ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsMichigan › Waterford Township

Find Umbrella Insurance Agents Near You in Waterford Township, MI

Browse umbrella insurance agents serving Waterford Township, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), AAA Insurance - Jon Gilroy Insurance Agency. This directory lists 17 umbrella insurance agents serving Waterford Township.

Showing 17 umbrella insurance agents in Waterford Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Joe Fagan - State Farm Insurance Agent6909 Highland Rd(248) 666-2590
2J. Bejin & Associates2300 Dixie Hwy Suite 415(248) 599-9076
3Acrisure Waterford Township, MI (Select Underwriters)100 N Williams Lake Rd Suite A(248) 698-7600
4AAA Insurance - Jon Gilroy Insurance Agency5324 Highland Rd(248) 618-3665
5Acrisure Waterford Township, MI (Huttenlocher Group)1007 W Huron St(248) 681-2100
6Hutchison's Insurance Agency, LLC3392 Sashabaw Rd(248) 674-0464
7Vikings Insurance Agency4209 Sashabaw Rd(248) 674-2271
8Farm Bureau Insurance - The Milner Agency3756 Sashabaw Rd(248) 599-3135
9L.A. Insurance3505 Elizabeth Lake Rd(248) 681-9800
10Vollrath Insurance Services4700 Dixie Hwy(248) 673-1219
JF
6909 Highland Rd
Joe Fagan - State Farm Insurance Agent
Umbrella Insurance Agent · Waterford Township, MI

Joe Fagan - State Farm Insurance Agent serves the Waterford Township, MI area as an umbrella insurance agent, providing personal and commercial coverage. This agent helps clients address liability risks that exceed standard policies, offering financial protection for major claims. Regular services include detailed policy reviews and adjustments to keep coverage with the current lifestyle. Umbrella insurance from this agency aids in safeguarding assets and future earnings for individuals and businesses. Specific services handled include seamless liability policy integration and high-limit supplemental coverage options.

JB
2300 Dixie Hwy Suite 415
J. Bejin & Associates
Umbrella Insurance Agent · Waterford Township, MI

J. Bejin & Associates provides comprehensive umbrella insurance solutions for clients seeking additional liability coverage beyond standard policies. It offers guidance on policy limits and claims protection tailored to individual risk assessments. The firm assists with coverage reviews and policy adjustments to ensure adequate financial safeguards. Service plans include consultation on liability exposure and documentation support. J. Bejin & Associates services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

AW
100 N Williams Lake Rd Suite A
Acrisure Waterford Township, MI (Select Underwriters)
Umbrella Insurance Agent · Waterford Township, MI

Acrisure Waterford Township, MI (Select Underwriters) serves homeowners, businesses, and property managers in need of supplemental liability protection beyond standard policy limits. As an umbrella insurance agent, it helps clients safeguard assets by offering an extra layer of coverage against major claims or lawsuits. The agency works with local residents and commercial operators seeking comprehensive risk management. In addition to serving Waterford Township, it extends its services to nearby communities within the greater Oakland County metro area such as Pontiac.

AI
5324 Highland Rd
AAA Insurance - Jon Gilroy Insurance Agency
Umbrella Insurance Agent · Waterford Township, MI

Serving Waterford Township, Michigan, and nearby communities, AAA Insurance - Jon Gilroy Insurance Agency handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agency assists clients in protecting personal assets from substantial claims or lawsuits that exceed underlying policy caps. For a typical job, it reviews existing coverage, identifies potential exposure gaps, and then recommends an appropriate umbrella limit to match individual risk profiles.

AW
1007 W Huron St
Acrisure Waterford Township, MI (Huttenlocher Group)
Umbrella Insurance Agent · Waterford Township, MI

Acrisure Waterford Township, MI (Huttenlocher Group) specializes in umbrella insurance policies, offering additional liability coverage that extends beyond the limits of standard home and auto policies. The agency provides general insurance services for individuals and families in Waterford Township, helping to protect assets against major claims and lawsuits. In winter, this extra layer of coverage becomes particularly valuable when snow and ice from a property cause injuries to visitors, leading to significant medical and legal expenses beyond a standard policy’s limits.

HS
3392 Sashabaw Rd
Hutchison's Insurance Agency, LLC
Umbrella Insurance Agent · Waterford Township, MI

Hutchison's Insurance Agency, LLC operates in Waterford Township, MI, offering umbrella insurance as both a one-time policy purchase and a recurring annual service for ongoing coverage. Providing additional liability protection beyond standard auto or homeowners policies, their services address the local need for broad risk management. Policyholders can rely on as-needed adjustments to their coverage limits or scheduled reviews aligned with policy renewal dates.

