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Find Umbrella Insurance Agents Near You in Gaithersburg, MD
Directory of umbrella insurance agents in Gaithersburg, Maryland. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 19 umbrella insurance agents in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capitol Benefits, LLC
364 Main St 2nd floor, Gaithersburg, MD 20878
(301) 431-0000
capitolbenefits.com
Chris Durand - State Farm Insurance Agent
9085 Shady Grove Ct, Gaithersburg, MD 20877
(301) 948-8522
christiandurand.com
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners
1 Bank St Suite 200, Gaithersburg, MD 20878
(301) 309-0400
blueridgeriskpartners.com
Fidencio Gonzalez: Allstate Insurance
18955 Bonanza Way, Gaithersburg, MD 20879
(301) 990-1000
agents.allstate.com
Nazar Insurance Agency
Thomas Cannery Shopping Center, 1 E Diamond Ave, Gaithersburg, MD 20877
(301) 328-3028
nazarinsuranceagency.com
Pacheco & Associates
525 S Frederick Ave, Gaithersburg, MD 20877
(301) 330-8070
pachecoandassociatesmd.com
Insurance One Group |Gaithersburg, MD
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
(301) 840-7283
insonegroup.com
General Insurance Group Inc
101 Lakeforest Blvd # 480, Gaithersburg, MD 20877
(866) 417-9090
generalinsurancegroup.com
Venice Mundle-Harvey: Allstate Insurance
18554 Office Park Dr, Gaithersburg, MD 20886
(301) 740-2302
agents.allstate.com
Walker Poole Insurance
18310 Montgomery Village Ave Suite 360, Gaithersburg, MD 20879
Umbrella insurance provides an extra layer of liability protection beyond your auto and homeowners policies. In Gaithersburg Maryland this coverage is important for residents with assets to protect or those who face higher lawsuit risks. Maryland law does not require umbrella insurance but it can help cover legal costs and judgments if you are sued.
What Does a Umbrella Insurance Agent in Gaithersburg Cost?
Umbrella insurance costs in Maryland typically range from 150 to 350 dollars per year for 1 million dollars in coverage. Additional million dollar increments usually cost 50 to 100 dollars each. Your premium depends on factors like your driving record home value and number of vehicles. This is general information and not insurance advice. Consult a licensed agent for your specific situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Gaithersburg do?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers gaps in your existing coverage. They compare options from multiple carriers to get you appropriate limits. The agent also explains how Maryland liability laws affect your coverage needs.
How much umbrella coverage do I need in Maryland?
Most agents recommend at least 1 million dollars in umbrella coverage for Maryland residents with significant assets. Your agent can help calculate the right amount based on your net worth and potential risks. Higher limits are available up to 5 million or more.
Does umbrella insurance cover lawsuits in Maryland?
Yes umbrella insurance covers legal defense costs and settlements for covered claims including personal injury and property damage. Maryland has a three year statute of limitations for most personal injury lawsuits. Your policy helps pay for these costs up to your chosen limit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.