arbor, MI
AA
1100 S Main St
AAA Ann Arbor
Umbrella Insurance Agent · Ann Arbor, MI
(734) 747-7000
locator.acg.aaa.com/mi/ann-arbor/aaa-ann-arbor
LI
4667 Washtenaw Ave
L.A. Insurance
Umbrella Insurance Agent · Ann Arbor, MI
(734) 528-8000
lainsurance.com
FI
2723 S State St UNIT 150
Farmers Insurance - Daniel Omodio
Umbrella Insurance Agent · Ann Arbor, MI
(248) 987-6090
agents.farmers.com/mi/ann-arbor/daniel-omodio
GG
3376 Washtenaw Ave
The Gordon Group Agency
Umbrella Insurance Agent · Ann Arbor, MI
(734) 677-1555
locator.meemic.com/mi/washtenaw-ann-arbor/gordon-group-agency
GG
3909 Jackson Rd
The Gordon Group Agency
Umbrella Insurance Agent · Ann Arbor, MI
(734) 821-1555
locator.meemic.com/mi/jackson-ann-arbor/gordon-group-agency
FB
5095 Ann Arbor-Saline Rd
Farm Bureau Insurance - Brett Fennelly
Umbrella Insurance Agent · Ann Arbor, MI
(734) 944-0660
michfb.com/insurance/find-an-agent/brett-fennelly-5095-ann-arbor-saline-rd
AA
1793 W Stadium Blvd
Ann Arbor Insurance Associates, LLC
Umbrella Insurance Agent · Ann Arbor, MI
(734) 327-9222
annarbor-insurance.com
AI
2750 Carpenter Rd #3
Arbor Insurance Agency, Inc.
Umbrella Insurance Agent · Ann Arbor, MI
(734) 971-0011
arborinsurance.com
LI
2723 S State St #150a
Lifetime Insurance Services
Umbrella Insurance Agent · Ann Arbor, MI
(734) 521-4560
KI
1201 Briarwood Cir
Kapnick Insurance
Umbrella Insurance Agent · Ann Arbor, MI
(734) 994-9099
kapnick.com
LI
3025 Boardwalk Dr UNIT 157
Lockridge Insurance Services LLC
Umbrella Insurance Agent · Ann Arbor, MI
(734) 530-4841
AA
900 Victors Way Ste 115
Acrisure Ann Arbor, MI (Kemner-Iott Agency)
Umbrella Insurance Agent · Ann Arbor, MI
(734) 971-1000
acrisure.com
HY
201 Depot St
Hylant
Umbrella Insurance Agent · Ann Arbor, MI
(734) 741-0044
hylant.com
AI
3676 S State St
AAA Insurance - Jeff Fedewa Insurance Agency
Umbrella Insurance Agent · Ann Arbor, MI
(734) 608-1247
locator.acg.aaa.com/mi/ann-arbor/aaa-insurance-jeff-fedewa-insurance-agency
AA
E Washington St
Aprill Agency Inc
Umbrella Insurance Agent · Ann Arbor, MI
(734) 662-4507
aprillagency.com

What Does an a Umbrella Insurance Agent in Ann Arbor Cost?

In Michigan, a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your driving record, home value, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Ann Arbor

An umbrella insurance agent in Ann Arbor Michigan helps you add a layer of liability protection beyond your standard auto and homeowners policies. Michigan law requires no-fault auto insurance with minimum liability limits, but an umbrella policy can cover gaps and defend you against large claims. Local agents understand Ann Arbor risks like rental properties and high-value vehicles.

Frequently Asked Questions

What does an umbrella insurance agent in Ann Arbor do?

An umbrella insurance agent in Ann Arbor helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your auto and home insurance limits. It can pay for legal defense and settlements if you are sued.

How much umbrella coverage do I need in Michigan?

Most agents recommend at least one million dollars in umbrella coverage. Michigan courts can award large judgments in personal injury cases. Your agent will review your assets and risks to suggest an appropriate limit.

Does Michigan law require umbrella insurance?

No, Michigan law does not require umbrella insurance. However, your auto and home policies have minimum liability limits. An umbrella policy adds extra protection against lawsuits and large claims.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.