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Find Umbrella Insurance Agents Near You in Kalamazoo, MI

Browse umbrella insurance agents serving Kalamazoo, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kalamazoo, Michigan is Kelly Peters: Allstate Insurance, rated 4.8 stars across 219 reviews. Other highly rated options include Kalamazoo Insurance, Duncan Insurance Agency, Ron Jackson Insurance Agency. This directory lists 18 umbrella insurance agents serving Kalamazoo.

Showing 18 umbrella insurance agents in Kalamazoo, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kelly Peters: Allstate Insurance4031 W Main St STE 300(269) 569-8262
2Kalamazoo Insurance2415 S 11th St Suite A1(269) 978-6100
3Duncan Insurance Agency6939 W Q Ave(269) 569-7076
4Ron Jackson Insurance Agency220 N Drake Rd(269) 345-8577
5L.A. Insurance3318 Stadium Dr(269) 353-5333
6Nulty Insurance Agency5579 Stadium Dr(269) 372-9200
7Acrisure Kalamazoo, MI (Keyser Insurance Group)315 S Kalamazoo Mall(877) 381-3570
8Boot Haan Insurance443 S Drake Rd(269) 343-2649
9AAA Insurance - Western Michigan Insurance Agency, LLC5149 Gull Rd(269) 343-9746
10Farmers Insurance- Carson Cook4230 S Westnedge Ave Suite 4(269) 440-5550
KP
4031 W Main St STE 300
Kelly Peters: Allstate Insurance
Umbrella Insurance Agent · Kalamazoo, MI

Kelly Peters: Allstate Insurance in Kalamazoo, Michigan, serves area residents and businesses seeking umbrella insurance coverage. This type of policy provides additional liability protection beyond the limits of standard homeowners or auto policies. Clients often purchase umbrella insurance to safeguard assets against major claims or lawsuits. The agency assists local policyholders in evaluating their personal risk exposure. It handles such specific services as excess liability coverage for residential properties and personal umbrella policies that extend protection for auto-related incidents.

KI
2415 S 11th St Suite A1
Kalamazoo Insurance
Umbrella Insurance Agent · Kalamazoo, MI

Kalamazoo Insurance provides personal umbrella liability coverage that extends protection beyond standard homeowners and auto policies, offering an additional layer of security against major claims or lawsuits. Its service includes assisting clients in evaluating their existing policy limits to determine appropriate umbrella coverage amounts for adequate risk management. Maintenance plans involve annual policy reviews to adjust coverage as assets or lifestyle change. The agency serves a variety of properties, including single-family homes, apartment complexes, retail storefronts, and restaurants.

DI
6939 W Q Ave
Duncan Insurance Agency
Umbrella Insurance Agent · Kalamazoo, MI

Homeowners, businesses, and property managers in the Kalamazoo area rely on Duncan Insurance Agency for umbrella insurance coverage. This type of policy provides an extra layer of liability protection beyond standard limits, helping to safeguard assets and savings from major claims or lawsuits. The agency carefully assesses each client’s exposure to recommend appropriate additional coverage. Those needing broader risk management often turn here for such specialized policies. Duncan Insurance Agency also assists clients in the greater Portage metropolitan region.

RJ
220 N Drake Rd
Ron Jackson Insurance Agency
Umbrella Insurance Agent · Kalamazoo, MI

Serving Kalamazoo and the surrounding communities in southwestern Michigan, the Ron Jackson Insurance Agency handles umbrella insurance policies for local residents and businesses. These policies provide an extra layer of liability coverage that goes beyond standard home or auto insurance limits. To manage a typical job, the agency first reviews a client’s existing policies, identifies potential gaps in their coverage, and then recommends an umbrella policy that fits their specific asset level and risk profile.

LI
3318 Stadium Dr
L.A. Insurance
Umbrella Insurance Agent · Kalamazoo, MI

L.A. Insurance, based in Kalamazoo, Michigan, provides essential financial protection through its umbrella insurance policies. These policies offer extended liability coverage that goes above and beyond the limits of standard home and auto insurance, helping to shield clients from major claims and lawsuits. The company layers this high-limit coverage onto existing policies for enhanced security. Its commercial umbrella insurance can serve a range of local business sectors, including offices, warehouses, and food service establishments.

NI
5579 Stadium Dr
Nulty Insurance Agency
Umbrella Insurance Agent · Kalamazoo, MI

Umbrella insurance in Kalamazoo provides liability coverage beyond standard home or auto policies, protecting assets from major claims. A one-time policy purchase secures a specific coverage layer for a set term, requiring renewal to continue. Alternatively, scheduled service options establish recurring limits that adjust annually with policy reviews. Coverage activates when underlying policy limits are exhausted, safeguarding against lawsuits or large settlements. Nulty Insurance Agency offers umbrella insurance agent services in Kalamazoo, MI, with support available on an as-needed basis for those seeking tailored excess liability protection.

AK
315 S Kalamazoo Mall
Acrisure Kalamazoo, MI (Keyser Insurance Group)
Umbrella Insurance Agent · Kalamazoo, MI

Acrisure Kalamazoo, MI (Keyser Insurance Group) specializes in umbrella insurance policies that provide additional liability protection beyond standard home and auto coverage. It serves local clients by helping them secure extra layers of financial security against major claims. As an umbrella insurance agent, the company assists residents of Kalamazoo in assessing their risk exposure and tailoring extended coverage limits accordingly. A common situation it addresses is the increased liability exposure from owning a swimming pool or hosting large social gatherings during the summer months.

