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Find Umbrella Insurance Agents Near You in Okemos, MI

Browse umbrella insurance agents serving Okemos, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Okemos, Michigan is Peninsula Insurance Services, rated 4.8 stars across 516 reviews. Other highly rated options include Arnouts Insurance Agency, Acrisure Okemos, MI (Shinberg), Farmers Insurance Nikolai Jump Agency. This directory lists 13 umbrella insurance agents serving Okemos.

Showing 13 umbrella insurance agents in Okemos, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Peninsula Insurance Services3695 Okemos Rd(517) 347-2424
2Arnouts Insurance Agency4451 Okemos Rd(517) 347-1466
3Acrisure Okemos, MI (Shinberg)2163 University Park Dr Suite 200(517) 337-8415
4Farmers Insurance Nikolai Jump Agency2193 Association Dr SUITE 600(517) 507-4210
5BeneGuides1745 Hamilton Rd Suite 300(517) 939-1981
6Shawn Walker at Comparion Insurance Agency4750 Central Park Dr Ste D(517) 512-6936
7Farm Bureau Insurance - Steve Berg2289 Sower Blvd suite a(517) 381-8110
8MDA Insurance3657 Okemos Rd #100(517) 484-6765
9Great Lakes State Agency4787 Okemos Rd(517) 394-4800
10Cedar River Insurance2143 Commons Pkwy(517) 580-3819
PI
3695 Okemos Rd
Peninsula Insurance Services
Umbrella Insurance Agent · Okemos, MI

Peninsula Insurance Services, serving the greater Okemos, Michigan area, works as an umbrella insurance agent. Umbrella policies provide additional liability coverage beyond standard home and auto policies. This extra layer helps protect clients from major claims and lawsuits. Their agent work involves assessing personal asset exposure typical for residents in this region. Specific policies handled include excess liability for auto and personal umbrella coverage for homeowners.

AI
4451 Okemos Rd
Arnouts Insurance Agency
Umbrella Insurance Agent · Okemos, MI

Arnouts Insurance Agency in Okemos, Michigan, provides umbrella insurance coverage that extends liability protection beyond the limits of standard home and auto policies. It offers service plans that include policy reviews to ensure adequate coverage limits are in place. Its maintenance plans involve regular reassessments of personal exposure and adjustments to liability ceilings as clients’ assets or risks change. The agency writes coverage for single-family homes, apartments, retail shops, and restaurants.

AO
2163 University Park Dr Suite 200
Acrisure Okemos, MI (Shinberg)
Umbrella Insurance Agent · Okemos, MI

Acrisure Okemos, MI (Shinberg) serves homeowners, businesses, and property managers seeking extra liability protection beyond their standard policies. Umbrella insurance agents in this area help clients secure broader coverage limits to safeguard their assets against major claims and lawsuits. The agency works to ensure adequate policy stacking across multiple properties or operations. It also offers coverage guidance to clients in neighboring communities such as Haslett and throughout the Greater Lansing metropolitan region.

FI
2193 Association Dr SUITE 600
Farmers Insurance Nikolai Jump Agency
Umbrella Insurance Agent · Okemos, MI

Serving Okemos, Michigan, and the surrounding communities, Farmers Insurance Nikolai Jump Agency provides umbrella insurance coverage to local residents and businesses. This type of policy offers an extra layer of liability protection beyond standard home or auto policies, helping to safeguard assets against major claims or lawsuits. The agency carefully assesses each client’s unique exposure to risk, then recommends appropriate coverage limits to fill potential gaps. For a typical job, the agency begins by reviewing existing policies and personal assets to tailor a solution that meets the client’s specific needs.

BE
1745 Hamilton Rd Suite 300
BeneGuides
Umbrella Insurance Agent · Okemos, MI

BeneGuides helps clients understand the difference between a one-time policy review for immediate needs and an ongoing service plan that adjusts coverage over time. Their umbrella insurance provides additional liability limits above standard auto or homeowners policies, protecting assets in Okemos against major lawsuits or property claims. This coverage becomes critical when a simple accident escalates into legal expenses beyond existing insurance. Service runs on either a one-time or an as-needed basis, depending on the client’s preference for annual updates versus occasional risk reassessments.

