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Find Umbrella Insurance Agents in St Clair Shores, MI
Browse umbrella insurance agents serving St Clair Shores, Michigan. Contact information and addresses listed below.
16 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 16 umbrella insurance agents in St Clair Shores, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sue Crowe - State Farm Insurance Agent
31800 Harper Ave, St Clair Shores, MI 48082
(586) 296-3800
suecrowe.net
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990
lakepointeinsurance.com
Michigan Insurance and Financial Services
26503 Harper Ave, St Clair Shores, MI 48081
(586) 218-5980
miafs.com
DDI Insurance Agency
24522 Harper Ave, St Clair Shores, MI 48080
(313) 925-3216
ddiinsurance.com
Joe Manzella Agency - Goosehead Insurance
23000 Greater Mack Ave 2nd Floor, Suite 400, St Clair Shores, MI 48080
(313) 314-6811
goosehead.com
Goosehead Insurance - Joe Manzella
23000 Greater Mack Ave Suite 400, St Clair Shores, MI 48080
(313) 314-2227
goosehead.com
DC Insurance Group
26333 Jefferson Ave # 103, St Clair Shores, MI 48081
(586) 774-6400
dc-ins.com
Farm Bureau Insurance - Paul Genaw
23420 Greater Mack Ave C, St Clair Shores, MI 48080
(586) 218-7795
farmbureauinsurance-mi.com
Farmers Insurance - Talitha Perry
23409 Jefferson Ave Ste 102, St Clair Shores, MI 48080
(586) 774-5684
agents.farmers.com
Montagne Insurance Agency
27735 Jefferson Ave, St Clair Shores, MI 48081
(586) 202-2887
Gallagher Insurance, Risk Management & Consulting
22930 E 9 Mile Rd, St Clair Shores, MI 48080
(586) 774-5300
locations.ajg.com
Davis Insurance Group Agency
31750 Harper Ave, St Clair Shores, MI 48082
(586) 944-2220
davisinsgrp.com
AAA Insurance - Kim Hobson & Associates
29840 Harper Ave, St Clair Shores, MI 48082
(586) 459-0778
locator.acg.aaa.com
Eastern Michigan Agencies Inc
24220 Jefferson Ave # A, St Clair Shores, MI 48080
(586) 778-9900
emainsurance.com
Perry & Perry Insurance Group Inc.
23409 Jefferson Ave STE 100B, St Clair Shores, MI 48080
(586) 774-5711
Gardner Insurance
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286
thegardnerinsurance.com
Umbrella insurance agents in St Clair Shores Michigan help you secure personal liability coverage that kicks in after your home or auto policy limits are exhausted. Michigan law requires no-fault auto insurance with minimum liability limits, but an umbrella policy can provide an extra layer of protection against large lawsuits. Local agents can explain how umbrella insurance works with Michigan specific coverage rules.
What Does a Umbrella Insurance Agent in St Clair Shores Cost?
The cost of umbrella insurance in Michigan typically ranges from 150 to 350 dollars per year for one million dollars in coverage. Adding more coverage usually costs less per million. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in St Clair Shores do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your standard home and auto limits. In Michigan, this can protect you from lawsuits arising from accidents on your property or while driving. The agent will assess your assets and recommend an appropriate coverage amount.
Do I need umbrella insurance in Michigan?
You may need umbrella insurance if you have significant assets such as a home, savings, or investments. Michigan courts can award large judgments in liability cases, and umbrella coverage helps shield your assets. It is also useful if you own a pool, a dog, or frequently host guests.
How much umbrella coverage should I get in St Clair Shores?
Most agents recommend starting with one million dollars in umbrella coverage, which is the minimum most insurers offer. If you have higher net worth or greater liability risks, you may need two million or more. Your agent can help you calculate the right amount based on your personal situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.