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HomeUmbrella Insurance AgentsMichigan › Grand Rapids

Find Umbrella Insurance Agents Near You in Grand Rapids, MI

Browse umbrella insurance agents serving Grand Rapids, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 873 reviews. Other highly rated options include Boer Insurance Group, Stedman Insurance Agency Inc., Warsen Insurance Agency, Inc.. This directory lists 31 umbrella insurance agents serving Grand Rapids.

Showing 31 umbrella insurance agents in Grand Rapids, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Brouwers Agency, LLC1925 Breton Rd SE STE 110(616) 891-0123
2Boer Insurance Group2535 5 Mile Rd NE(616) 363-7766
3Stedman Insurance Agency Inc.508 28th St SW(616) 538-9911
4Warsen Insurance Agency, Inc.6700 Division Ave S(616) 455-7510
5Insurance Advantage Agency5234 Plainfield Ave NE suite c(616) 458-2929
6West Michigan Insurance, Inc.56 Cesar E. Chavez Ave SW Suite 300(616) 866-3180
7Comparion Insurance Agency4362 Cascade Rd SE #110(616) 455-1700
8Insurit Agency620 Century Ave SW Suite 130(616) 271-6262
9Ryan Foerch at Comparion Insurance Agency4362 Cascade Rd SE #110(616) 432-5011
10HUB International1591 Galbraith Ave SE(616) 233-4111
BA
1925 Breton Rd SE STE 110
The Brouwers Agency, LLC
Umbrella Insurance Agent · Grand Rapids, MI

The Brouwers Agency, LLC, provides personalized umbrella insurance services to clients in the Grand Rapids area, offering policies that extend additional liability coverage beyond standard home and auto plans. Its service approach includes reviewing individual risk profiles, explaining policy limits, and assisting with coverage adjustments as circumstances change. The agency helps protect a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.

BI
2535 5 Mile Rd NE
Boer Insurance Group
Umbrella Insurance Agent · Grand Rapids, MI

Boer Insurance Group in Grand Rapids, MI provides umbrella insurance coverage. A key difference for clients is whether they choose a one-time policy for a specific policy period or a recurring annual service that automatically renews. Umbrella insurance adds an extra layer of personal liability protection beyond standard auto or homeowner policies. This helps cover large claims that could otherwise exhaust primary coverage limits in the local area. Service in Grand Rapids typically runs on a recurring annual or as-needed schedule for new policies.

SI
508 28th St SW
Stedman Insurance Agency Inc.
Umbrella Insurance Agent · Grand Rapids, MI

Stedman Insurance Agency Inc. in Grand Rapids, MI is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This firm serves local clients looking for additional financial protection against major claims or lawsuits, offering policies that can help safeguard personal assets during unexpected events. For those needing tailored risk management, the agency specializes in integrating this extra layer of security with existing insurance plans, such as adding coverage for rental properties.

WI
6700 Division Ave S
Warsen Insurance Agency, Inc.
Umbrella Insurance Agent · Grand Rapids, MI

Warsen Insurance Agency, Inc. in Grand Rapids, Michigan, is an agency that helps local individuals and businesses manage their exposure to major liability claims through umbrella insurance policies. This service provides an extra layer of protection above standard auto and homeowners coverage, often necessary in a growing city. The agency can evaluate a client's current asset levels to recommend appropriate liability coverage amounts. For clients seeking comprehensive personal risk management, it offers the option to bundle an umbrella policy with existing lines.

IA
5234 Plainfield Ave NE suite c
Insurance Advantage Agency
Umbrella Insurance Agent · Grand Rapids, MI

Insurance Advantage Agency provides umbrella liability coverage designed to extend protection beyond standard home and auto policies. The agency assists clients in reviewing existing insurance coverage to identify gaps that an umbrella policy could fill, with an emphasis on ensuring adequate liability limits. Ongoing policy reviews are offered to adjust coverage as circumstances change. The agency serves a diverse clientele, including owners of single-family homes, apartments, retail establishments, and restaurants throughout the Grand Rapids area.

