The top-rated umbrella insurance agent in Lansing, Michigan is Farmers Insurance - Kyle Campbell, rated 5.0 stars across 345 reviews. Other highly rated options include Farmers Insurance : Alecia Klann Agency, Farmers Insurance - Sarah Schafer, L.A. Insurance. This directory lists 23 umbrella insurance agents serving Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Kyle Campbell | 303 S Waverly Rd Ste 3 | (517) 280-5030 |
| 2 | Farmers Insurance : Alecia Klann Agency | 6920 S Cedar St Suite 2 | (517) 774-4351 |
| 3 | Farmers Insurance - Sarah Schafer | 6540 Millennium Dr #180 | (517) 580-8135 |
| 4 | L.A. Insurance | 5031 S Cedar St Ste. 3 | (517) 887-2222 |
| 5 | Kevin Damesworth at the David Chapman Agency | 5700 W Mt Hope Hwy Suite 2 | (517) 319-8223 |
| 6 | Harmon Insurance Group | 3815 W St Joseph St Suite A-350 | (517) 285-9074 |
| 7 | Diversified Insurance Group | 1901 E Michigan Ave | (517) 908-3999 |
| 8 | Rathbun Insurance | 529 W Saginaw St | (517) 482-1316 |
| 9 | AAA Insurance - Christopher Hampton | 3415 E Saginaw St suite g | (517) 337-4760 |
| 10 | AAA Lansing | 3415 E Saginaw St suite g | (517) 487-6171 |
Farmers Insurance - Kyle Campbell serves the Lansing, Michigan area as an umbrella insurance agent. This agency provides extra liability coverage that extends beyond the limits of standard home and auto policies, offering broader financial protection. Umbrella insurance helps clients safeguard their assets against major claims and lawsuits. The business handles policy evaluation for individual coverage gaps and assists with multi-policy integration to ensure comprehensive liability protection for Lansing residents.
Farmers Insurance : Alecia Klann Agency in Lansing, MI provides umbrella insurance coverage, offering supplemental liability protection beyond standard policies. The agency structures its service to help clients manage overall risk exposure, with regular policy reviews to ensure coverage limits remain appropriate for changing assets and personal circumstances. Service plans include consultations to assess client liability needs and potential gaps in existing insurance. The agency serves a range of properties including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Sarah Schafer serves homeowners, businesses, and property managers in Lansing, Michigan, who require additional liability protection beyond standard policies. As an umbrella insurance agent, Sarah Schafer provides coverage that extends policy limits, offering clients broader financial protection against major claims or lawsuits. This service helps secure assets and future earnings for local policyholders. The agency also serves residents and commercial clients in the greater East Lansing area, ensuring umbrella insurance options are accessible throughout the metro region.
As winter weather turns Lansing sidewalks and driveways into hazards, the right umbrella policy adds a vital layer of liability protection beyond standard homeowners or auto coverage. L.A. Insurance in Lansing, Michigan, helps local residents close coverage gaps from unexpected falls or property incidents. Their agents review current policies to identify exposure points for personal or rental property. A consultation begins with a detailed inspection of existing limits and personal assets, determining what additional umbrella protection best suits each homeowner’s situation and risk.
Kevin Damesworth at the David Chapman Agency in Lansing, MI provides umbrella insurance services that help clients secure additional liability coverage beyond standard home and auto policies. The difference between a one-time policy review and recurring annual evaluation often depends on changes in a client’s assets or risk exposure. Coverage offered can extend to protect personal liability. Service for new inquiries and claims support typically runs on an as-needed basis.
Serving Lansing and surrounding communities throughout Ingham County, Harmon Insurance Group acts as an umbrella insurance agent, handling excess liability coverage that extends beyond the limits of standard home and auto policies. This type of policy provides an additional layer of financial protection against major claims or lawsuits. For a typical job, it first assesses a client’s existing liability exposure and underlying policy limits before recommending appropriate umbrella coverage that aligns with that client’s specific asset protection needs.
Diversified Insurance Group works with clients in Lansing, Michigan to assess and address broad liability exposures that exceed standard policy limits. Its primary service extends coverage through umbrella insurance, adding a crucial layer of protection on top of general liability, auto, or commercial policies. This specialized approach fills gaps left by underlying plans and helps safeguard personal or business assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
As spring storms roll across mid-Michigan, Lansing homeowners and drivers often review whether their existing liability coverage is sufficient for major claims. Rathbun Insurance in Lansing provides umbrella insurance policies that extend coverage beyond the limits of auto and home insurance, offering added financial protection when a serious accident or injury occurs. This local agency tailors umbrella coverage to match each client's specific assets and risk exposure. An initial assessment of your current policies and personal liability situation starts the process of securing a policy.
AAA Insurance - Christopher Hampton in Lansing, MI provides residential umbrella insurance coverage, helping local homeowners protect their assets beyond standard policy limits. The agency also assists commercial clients in the Lansing area with similar liability protection needs. They serve clients throughout the region, offering ongoing support and policy reviews. After the initial policy setup, clients can expect thorough follow-up assistance between regular visits to adjust coverage as life circumstances change.
AAA Lansing in Lansing, MI provides umbrella insurance agent services focused on offering excess liability coverage beyond standard auto and homeowners policies. It helps clients protect significant assets by securing additional layers of financial defense against major claims or lawsuits. The company also assists local residents in assessing their overall risk exposure and tailoring policy limits to match their personal needs. This work proves especially valuable during winter months when ice-related accidents and property damage claims frequently escalate beyond base coverage thresholds.
What Does an a Umbrella Insurance Agent in Lansing Cost?
Typical costs for a 1 million dollar umbrella policy in Michigan range from 150 to 300 dollars per year. Higher coverage limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums depend on your driving record, number of properties, and insurance history. This is general information and not insurance advice.
About umbrella insurance agents in Lansing
Umbrella insurance agents in Lansing Michigan help residents secure additional liability coverage that kicks in after standard auto or home policies are exhausted. Michigan law requires no-fault auto insurance with unlimited medical benefits, making umbrella policies valuable for protecting assets against large claims. Local agents can tailor coverage limits to match your personal risk profile and financial situation.
Frequently Asked Questions
What does an umbrella insurance agent in Lansing do?
An agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. In Michigan, this extra layer can protect against lawsuits from accidents or property damage that exceed your primary policy limits.
How much umbrella coverage should I get in Michigan?
Most agents recommend starting with 1 million dollars in coverage, but higher limits are available. Michigan courts can award large judgments, so your agent will review your assets and income to suggest an appropriate amount.
Do I need umbrella insurance if I have no assets in Lansing?
Even without significant assets, umbrella insurance can protect future wages and income from garnishment. Michigan law allows creditors to collect on judgments, so coverage may still be wise for liability protection.
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