VI
4209 Sashabaw Rd
Vikings Insurance Agency
Umbrella Insurance Agent · Waterford Township, MI

As snow and ice create slick conditions across neighborhoods in Waterford Township each winter, liability risks from slip-and-fall injuries increase sharply. Vikings Insurance Agency provides umbrella insurance coverage as an added layer of protection once your auto and homeowners policies reach their limits. This additional liability insurance helps safeguard your future earnings and savings from unexpected claims arising on your property. An initial consultation to review your existing coverage and discuss your liability exposure is scheduled at your convenience.

FB
3756 Sashabaw Rd
Farm Bureau Insurance - The Milner Agency
Umbrella Insurance Agent · Waterford Township, MI

Farm Bureau Insurance - The Milner Agency serves residential clients in Waterford Township and surrounding areas with umbrella insurance policies. Commercial coverage is also available for local businesses seeking additional liability protection beyond standard policies. The agency provides these services throughout the broader community. They focus on ensuring policyholders have adequate protection for unexpected events. Clients can return for follow-up needs or policy adjustments between regular visits to maintain appropriate coverage levels.

LI
3505 Elizabeth Lake Rd
L.A. Insurance
Umbrella Insurance Agent · Waterford Township, MI

L.A. Insurance in Waterford Township, Michigan provides a full range of umbrella insurance agent services, including policy consultation, risk assessment, and claims assistance. The company offers ongoing policy reviews to ensure coverage limits remain aligned with changing liabilities. Their service plans include adjustments for new assets or life events. This agency handles coverage for a variety of properties, such as single-family homes, apartments, retail establishments, and restaurants.

VI
4700 Dixie Hwy
Vollrath Insurance Services
Umbrella Insurance Agent · Waterford Township, MI
LI
1400 Scott Lake Rd a
LOOK! Insurance Agencies, Inc.
Umbrella Insurance Agent · Waterford Township, MI
(248) 673-5665
look-insurance.com
DA
5459 Dixie Hwy
DAD Agency - Insurance
Umbrella Insurance Agent · Waterford Township, MI
(248) 623-2323
dadagencyinsurance.com
WI
4944 Highland Rd
Willow Insurance Group
Umbrella Insurance Agent · Waterford Township, MI
(855) 677-2221
willowinsurancegroup.com
FI
1370 N Oakland Blvd Ste 108
Farmers Insurance - Angela Corliss
Umbrella Insurance Agent · Waterford Township, MI
(248) 234-6665
agents.farmers.com/mi/waterford/angela-corliss
GW
4944 Highland Rd
Gilbert & Wiseman Insurance Agency
Umbrella Insurance Agent · Waterford Township, MI
(248) 681-6300
MI
4089 W Walton Blvd Suite A
Macy Insurance Agency, Inc.
Umbrella Insurance Agent · Waterford Township, MI
(248) 673-7320
locator.meemic.com/mi/waterford-twp/macy-agency
TI
5649 Highland Rd
Turnbull Insurance Agency
Umbrella Insurance Agent · Waterford Township, MI
(248) 673-5655
turnbullinsuranceagency.com

What Does an a Umbrella Insurance Agent in Waterford Township Cost?

In Michigan, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher coverage amounts, such as 2 million dollars, may cost 250 to 500 dollars annually. Costs vary based on your driving record, number of properties, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Waterford Township

An umbrella insurance agent in Waterford Township Michigan can help you secure extra liability coverage that goes beyond your home and auto policies. Michigan law requires no-fault auto insurance, but umbrella policies provide an additional layer of protection against large claims or lawsuits. Local agents understand the specific risks for Waterford Township residents, including lakefront properties and winter weather liabilities.

Frequently Asked Questions

What does an umbrella insurance agent do in Waterford Township?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto limits. In Michigan, this is especially useful because the state has high minimum auto liability requirements and a no-fault system. The agent assesses your assets and recommends a coverage amount.

How much umbrella coverage do I need in Michigan?

Most Michigan agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets. The amount depends on your net worth, income, and potential risks. A local Waterford Township agent can calculate the right limit for your situation.

Can I get umbrella insurance if I have a rental property in Waterford Township?

Yes, umbrella insurance can cover liability from rental properties you own in Waterford Township. Michigan law treats landlords as responsible for injuries on their property. An umbrella policy adds extra protection above your rental property insurance.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.