WM
56 Cesar E. Chavez Ave SW Suite 300
West Michigan Insurance, Inc.
Umbrella Insurance Agent · Grand Rapids, MI

West Michigan Insurance, Inc. serves the Grand Rapids, Michigan metro area, offering umbrella insurance agent services to local residents and businesses. As an umbrella insurance agent, this agency helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection is designed to safeguard personal assets and future earnings against major claims or lawsuits. The firm handles risk assessment and policy placement for umbrella liability coverage, assisting homeowners and vehicle owners with extending their financial safeguards.

CI
4362 Cascade Rd SE #110
Comparion Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI

Comparion Insurance Agency serves the greater Grand Rapids area and surrounding Michigan communities, specializing in umbrella insurance coverage. It provides an additional layer of liability protection that extends beyond the limits of standard home and auto policies. A typical job begins with a review of the client's existing assets and current insurance limits to identify potential coverage gaps. The agency then tailors a policy to meet those needs, ensuring seamless integration with underlying policies for comprehensive protection.

IA
620 Century Ave SW Suite 130
Insurit Agency
Umbrella Insurance Agent · Grand Rapids, MI

Insurit Agency serves homeowners, businesses, and property managers in Grand Rapids by offering umbrella insurance policies that provide extra liability coverage beyond standard limits. This additional layer of protection helps clients safeguard their assets, including rental properties and commercial real estate, from major claims or lawsuits. The agency works with local residents to assess their unique risk profiles and fill gaps in existing coverage. It also serves the greater metro area, including communities such as East Grand Rapids, providing the same personalized support to clients across the region.

RF
4362 Cascade Rd SE #110
Ryan Foerch at Comparion Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI

Serving Grand Rapids and its surrounding West Michigan communities, Ryan Foerch at Comparion Insurance Agency provides umbrella insurance policies that offer extra liability coverage beyond standard home and auto plans. This additional protection helps clients manage risks from major claims or lawsuits that could otherwise threaten their assets. The agency analyzes each client’s unique liability exposures and financial situation to determine appropriate coverage limits. To handle a typical job, it carefully reviews existing policies to recommend a seamless excess layer that fills any gaps.

HI
1591 Galbraith Ave SE
HUB International
Umbrella Insurance Agent · Grand Rapids, MI

HUB International in Grand Rapids, Michigan offers umbrella insurance on either a one-time policy for immediate liability concerns or as an ongoing scheduled addition to an existing coverage plan. This service extends beyond standard auto or homeowners limits, providing extra protection against major lawsuits and personal liability claims common in the local area. Umbrella insurance here is typically arranged on either a one-time basis for specific needs or as a recurring scheduled policy.

