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Find Umbrella Insurance Agents Near You in Columbia, MD

Browse umbrella insurance agents serving Columbia, Maryland. Updated 2026-07-14.

The top-rated umbrella insurance agent in Columbia, Maryland is Juan Claros - State Farm Insurance Agent, rated 5.0 stars across 418 reviews. Other highly rated options include McCabe Insurance Associates, Inc., Monarch Insurance Associates, Erie Insurance - McArdle Insurance Agency. This directory lists 23 umbrella insurance agents serving Columbia.

Showing 23 umbrella insurance agents in Columbia, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Juan Claros - State Farm Insurance Agent6420 Freetown Rd Ste 135(443) 864-4439
2McCabe Insurance Associates, Inc.5501 Twin Knolls Rd #101(410) 992-5550
3Monarch Insurance Associates10440 Little Patuxent Pkwy Suite 300(301) 377-3158
4Erie Insurance - McArdle Insurance Agency7061 Deepage Dr(410) 381-9200
5Kim Musser - State Farm Insurance Agent10724 Little Patuxent Pkwy Ste 201(410) 730-4334
6Farmers Insurance - Maynard Spedden8640 Guilford Rd Ste 223(443) 718-9824
7Aaron Slater Jr - State Farm Insurance Agent9881 Broken Land Pkwy #306(240) 755-0133
8VW Brown Insurance Service10380 Old Columbia Rd #104(410) 730-2688
9Portillo Agency10320 Little Patuxent Pkwy Suite 200(301) 660-8872
10Goosehead Insurance - Hossam Saleh5537 Twin Knolls Rd Suite 440(443) 585-3973
JC
6420 Freetown Rd Ste 135
Juan Claros - State Farm Insurance Agent
Umbrella Insurance Agent · Columbia, MD

Juan Claros - State Farm Insurance Agent serves the Columbia, Maryland area as a provider of umbrella insurance policies. Umbrella coverage adds an extra layer of liability protection beyond standard auto and homeowners policies, helping clients safeguard assets from unexpected accidents. This agent works with local residents and businesses to evaluate their personal risk exposure and select appropriate coverage limits. Specific services include personal liability umbrella policies and supplemental liability coverage that extends beyond existing underlying insurance plans.

MI
5501 Twin Knolls Rd #101
McCabe Insurance Associates, Inc.
Umbrella Insurance Agent · Columbia, MD

McCabe Insurance Associates, Inc. in Columbia, MD provides comprehensive umbrella insurance agency services, including personal and commercial liability coverage that extends beyond standard policy limits. The agency also offers ongoing policy review and risk management maintenance plans to ensure clients maintain adequate protection as their needs evolve. Umbrella insurance agents in this area help safeguard assets against major claims and lawsuits. McCabe Insurance Associates, Inc. services single-family homes, apartments, retail establishments, and restaurants.

MI
10440 Little Patuxent Pkwy Suite 300
Monarch Insurance Associates
Umbrella Insurance Agent · Columbia, MD

Monarch Insurance Associates serves the Columbia, Maryland area and its surrounding communities, handling umbrella insurance policies that provide additional liability coverage beyond standard home and auto plans. This type of insurance protects clients from major claims and lawsuits that could exceed existing policy limits. To manage a typical job, the agency first reviews a client’s current underlying insurance policies. It then assesses the client’s overall risk exposure, such as property ownership or recreational vehicles, before recommending a supplementary umbrella policy that increases the total available protection.

EI
7061 Deepage Dr
Erie Insurance - McArdle Insurance Agency
Umbrella Insurance Agent · Columbia, MD

Erie Insurance - McArdle Insurance Agency in Columbia, Maryland, serves homeowners, business owners, and property managers who seek added financial protection through umbrella insurance policies. The agency helps clients layer additional liability coverage beyond standard auto or home policies. These policies offer defense against claims that exceed primary insurance limits, providing broader security in today’s legal environment. Their expertise covers risk assessment for local properties and high-traffic rental units. Service extends across Columbia and to nearby Ellicott City, ensuring residents and businesses in the region gain extra liability safeguards.

KM
10724 Little Patuxent Pkwy Ste 201
Kim Musser - State Farm Insurance Agent
Umbrella Insurance Agent · Columbia, MD

Kim Musser’s agency provides umbrella insurance for clients in Columbia, MD, offering both a one-time policy setup for immediate liability protection and a recurring coverage option that automatically renews beyond home and auto limits. This additional coverage safeguards assets against major claims and lawsuits, extending liability layers for comprehensive peace of mind in the local area. The service runs primarily on a scheduled basis, with annual reviews to adjust policy limits as needed.

FI
8640 Guilford Rd Ste 223
Farmers Insurance - Maynard Spedden
Umbrella Insurance Agent · Columbia, MD

Farmers Insurance - Maynard Spedden in Columbia, MD, provides umbrella insurance agency services to help clients extend liability protection beyond standard home and auto policies. It generally works with individuals and families to safeguard personal assets against major claims or lawsuits. By adding an extra layer of coverage, common financial risks from accidents or property damage become more manageable. This service proves especially helpful during seasonal activities like winter travel or hosting holiday gatherings, when the chance of an unexpected accident or injury often increases.

AS
9881 Broken Land Pkwy #306
Aaron Slater Jr - State Farm Insurance Agent
Umbrella Insurance Agent · Columbia, MD

As local weather in Columbia brings sudden storms and unexpected liabilities each season, Aaron Slater Jr - State Farm Insurance Agent provides umbrella insurance policies that extend broader protection beyond standard home and auto coverage. This extra layer helps safeguard personal assets when multiple claims or lawsuits exceed primary limits, reassuring homeowners and drivers alike. Balancing affordability with valuable risk management, the agency serves residents navigating the area's varying exposures to property damage and liability. An initial consultation is scheduled to review existing policies and recommend appropriate coverage levels for each household.

