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Compare Umbrella Insurance Agents in Frederick, MD

Browse umbrella insurance agents serving Frederick, Maryland. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Frederick, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 umbrella insurance agents in Frederick, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Danielle Leonard - State Farm Insurance Agent
1090 W Patrick St suite c, Frederick, MD 21703
(301) 695-5244 danielleleonard.com
Adams Insurance Agency - A Relation Company
474 Prospect Blvd, Frederick, MD 21701
(301) 662-0340 adamsinsuranceagency.net
Connie Phillips Insurance
605 W Patrick St, Frederick, MD 21701
(301) 662-5717 insurance-financial.net
Lindquist Insurance
7430 New Technology Way Suite 120, Frederick, MD 21703
(301) 694-0008 lindquistinsurance.com
BMC Insurance, Frederick MD
295 Bucheimer Rd B, Frederick, MD 21701
(301) 698-5425 insurancebmc.com
Escobar Insurance Agency
45 Waverley Dr Suite I, Frederick, MD 21702
(301) 620-0950 escobarinsurance.com
Proper Insurance Services, LLC
50 Citizen's Way #410, Frederick, MD 21701
(888) 631-6680 proper.insure
Lebherz Insurance
401 W Patrick St, Frederick, MD 21701
(301) 662-0250 lebherzinsurance.com
Insurance Brokers of Maryland, LLC
182 Thomas Johnson Dr Ste 202, Frederick, MD 21702
(301) 668-2233 insurancebrokersofmd.com
Comparion Insurance Agency
5283 Corporate Dr Ste 302, Frederick, MD 21703
(301) 620-1061 comparioninsurance.com
Goosehead Insurance - Chris Stillisano
3 College Ave # 3, Frederick, MD 21701
(443) 539-3022 goosehead.com
VW Brown Insurance Service
617 W Patrick St, Frederick, MD 21701
(301) 652-5320 vwbrown.com
Salley Barrett at Comparion Insurance Agency
5283 Corporate Dr Ste 302, Frederick, MD 21703
(301) 378-7626 comparioninsurance.com
Bellwether Insurance
50 Citizen's Way, Frederick, MD 21701
(240) 575-3227 bellwetherins.com
Sally Arnold & Associates
519 N Market St, Frederick, MD 21701
(301) 662-2246 sallyarnoldinsurance.com
Machado & Associates Insurance Agency Co
5 Hillcrest Dr STE B203, Frederick, MD 21703
(301) 901-5971 machado-ins.com
Shoppers Insurance Agency
190 Thomas Johnson Dr Suite 6, Frederick, MD 21702
(301) 579-0098
Balderson Insurance Agency, LLC
5100 Buckeystown Pike # 250, Frederick, MD 21704
(301) 874-0772 baldersoninsurance.com
Bowers Insurance
97 Thomas Johnson Dr Suite 201, Frederick, MD 21702
(301) 662-1144 bowersinsurance.com
Blue Ridge Risk Partners
47 E South St STE 103, Frederick, MD 21701
(301) 644-4463 blueridgeriskpartners.com

An umbrella insurance agent in Frederick, Maryland helps you secure extra liability coverage beyond your auto or homeowners policy. Maryland law requires minimum auto liability limits of 30/60/15, but a personal umbrella policy can provide additional protection for major claims or lawsuits. Agents in Frederick can tailor coverage to your specific needs, including protection for rental properties or recreational vehicles common in the area.

What Does a Umbrella Insurance Agent in Frederick Cost?

In Maryland, the annual premium for a 1 million dollar personal umbrella policy typically ranges from 150 to 300 dollars. For 2 million dollars in coverage, costs may be 250 to 500 dollars per year. Rates depend on factors such as the number of vehicles, driving record, and property risks. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Frederick do?
An umbrella insurance agent helps you purchase an excess liability policy that kicks in after your primary insurance limits are exhausted. They assess your assets and risk exposure, then recommend a coverage amount that fits your situation. In Maryland, this is especially useful given the state's high cost of medical care and litigation.
How much umbrella coverage do I need in Maryland?
Typical umbrella policies start at 1 million dollars in coverage. Many agents recommend at least 1 to 2 million for homeowners with significant assets or a swimming pool. Maryland courts can award large judgments, so higher limits may be wise if you have substantial savings or rental properties.