The top-rated umbrella insurance agent in Waldorf, Maryland is Trevant Insurance Agency, rated 5.0 stars across 72 reviews. Other highly rated options include Allstate Insurance: Bill Waugh & Associates, A.F. Szabo Insurance Agency Inc., Oliver Mack Insurance. This directory lists 17 umbrella insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 2 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 3 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 4 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 5 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 6 | A&A Insurance Center - Tag & Title Services | 3633 Leonardtown Rd | (301) 638-9200 |
| 7 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
| 8 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
| 9 | Aist & Associates | 2 Industrial Park Dr F | (301) 645-0310 |
| 10 | Buckler Insurance Agency | 152 Post Office Rd | (301) 870-8282 |
Trevant Insurance Agency provides a range of umbrella insurance services in Waldorf, MD, offering supplemental liability coverage that extends beyond standard homeowner and auto policies. Their service approach helps clients assess their existing risk exposure to determine appropriate excess liability limits. Maintenance plans involve periodic policy reviews to adjust coverage as assets or lifestyle circumstances change. This ensures clients maintain consistent protection against large claims. Trevant Insurance Agency services a variety of property types, including single-family homes and apartments, in addition to retail storefronts and local restaurants.
Allstate Insurance: Bill Waugh & Associates serves Waldorf, MD, and the surrounding Charles County area. The agency provides umbrella insurance agent services, which offer additional personal liability coverage beyond standard policies. This extra protection helps safeguard assets such as a home or savings from major claims. It can also cover incidents like dog bites or accidents on your property. The agency handles the selection of appropriate umbrella policies and coordinates coverage with existing auto and homeowners insurance plans.
A.F. Szabo Insurance Agency Inc. serves homeowners, businesses, and property managers in Waldorf, Maryland by providing umbrella insurance coverage that extends liability protection beyond standard policy limits. This additional layer of financial security helps clients safeguard their assets against major claims or lawsuits. The agency works closely with policyholders to assess their individual exposure and recommend appropriate coverage levels. It also assists clients in neighboring La Plata and throughout Charles County with the same professional guidance and local expertise.
Oliver Mack Insurance serves Waldorf, Maryland, and the surrounding Southern Maryland communities, offering umbrella liability coverage to local residents. The agency handles policies that provide additional liability protection beyond standard home and auto insurance limits, guarding against major claims and lawsuits. To handle a typical job, it assesses a client's personal risk exposure by reviewing existing policies and assets, then identifies the appropriate amount of excess liability coverage to close any protection gaps.
Hugh R.A. Stewart Insurance Agency in Waldorf, MD, helps clients distinguish between one-time umbrella policies for temporary coverage needs and recurring annual policies for ongoing liability protection. Umbrella insurance provides an extra layer of coverage beyond standard home and auto policies, safeguarding assets against major claims. The agency serves local residents and businesses by evaluating risk and explaining policy limits. Service appointments are arranged on an as-needed basis, following a client’s request for a policy review or a claim consultation.
A&A Insurance Center - Tag & Title Services in Waldorf, MD provides umbrella liability coverage for local homeowners and auto policyholders. These policies offer additional financial protection beyond standard insurance limits, helping safeguard personal assets against unexpected legal claims. Agents assist clients in assessing their current coverage levels and assessing exposure from typical daily risks. The company also supports clients in reevaluating their policies following major life events such as a new teen driver or home purchase.
As the seasons change in Waldorf, unexpected weather events can raise concerns about property damage and liability. Johnson Insurance Group, Inc.: Allstate Insurance provides umbrella insurance to offer extra coverage beyond standard home and auto policies. The agency works with area residents to identify gaps in their current protection and helps clients understand how an additional layer of liability coverage can safeguard their assets. To begin, a local agent reviews your existing policies and personal risk factors during an initial consultation.
Tomasko Enterprises Inc - Insurance provides general insurance services in the Waldorf area. Its specific specialty is umbrella insurance, which offers additional liability coverage beyond standard business policies. This extra layer protects against large claims or lawsuits that exceed primary policy limits. The company serves various commercial sectors, including offices, warehouses, and food service operations, by helping them secure this added financial safeguard for their daily activities.
Aist & Associates in Waldorf, MD, is known for providing umbrella insurance policies that extend personal liability protection beyond standard coverage limits. Serving homeowners and vehicle owners, the agency helps clients shield significant assets such as savings accounts and property from catastrophic claims or lawsuits. Its services include coordinating liability layers with existing auto and homeowners insurance carriers to ensure seamless and comprehensive risk management. For added peace of mind, the company can specialize in tailoring policies to safeguard high-value personal belongings.
Buckler Insurance Agency provides residential umbrella liability coverage for homeowners in Waldorf, Maryland, ensuring extra protection beyond standard policies. The firm also handles commercial umbrella insurance for local businesses, serving clients throughout the Waldorf area. Policies are designed to cover significant claims that might exceed primary limits, offering financial security against major lawsuits. The agency encourages clients to review their coverage needs during regular policy intervals, and assists with follow-up adjustments or claims support between those scheduled annual visits.
What Does an a Umbrella Insurance Agent in Waldorf Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Premiums vary based on your risk factors, such as number of properties, vehicles, and driving record. For higher limits, expect additional costs of about 50 to 100 dollars per million. This is general information and not insurance advice.
About umbrella insurance agents in Waldorf
An umbrella insurance agent in Waldorf Maryland helps you secure a personal liability policy that provides additional coverage beyond your standard home and auto insurance. Maryland law requires minimum liability limits for drivers, but an umbrella policy can protect you from major claims or lawsuits. Working with a local agent ensures you understand how Maryland liability rules apply to your specific situation.
Frequently Asked Questions
What does an umbrella insurance agent in Waldorf do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing home and auto insurance limits. The agent reviews your assets and risks to recommend an appropriate coverage amount.
Who needs umbrella insurance in Maryland?
Anyone with significant assets or future income to protect should consider umbrella insurance. Maryland residents with a swimming pool, a dog, or who host social events may face higher liability risks. The policy also covers legal defense costs if you are sued.
How much umbrella coverage should I get in Waldorf?
Common coverage amounts start at one million dollars and increase in increments of one million. Your agent will help you choose a limit based on your net worth, income, and potential liability exposure. Maryland does not set a specific minimum for umbrella policies.
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