BH
443 S Drake Rd
Boot Haan Insurance
Umbrella Insurance Agent · Kalamazoo, MI

As Kalamazoo winters bring slippery roads and unexpected liability risks from unplowed driveways or icy sidewalks, Boot Haan Insurance in Kalamazoo, MI helps residents and small businesses obtain umbrella insurance coverage to protect personal assets. This agency serves local clients seeking an extra layer of liability protection beyond standard homeowner or auto policies. The typical first step with this umbrella insurance agent involves a personal consultation to review existing coverage and assess potential exposure levels. An initial risk evaluation then follows to determine appropriate policy limits.

AI
5149 Gull Rd
AAA Insurance - Western Michigan Insurance Agency, LLC
Umbrella Insurance Agent · Kalamazoo, MI

AAA Insurance - Western Michigan Insurance Agency, LLC in Kalamazoo provides general liability coverage as an umbrella insurance agent, helping clients secure additional protection beyond primary policies. It specializes in offering extra layers of liability insurance to guard against large claims or lawsuits. This agency serves local businesses, including offices, warehouses, and food service operations, ensuring these commercial sectors have extended coverage for unforeseen risks and potential financial losses.

FI
4230 S Westnedge Ave Suite 4
Farmers Insurance- Carson Cook
Umbrella Insurance Agent · Kalamazoo, MI

Farmers Insurance- Carson Cook serves as an umbrella insurance agent for residential clients in the Kalamazoo area, helping homeowners secure additional liability protection beyond standard policies. The agency also offers commercial coverage for small and medium-sized businesses seeking extra layers of risk management. Service is available to clients throughout Kalamazoo and the surrounding communities. Regular follow-up between visits ensures that policy limits are reviewed and adjusted as coverage needs evolve, supporting ongoing, repeat service.

AS
6221 W Main St
Angela Shannon Ins Agency
Umbrella Insurance Agent · Kalamazoo, MI
(269) 381-2311
insuremyfarmmi.com
AI
6076 S 12th St #6
AAA Insurance - Fakler Insurance Agency
Umbrella Insurance Agent · Kalamazoo, MI
(269) 447-2042
locator.acg.aaa.com/mi/kalamazoo/aaa-insurance-fakler-insurance-agency
AI
330 N Drake Rd
Any Insurance Agency
Umbrella Insurance Agent · Kalamazoo, MI
(269) 205-3922
PA
5955 W Main St Suite 616
Platinum Agency Group - Insurance Office
Umbrella Insurance Agent · Kalamazoo, MI
(269) 491-0832
platinumagencygroup.com
WI
350 E Michigan Ave
Worgess Insurance & Financial Services
Umbrella Insurance Agent · Kalamazoo, MI
(269) 488-3221
worgess.com
IA
1019 E Vine St
IWM Agency Inc
Umbrella Insurance Agent · Kalamazoo, MI
(269) 343-5596
progressiveagent.com/local-agent/michigan/kalamazoo/iwm-agency-inc-1
AI
141 E Michigan Ave #206
Affordable Insurance Agency Team
Umbrella Insurance Agent · Kalamazoo, MI
(531) 248-5538
TH
5840 King Hwy
Ted Hartleb Agency
Umbrella Insurance Agent · Kalamazoo, MI
(269) 385-5911
hartlebagency.com

What Does an a Umbrella Insurance Agent in Kalamazoo Cost?

In Michigan the annual cost for a one million dollar umbrella insurance policy typically ranges from 150 to 300 dollars. Factors like your driving record number of properties and claims history affect the premium. Higher coverage limits of two to five million dollars can cost 300 to 800 dollars per year. This is general information and not insurance advice.

About umbrella insurance agents in Kalamazoo

Umbrella insurance provides additional liability coverage beyond standard auto and homeowners policies. In Kalamazoo Michigan agents help residents secure extra protection against lawsuits and major claims. Michigan law requires minimum auto liability limits of 25000 dollars per person and 50000 dollars per accident which umbrella policies can extend.

Frequently Asked Questions

What does an umbrella insurance agent in Kalamazoo do?

An umbrella insurance agent in Kalamazoo helps you evaluate your current liability risks and recommends a policy that adds one million dollars or more in extra coverage. The agent explains how the policy works with your existing auto and home insurance. They also assist with filing claims if a covered event occurs.

Do I need umbrella insurance in Michigan?

Umbrella insurance is not required by Michigan law but is recommended if you have significant assets or face higher lawsuit risks. Michigan has no-fault auto insurance rules but umbrella policies can cover liability claims that exceed standard limits. Many agents suggest umbrella coverage for homeowners with pools or rental properties.

How much umbrella coverage can I get from a Kalamazoo agent?

Most Kalamazoo agents offer umbrella policies with limits starting at one million dollars and going up to five million dollars or more. The amount you can get depends on your underlying insurance limits and personal risk profile. Your agent will help you choose a limit that matches your net worth and exposure.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.