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Directory of umbrella insurance agents in Highland, Michigan. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Highland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 11 umbrella insurance agents in Highland, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schoen Insurance Agency
2753 S Milford Rd, Highland, MI 48357
(248) 782-8396
schoenagency.com
Goosehead Insurance - Robert Petrillo
2753 S Milford Rd, Highland, MI 48357
(248) 697-7943
goosehead.com
Safeco Insurance
2753 S Milford Rd, Highland, MI 48357
(248) 617-2187
insurance-agent.safeco.com
RAM Insurance & Financial Service
141 N Milford Rd #101, Highland, MI 48357
(248) 714-5102
ramfinancialservices.com
Peterson Insurance Services
212 S Milford Rd, Highland, MI 48357
(248) 887-8903
Array Insurance Group
1641 S Milford Rd Suite C-101, Highland, MI 48357
(248) 215-2983
arrayins.com
A+ Insurance : Kujala Insurance Agency
206 Highland Rd # 100, Highland, MI 48357
(248) 887-2121
kujalainsurance.com
Citizens Insurance - Schoen Insurance Agency
2753 S Milford Rd, Highland, MI 48357
(248) 782-8396
schoenagency.com
The Insurance Guys
1631 S Milford Rd, Highland, MI 48357
(877) 467-4897
AAA Insurance Michigan
2753 S Milford Rd Suite B, Highland, MI 48357
(248) 940-3218
schoenagency.com
Oakland County Insurance Agency
2753 S Milford Rd, Highland, MI 48357
(248) 781-3233
progressiveagent.com
An umbrella insurance agent in Highland Michigan helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Michigan law requires minimum auto liability limits, but a personal umbrella policy can provide additional protection for accidents or lawsuits. Local agents understand the risks specific to Highland and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Highland Cost?
The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Factors like your driving record, number of properties, and claims history affect the premium. Adding additional coverage above 1 million dollars may cost 50 to 100 dollars more per million. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Highland do?
An umbrella insurance agent in Highland helps you purchase a personal umbrella policy that provides extra liability coverage above your existing auto and home insurance. This policy can protect your savings and future income if you are sued for damages.
Do I need umbrella insurance in Michigan?
Umbrella insurance is not required by Michigan law, but it is recommended if you have significant assets or a higher risk of being sued. Michigan has no-fault auto insurance rules, but a lawsuit for serious injuries can still exceed your auto policy limits.
How much umbrella coverage should I get in Highland Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and lifestyle. An agent can help you evaluate your risk and choose a suitable limit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.