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Find Umbrella Insurance Agents Near You in Elkridge, MD

Browse umbrella insurance agents serving Elkridge, Maryland. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Elkridge, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 10 umbrella insurance agents in Elkridge, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zacharias Insurance Agency
6755 Business Pkwy #104, Elkridge, MD 21075
(410) 660-2699 zachariasagency.com
Mary Crow - State Farm Insurance Agent
6325 H, Washington Blvd, Elkridge, MD 21075
(410) 379-6500 marycrowinsurance.com
J & L Insurance Services LLC
6865 Deerpath Rd Suite 101, Elkridge, MD 21075
(443) 775-9566
Continental Insurance Agency, Inc.
7421 Washington Blvd, Elkridge, MD 21075
(410) 540-9999 ciaprotects.com
Syed Insurance
6363 Washington Blvd Suite C, Elkridge, MD 21075
(410) 645-1715 syedinsuranceelkridge.com
Nationwide Insurance: Ekop Insurance Agency, Inc.
6920 Scarlet Oak Dr, Elkridge, MD 21075
(443) 812-4135 agency.nationwide.com
Ecbm of Maryland Inc
6810 Deerpath Rd # 425, Elkridge, MD 21075
(410) 579-2616 ecbm.com
insurance pickle
5965 Sandy Ridge, Elkridge, MD 21075
(877) 634-1256 insurancepickle.com
Top Grade Insurance
6865 Deerpath Rd Suite 101, Elkridge, MD 21075
(667) 407-1446 topgradeins.com
Gallagher
6518 Meadowridge Rd, Elkridge, MD 21075
(410) 910-7100 ajg.com

Umbrella insurance agents in Elkridge Maryland help residents secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Maryland law requires minimum auto liability limits of 30/60/15 but an umbrella policy can provide an extra layer of protection for assets. Local agents can tailor a policy to cover risks like dog bites or pool accidents common in Howard County.

What Does a Umbrella Insurance Agent in Elkridge Cost?

The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors like your driving record number of properties and risk profile can affect the premium. For higher limits such as 2 or 5 million dollars the cost increases proportionally. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Elkridge do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides coverage above the limits of your underlying auto and home insurance. They assess your assets and risks to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Maryland?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets. Maryland does not set a specific minimum but your underlying policies must meet certain limits typically 250/500 for auto and 300,000 for home.
Is umbrella insurance required in Elkridge Maryland?
Umbrella insurance is not required by Maryland law. However it is strongly advised if you own property have a swimming pool or engage in activities that could lead to lawsuits. It is an optional but valuable layer of protection.