Skip to main content

Compare Umbrella Insurance Agents in Ann Arbor, MI

Browse umbrella insurance agents serving Ann Arbor, Michigan. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Ann Arbor, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 umbrella insurance agents in Ann Arbor, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Pelham - State Farm Insurance Agent
2178 S State St Suite B, Ann Arbor, MI 48104
(734) 929-1818 tompelham.com
Aaron Richards - State Farm insurance Agent
530 S Maple Rd, Ann Arbor, MI 48103
(734) 995-5052 aaronrichardsinsurance.com
John Avery - State Farm Insurance Agent
709 W Ellsworth Rd Ste 112, Ann Arbor, MI 48108
(734) 477-6090 johnaveryagency.com
Heidi Kussurelis Insurance
2405 S Main St, Ann Arbor, MI 48103
(734) 213-6736 heidikinsurance.com
Farmers Insurance - Julia Jakacki
323 S Main St Ste A, Ann Arbor, MI 48104
(734) 519-5489 agents.farmers.com
Ann Arbor Insurance Centre
2755 Carpenter Rd, Ann Arbor, MI 48108
(734) 973-9444 annarborinsurancecentre.com
AAA Ann Arbor
1100 S Main St, Ann Arbor, MI 48104
(734) 747-7000 locator.acg.aaa.com
Falcon Insurance Agency of Michigan
Floor Seven, 202 E Washington St Suite 711, Ann Arbor, MI 48104
(734) 887-9110 falconinsagency.com
Lequana Robinson Insurance Agency
2531 Jackson Ave #318, Ann Arbor, MI 48103
(734) 585-5259 lequana.com
Concept Insurance
4884 S State Rd, Ann Arbor, MI 48108
(734) 369-9900 conceptinsurance.com
L.A. Insurance
4667 Washtenaw Ave, Ann Arbor, MI 48108
(734) 528-8000 lainsurance.com
Gallagher Insurance, Risk Management & Consulting
305 E Eisenhower Pkwy #200, Ann Arbor, MI 48108
(734) 662-3100 locations.ajg.com
Farmers Insurance - Daniel Omodio
2723 S State St UNIT 150, Ann Arbor, MI 48104
(248) 987-6090 agents.farmers.com
The Gordon Group Agency
3376 Washtenaw Ave, Ann Arbor, MI 48104
(734) 677-1555 locator.meemic.com
The Gordon Group Agency
3909 Jackson Rd, Ann Arbor, MI 48103
(734) 821-1555 locator.meemic.com
Farm Bureau Insurance - Brett Fennelly
5095 Ann Arbor-Saline Rd, Ann Arbor, MI 48103
(734) 944-0660 michfb.com
Kapnick Insurance
1201 Briarwood Cir, Ann Arbor, MI 48108
(734) 994-9099 kapnick.com
Ann Arbor Insurance Associates, LLC
1793 W Stadium Blvd, Ann Arbor, MI 48103
(734) 327-9222 annarbor-insurance.com
Arbor Insurance Agency, Inc.
2750 Carpenter Rd #3, Ann Arbor, MI 48108
(734) 971-0011 arborinsurance.com
Lifetime Insurance Services
2723 S State St #150a, Ann Arbor, MI 48104
(734) 521-4560

An umbrella insurance agent in Ann Arbor Michigan helps you add a layer of liability protection beyond your standard auto and homeowners policies. Michigan law requires no-fault auto insurance with minimum liability limits, but an umbrella policy can cover gaps and defend you against large claims. Local agents understand Ann Arbor risks like rental properties and high-value vehicles.

What Does a Umbrella Insurance Agent in Ann Arbor Cost?

In Michigan, a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Ann Arbor do?
An umbrella insurance agent in Ann Arbor helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your auto and home insurance limits. It can pay for legal defense and settlements if you are sued.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least one million dollars in umbrella coverage. Michigan courts can award large judgments in personal injury cases. Your agent will review your assets and risks to suggest an appropriate limit.
Does Michigan law require umbrella insurance?
No, Michigan law does not require umbrella insurance. However, your auto and home policies have minimum liability limits. An umbrella policy adds extra protection against lawsuits and large claims.