The top-rated umbrella insurance agent in Crofton, Maryland is Chad Silla - State Farm Insurance Agent, rated 5.0 stars across 171 reviews. Other highly rated options include Michael Derocher - State Farm Insurance Agent, Traci Hall - State Farm Insurance Agent, Nationwide Insurance: Rich Reilly Insurance Agency, LLC. This directory lists 10 umbrella insurance agents serving Crofton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Silla - State Farm Insurance Agent | 1298 Cronson Blvd #103 | (410) 721-0088 |
| 2 | Michael Derocher - State Farm Insurance Agent | 2191 Defense Hwy Suite LL5 | (301) 604-3276 |
| 3 | Traci Hall - State Farm Insurance Agent | 2431 Crofton Ln #13 | (410) 721-1800 |
| 4 | Nationwide Insurance: Rich Reilly Insurance Agency, LLC | 2124 Priest Bridge Dr #9 | (301) 262-8600 |
| 5 | BIA Broker | 2127 Espey Ct | (410) 409-7873 |
| 6 | John J. McGuirk & Associates, Inc. | 2191 Defense Hwy #221 | (301) 262-1393 |
| 7 | Carrollton Insurance Agency, Inc | 2191 Defense Hwy Ste 314 | (301) 350-6205 |
| 8 | Brian Davis Liberty Mutual Insurance | 2200 Defense Hwy Ste 101 | (301) 442-3547 |
| 9 | Rich A Tusing - State Farm Insurance Agent | 2126 Espey Ct suite e | (410) 721-7474 |
| 10 | Gloria Harrison - Liberty Mutual Insurance | 2200 Defense Hwy Ste 101 | (301) 257-6780 |
Chad Silla - State Farm Insurance Agent serves the Crofton, Maryland area, providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. This local agency assists residents in protecting their assets and future earnings. Umbrella insurance helps cover costs from major claims or lawsuits. The agency handles personalized risk assessments to determine appropriate coverage amounts. It also coordinates with existing State Farm policies for seamless integration. Specific services include managing claims for liability incidents and advising on coverage gaps for high-net-worth individuals.
Michael Derocher - State Farm Insurance Agent in Crofton, MD, provides umbrella insurance coverage to help clients protect their assets from unexpected liability claims. The agency assists with policy selection and ongoing coverage adjustments to match changing needs. Maintenance for an umbrella policy involves annual reviews of underlying home and auto limits to ensure sufficient protection. Service includes guidance on how umbrella coverage works in conjunction with existing policies. The agency services single-family homes, apartments, retail establishments, and restaurants in the local area.
Homeowners, businesses, and property managers in Crofton, MD look to Traci Hall - State Farm Insurance Agent for umbrella insurance policies that provide added liability coverage beyond standard home or auto limits. These policies help protect personal assets and future earnings from major claims or lawsuits. The agency serves clients in Crofton while also extending coverage to residents across the larger Annapolis metropolitan area, including surrounding communities in Anne Arundel County.
Nationwide Insurance: Rich Reilly Insurance Agency, LLC serves Crofton, Maryland, and the surrounding communities, handling umbrella insurance. This coverage provides additional liability protection beyond standard homeowners and auto policies, offering a broader safety net for personal assets. The agency assists clients in evaluating their potential exposure to large claims or lawsuits. It then customizes a policy that aligns with each individual’s unique risk profile. To handle a typical job, it begins with a detailed consultation to assess current coverage limits before recommending an appropriate layer of extra protection.
BIA Broker in Crofton, MD, provides options for clients deciding between a single-payment, one-time umbrella insurance policy and a recurring plan that renews annually. This additional liability coverage extends beyond the limits of standard auto or homeowners insurance, offering broader financial protection against large claims or lawsuits. These policies safeguard personal assets, including savings and property, from expenses that exceed base coverage thresholds. Service at BIA Broker operates on an as-needed basis, allowing clients to request policy adjustments or purchase coverage at their own discretion without a set schedule.
When the heavy rains of a Maryland spring threaten to flood a basement or an unexpected guest’s slip on an icy walkway becomes a claim, residents in Crofton call John J. McGuirk & Associates, Inc. for personal umbrella insurance. This local agency specializes in liability coverage that extends beyond standard home and auto policies, providing an extra layer of protection for larger claims. They first assess each client’s existing assets and risk exposure during a personalized consultation in their Crofton office.
Carrollton Insurance Agency, Inc specializes in offering umbrella insurance policies in Crofton, MD, providing extra liability coverage beyond standard home and auto limits. It serves local residents and businesses by analyzing their unique risk exposures and securing suitable policy extensions to protect assets. The agency helps clients safeguard their financial future against unforeseen claims and lawsuits. As winter approaches, it specifically assists homeowners in Crofton who may face increased liability from icy walkways or snow-related accidents on their property.
Brian Davis Liberty Mutual Insurance provides personal liability protection through umbrella insurance policies in Crofton, Maryland. These policies serve as additional coverage beyond standard homeowners and auto policies, safeguarding assets from major claims or lawsuits. The agent works with clients to evaluate their current coverage limits and recommend appropriate higher-tier liability protection. Services are available for various commercial sectors, including offices, warehouses, and food service operations, ensuring these businesses have extended liability safeguards for their unique operational risks.
Rich A Tusing - State Farm Insurance Agent in Crofton, MD, provides umbrella insurance for residential properties, offering extra liability protection beyond standard homeowner policies. Commercial umbrella coverage is also available for local businesses, safeguarding assets against major claims or lawsuits. The agency serves clients throughout the Crofton area, tailoring policies to individual needs. Existing customers often return for policy reviews and adjustments during regular annual check-ins, ensuring continued appropriate coverage as circumstances evolve.
Gloria Harrison - Liberty Mutual Insurance in Crofton, MD, serves clients in the region who require personal umbrella liability protection. This agency helps policyholders obtain extra coverage beyond standard home and auto insurance limits. Umbrella insurance safeguards assets against costly lawsuits and major claims. Local homeowners and drivers can work with the agency to assess their personal risk exposure. The agency can add standalone excess liability coverage to an existing bundle of policies.
What Does an a Umbrella Insurance Agent in Crofton Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors that affect the price include your driving record, the number of properties you own, and your claims history. Each additional million in coverage may cost 50 to 100 dollars more per year. This is general information and not insurance advice.
About umbrella insurance agents in Crofton
An umbrella insurance agent in Crofton Maryland helps you secure extra liability coverage beyond your standard home and auto policies. This type of policy is especially useful for Crofton residents who own property or have significant assets. Maryland law requires minimum liability limits on auto insurance, but an umbrella policy can provide additional protection for claims that exceed those limits.
Frequently Asked Questions
What does an umbrella insurance agent in Crofton do?
An umbrella insurance agent in Crofton helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. This agent can explain how the policy works with your current coverage and advise on appropriate coverage amounts based on your assets.
How much umbrella insurance do I need in Maryland?
The amount of umbrella insurance you need depends on your assets and income. Many agents recommend at least one million dollars in coverage. Maryland does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits.
Can I get an umbrella policy if I have a rental property in Crofton?
Yes, you can get an umbrella policy if you own a rental property in Crofton. Landlords often face higher liability risks. An umbrella policy can cover claims from tenant injuries or property damage that go beyond your landlord insurance limits.
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