DK
4362 Cascade Rd SE #110
David Kalman at Comparion Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 432-5017
comparioninsurance.com/insurance-agent/michigan/grand-rapids-0474/davidkalman
MI
1136 Wealthy St SE
The Mitten Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 726-2475
mittenins.com
IR
3000 E Beltline Ave NE
Insurance Resource of Michigan
Umbrella Insurance Agent · Grand Rapids, MI
(888) 467-7301
insuranceresourceagency.com
AI
5300 Northland Dr NE
AAA Insurance - Beams Family Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 433-1174
locator.acg.aaa.com/mi/grand-rapids/aaa-insurance-beams-family-insurance-agency
FF
4362 Cascade Rd SE #110
Foster Frederick at Comparion Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 265-3730
comparioninsurance.com/insurance-agent/michigan/grand-rapids-0474/foster-frederick
VI
4436 Broadmoor Ave SE Suite B
Valor Insurance Group
Umbrella Insurance Agent · Grand Rapids, MI
(888) 807-4144
valorinsure.com
AI
5075 Cascade Rd SE #2a
Aspen Insurance Group
Umbrella Insurance Agent · Grand Rapids, MI
(616) 458-7808
aspeninsurancegroup.net
MF
4362 Cascade Rd SE #110
Michelle Frey at Comparion Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 432-5013
comparioninsurance.com/insurance-agent/michigan/grand-rapids-0474/michellefrey
TI
3140 3 Mile Rd NE
Thum Insurance Agency, LLC
Umbrella Insurance Agent · Grand Rapids, MI
(616) 957-2400
thuminsurance.com
BI
1700 E Beltline Ave NE #120
Blackwell Insurance Services
Umbrella Insurance Agent · Grand Rapids, MI
(616) 363-4946
blackwellinsurance.com
TR
1550 E Beltline Ave SE Ste 230
Tyler Rosa Agency Farmers Insurance
Umbrella Insurance Agent · Grand Rapids, MI
(616) 297-2957
agents.farmers.com/mi/grand-rapids/tyler-rosa
NI
25 Division Ave S STE 222
Navisure Insurance Group, LLC
Umbrella Insurance Agent · Grand Rapids, MI
(616) 600-8288
navisureinsurancegroup.com
RI
720 3 Mile Rd NW
Rant Insurance Group
Umbrella Insurance Agent · Grand Rapids, MI
(616) 456-2720
rantinsurance.com
FB
5055 Plainfield Ave NE Suite B
Farm Bureau Lamborne Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 447-0274
farmbureauinsurance-mi.com/Agent/Jeff-Lamborne
SI
680 3 Mile Rd NW STE C
Suchner Insurance Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 784-9700
locator.meemic.com/mi/grand-rapids/suchner-insurance-agency
GL
771 Kenmoor Ave SE STE A
Great Lakes Financial Insurance Agenecy
Umbrella Insurance Agent · Grand Rapids, MI
(269) 234-1746
MT
602 Lake Michigan Dr NW
Mike Thomasma Agency - Farm Bureau Insurance
Umbrella Insurance Agent · Grand Rapids, MI
michfb.com/insurance/find-an-agent/mike-thomasma-602-lake-michigan-dr-nw
DZ
4201 Richmond St NW
Dave Zylstra Agency
Umbrella Insurance Agent · Grand Rapids, MI
(616) 791-4200
navsav.com/grandrapids
FI
2021 44th St SE Ste D
Farmers Insurance - Nicholas England
Umbrella Insurance Agent · Grand Rapids, MI
(616) 719-0859
agents.farmers.com/mi/wyoming/nicholas-england
MH
6650 Crossings Dr SE D
Marc Huisman Agency, LLC
Umbrella Insurance Agent · Grand Rapids, MI
(616) 532-3460
huismaninsurance.com
WM
3265 Walker Ave NW
West Michigan Insurance Advisors LLC
Umbrella Insurance Agent · Grand Rapids, MI
(616) 350-9306
wmiadvisors.com

What Does an a Umbrella Insurance Agent in Grand Rapids Cost?

In Michigan a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits like two million dollars may cost 250 to 500 dollars annually. Costs vary based on your driving record home value and number of properties. This is general information not insurance advice.

About umbrella insurance agents in Grand Rapids

Umbrella insurance provides an extra layer of liability protection beyond your auto and homeowners policies. In Grand Rapids Michigan this coverage is especially useful given the states no-fault auto insurance laws and the potential for large claims. A local agent can help you assess your risk and find the right policy limits.

Frequently Asked Questions

What does an umbrella insurance agent in Grand Rapids do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy kicks in when your underlying auto or home insurance limits are exhausted. The agent reviews your assets and risks to recommend appropriate coverage amounts.

How much umbrella insurance do I need in Michigan?

Most experts suggest a policy of at least one million dollars in coverage. Your agent will consider your net worth, income, and potential lawsuit risks. Michigan law does not set a specific minimum for umbrella policies.

Does umbrella insurance cover lawsuits in Michigan?

Yes umbrella insurance covers legal defense costs and settlements for covered claims. It applies to incidents like car accidents or dog bites that exceed your primary policy limits. Michigan courts generally enforce these policies as written.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.