SW
4750 Central Park Dr Ste D
Shawn Walker at Comparion Insurance Agency
Umbrella Insurance Agent · Okemos, MI

Shawn Walker at Comparion Insurance Agency provides umbrella insurance services in Okemos, Michigan, offering supplemental liability coverage that extends beyond standard home and auto policies. This agency assists clients in safeguarding their assets and future income against significant claims or lawsuits. Its general service work involves reviewing individual risk profiles to recommend appropriate coverage limits. Area homeowners and drivers may consider an umbrella policy when faced with substantial property exposure or potential liability from an accident, such as a serious winter driving incident on icy Midwest roads.

FB
2289 Sower Blvd suite a
Farm Bureau Insurance - Steve Berg
Umbrella Insurance Agent · Okemos, MI

With the arrival of severe storms common to southern Michigan, homeowners around Okemos often seek liability coverage beyond standard policies. Farm Bureau Insurance – Steve Berg serves residents here by explaining how umbrella insurance can protect assets against major claims or lawsuits. This agent assists clients in evaluating their existing home and auto policies for potential coverage gaps. An initial consultation typically involves a review of current insurance limits before a personalized assessment is scheduled for the property.

MI
3657 Okemos Rd #100
MDA Insurance
Umbrella Insurance Agent · Okemos, MI

MDA Insurance helps clients address unexpected liability risks that exceed standard policy limits. As an umbrella insurance agent in Okemos, Michigan, the company focuses on providing extra coverage layers for property and personal assets. This specialty protection applies when primary insurance amounts are exhausted, safeguarding against major claims or lawsuits. Clients often seek this coverage to secure financial peace of mind. The agency can assist various commercial sectors, including offices, warehouses, and food service establishments, with their supplemental liability needs.

GL
4787 Okemos Rd
Great Lakes State Agency
Umbrella Insurance Agent · Okemos, MI

Great Lakes State Agency serves residential clients in Okemos, Michigan, by securing umbrella liability coverage that extends beyond standard homeowners or auto policies. Commercial clients also rely on them for additional layers of protection against major claims or lawsuits in the surrounding area. When new exposures emerge or policy limits change, the agency follows up to adjust coverage accordingly. They also assist with repeat coverage adjustments between regular renewal visits to maintain consistent protection.

CR
2143 Commons Pkwy
Cedar River Insurance
Umbrella Insurance Agent · Okemos, MI

Cedar River Insurance of Okemos, Michigan, is known for providing umbrella insurance policies that offer extended liability coverage beyond standard home and auto limits. The agency’s service range includes helping local residents assess their risk exposure and select appropriate additional protection. General umbrella insurance agents in this area often guide clients in understanding how a single policy can cover multiple underlying claims. A specialty service this business can add on is policy customization for high-net-worth individuals seeking broader asset protection.

LI
2380 Science Pkwy
LivingAuto Insurance Agency
Umbrella Insurance Agent · Okemos, MI
(517) 349-1988
americaoneoflansing.com
PI
4295 Okemos Rd
Paradise Insurance Agency
Umbrella Insurance Agent · Okemos, MI
(517) 347-2424
AO
2163 University Park Dr Suite 200
Acrisure Okemos, MI (Voss Insurance Services)
Umbrella Insurance Agent · Okemos, MI
(517) 347-6100
acrisure.com

What Does an a Umbrella Insurance Agent in Okemos Cost?

Umbrella insurance in Michigan typically costs between $150 and $350 per year for one million dollars of coverage. Higher limits of two to five million dollars may cost $300 to $800 annually. Your actual premium depends on your claims history, number of vehicles, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Okemos

Umbrella insurance provides extra liability coverage beyond the limits of your auto and homeowners policies. In Michigan, where no-fault auto laws can leave you exposed to large claims, an umbrella policy adds a crucial layer of protection. An agent in Okemos can help you assess your risk and choose the right coverage amount for your needs.

Frequently Asked Questions

What does umbrella insurance cover in Michigan?

Umbrella insurance covers liability claims that exceed your auto or home policy limits. In Michigan, this can include bodily injury, property damage, and personal injury lawsuits. It also covers legal defense costs for covered claims.

How much umbrella coverage do I need in Okemos?

Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors. An agent can help you calculate a suitable limit based on your personal situation.

Do I need umbrella insurance if I have no assets?

Even without significant assets, umbrella insurance can protect your future income from wage garnishment in a lawsuit. In Michigan, creditors can collect on judgments for many years. A policy can also cover legal fees that would otherwise come out of your pocket.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.