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Compare umbrella insurance agents in Saginaw. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Saginaw, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 umbrella insurance agents in Saginaw, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
My Member Insurance Agency-Thomas Twp Office
7531-2 Gratiot Rd Suite 2, Saginaw, MI 48609
(989) 781-2662
mymemberinsurance.com
L.A. Insurance
4234 Dixie Hwy, Saginaw, MI 48601
(989) 755-8055
lainsurance.com
Safeguard Insurance Agency
2475 Midland Rd, Saginaw, MI 48603
(989) 799-4800
safeguardtricity.com
Mid-Valley Insurance and Financial
9080 Gratiot Rd ste 100, Saginaw, MI 48609
(989) 781-3070
midv.net
Preferred First Insurance
7773 Bay Rd, Saginaw, MI 48604
(989) 799-9082
preferredfirstinsurance.com
Future Insurance Agency
5580 State St # 1, Saginaw, MI 48603
(989) 799-8808
futureins.com
Emil Rummel Insurance Agency Inc
4884 Gratiot Rd UNIT 15, Saginaw, MI 48638
(989) 793-2100
rummelinsurance.com
Shelby Insurance Agency
132 N Washington Ave, Saginaw, MI 48607
(989) 755-4978
progressiveagent.com
Kaytlyn Thompson at Comparion Insurance Agency
5157 Hampton Pl, Saginaw, MI 48604
(989) 486-6796
comparioninsurance.com
R. A. Monk Insurance Agency, Inc.
5347 Dixie Hwy, Saginaw, MI 48601
(989) 777-0470
monkinsurance.com
Coppolino Insurance Agency
3123 Davenport Ave, Saginaw, MI 48602
(989) 792-1666
coppolinoinsurance.com
Comparion Insurance Agency
5157 Hampton Pl, Saginaw, MI 48604
(989) 486-6800
comparioninsurance.com
PLPD Insurance - Saginaw
7950 Gratiot Rd, Saginaw, MI 48609
(989) 921-1600
plpd.com
Hughes Robinson Financial – Horace Mann Insurance
4735 Mackinaw Rd, Saginaw, MI 48603
(989) 790-9579
horacemann.com
Karl Briggs - State Farm Insurance Agent
1244 N Michigan Ave, Saginaw, MI 48602
(989) 755-4451
karlbriggs.com
Aird Insurance Group- Farm Bureau Insurance
5140 State St # 203, Saginaw, MI 48603
(989) 792-9687
airdinsurancegroup.com
Cathy Tafel - State Farm Insurance Agent
30 N Center Rd UNIT 1, Saginaw, MI 48638
(989) 793-9344
tafelagency.com
Bankers Life
4800 Fashion Square Blvd Ste 410, Saginaw, MI 48604
(989) 792-7887
branches.bankerslife.com
Campos Family Agency
6137 Tittabawassee Rd Suite 4, Saginaw, MI 48603
(989) 220-3181
michfb.com
Gallagher Insurance, Risk Management & Consulting
5311 Hampton Pl, Saginaw, MI 48604
(800) 875-8395
locations.ajg.com
Umbrella insurance agents in Saginaw Michigan help you add an extra layer of liability protection beyond your home and auto policies. Michigan law requires no-fault auto insurance, but umbrella policies can cover gaps in liability limits. A local agent can explain how umbrella coverage works with Michigan specific rules and your personal assets.
What Does a Umbrella Insurance Agent in Saginaw Cost?
Umbrella insurance costs in Michigan typically range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 million to 5 million can cost 300 to 800 dollars annually. Premiums vary based on your driving record, number of vehicles, home value, and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Saginaw do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. They assess your risk factors and recommend a coverage amount that fits your needs. In Michigan, umbrella policies often require minimum underlying limits of 250,000 per person and 500,000 per accident for auto liability.
How much umbrella insurance do I need in Michigan?
The amount of umbrella coverage you need depends on your assets and potential liability risks. Common coverage amounts start at 1 million dollars and go up to 5 million dollars or more. Michigan courts allow large judgments in personal injury cases, so many residents choose at least 1 million in umbrella coverage.
Can I get umbrella insurance if I have a poor driving record in Saginaw?
Yes you can still get umbrella insurance with a poor driving record, but your premium may be higher. Michigan insurers consider your driving history and claims record when underwriting umbrella policies. Some carriers may require a clean record for several years before offering coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.