VB
10380 Old Columbia Rd #104
VW Brown Insurance Service
Umbrella Insurance Agent · Columbia, MD

VW Brown Insurance Service is an independent agency based in Columbia, Maryland that helps clients protect against liability gaps through the addition of umbrella coverage. It works with individuals to layer extra protection over their existing auto and homeowners policies. The agency also addresses the specialized needs of commercial operations, designing policies that cover situations where standard liability limits may be insufficient. It serves a range of local business sectors including offices, warehouses, and food service.

PA
10320 Little Patuxent Pkwy Suite 200
Portillo Agency
Umbrella Insurance Agent · Columbia, MD

Portillo Agency serves residential clients in Columbia, Maryland by tailoring umbrella insurance policies that extend liability protection beyond standard home and auto limits. Commercial coverage is also available for local businesses seeking added risk management. The agency works with clients throughout the Columbia area and surrounding communities. After an initial policy setup, the team provides follow-up reviews and policy adjustments between regular renewal visits to ensure coverage keeps pace with changing personal and business needs.

GI
5537 Twin Knolls Rd Suite 440
Goosehead Insurance - Hossam Saleh
Umbrella Insurance Agent · Columbia, MD

Goosehead Insurance - Hossam Saleh, located in Columbia, MD, provides coverage that extends liability protection beyond standard home and auto policies. This umbrella insurance service helps clients safeguard their assets against major claims and lawsuits that would exceed underlying limits. The agent offers personalized risk assessments and policy recommendations to local residents and businesses. In addition to general umbrella policies, this location specializes in adding personal excess liability coverage tailored for high-net-worth households.

AI
10715 Little Patuxent Pkwy #120
Athlon Insurance Services
Umbrella Insurance Agent · Columbia, MD
(410) 672-8040
athlonadvisors.com/independent-insurance-provider
MA
8640 Guilford Rd Ste 212
Mary Amshey: Allstate Insurance
Umbrella Insurance Agent · Columbia, MD
(410) 381-8811
agents.allstate.com/mary-amshey-columbia-md.html
SI
5570 Sterrett Pl
Swann Insurance
Umbrella Insurance Agent · Columbia, MD
(410) 795-4253
swann-insurance.com
JC
7075 Samuel Morse Dr Suite 120
The Jacobs Company
Umbrella Insurance Agent · Columbia, MD
(301) 621-8858
jacobscompany.com
GI
10490 Little Patuxent Pkwy Ste Suite 600
Goosehead Insurance - The Schanne Agency
Umbrella Insurance Agent · Columbia, MD
(301) 672-9996
goosehead.com/agents/md/columbia/nicholas-schanne
NH
5550 Sterrett Pl
New Hope Insurance Agency
Umbrella Insurance Agent · Columbia, MD
(240) 410-0931
FI
5550 Sterrett Pl STE 308
Farmers Insurance - Hong Qiu
Umbrella Insurance Agent · Columbia, MD
(443) 424-3399
agents.farmers.com/md/columbia/hong-qiu
HI
8865 Stanford Blvd Ste 202
HBW Insurance Group
Umbrella Insurance Agent · Columbia, MD
(410) 744-4313
hbwins.com
NI
7120 Minstrel Way STE 205
National Insurance Agency, Inc.
Umbrella Insurance Agent · Columbia, MD
(410) 715-5900
national-ins.com
FI
9123 MD-108 Ste 306
Farmers Insurance - Bradley Heden
Umbrella Insurance Agent · Columbia, MD
(410) 413-6615
agents.farmers.com/md/columbia/bradley-heden
SI
10015 Old Columbia Rd Suite B 215
SML INSURANCE AGENCY
Umbrella Insurance Agent · Columbia, MD
(443) 552-5958
smlinsuranceagency.com
AI
10320 Little Patuxent Pkwy #560
Alliant Insurance Services, Inc.
Umbrella Insurance Agent · Columbia, MD
(443) 283-7899
alliant.com
WI
8325 Guilford Rd Suite A
World Insurance Associates LLC
Umbrella Insurance Agent · Columbia, MD
(410) 312-7800
locations.worldinsurance.com/mcfarlin-insurance-agency-llp-714956a154a0

What Does an a Umbrella Insurance Agent in Columbia Cost?

The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher coverage amounts cost more, often 75 to 150 dollars per additional million. Actual premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Columbia

Umbrella insurance agents in Columbia Maryland help you secure additional liability coverage that goes beyond your auto and homeowners policies. This extra layer of protection is especially important in Maryland because state law requires minimum auto liability limits that may not cover a serious accident. An agent can tailor a policy to your specific needs and assets.

Frequently Asked Questions

What does an umbrella insurance agent in Columbia do?

An umbrella insurance agent in Columbia helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your existing auto and home insurance. The agent assesses your risk and recommends a coverage amount.

How much umbrella coverage do I need in Maryland?

The amount of umbrella coverage you need depends on your assets and potential liability. Many agents suggest at least 1 million dollars in coverage. Maryland law does not set a specific minimum for umbrella policies, but your underlying auto and home policies must meet certain minimum limits.

Is umbrella insurance required by law in Maryland?

No, umbrella insurance is not required by Maryland law. However, it is a common way to protect personal assets from large lawsuits. Maryland requires minimum auto liability coverage of 30,000 dollars per person and 60,000 dollars per accident, which may not be enough for a serious claim.

Umbrella Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.