The top-rated umbrella insurance agent in Bowie, Maryland is James Busia - State Farm Insurance Agent, rated 4.9 stars across 251 reviews. Other highly rated options include Angela Yancey - State Farm Insurance Agent, Shanna Stringfield - State Farm Insurance Agent, Cinawaye Elivert - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Bowie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Busia - State Farm Insurance Agent | 14300 Gallant Fox Ln Ste 225 | (301) 249-1100 |
| 2 | Angela Yancey - State Farm Insurance Agent | 3060 Mitchellville Rd #103 | (301) 464-2108 |
| 3 | Shanna Stringfield - State Farm Insurance Agent | 6915 Laurel - Bowie Rd # 306 | (301) 262-3800 |
| 4 | Cinawaye Elivert - State Farm Insurance Agent | 3060 Mitchellville Rd #103 | (301) 574-3001 |
| 5 | Roosevelt Elivert: Allstate Insurance | 3000 Mitchellville Rd | (301) 390-8100 |
| 6 | Allstate Insurance: McGovern Kilby Insurance Services | 16701 Melford Blvd #125 | (301) 464-1900 |
| 7 | Siska Insurance | 3020 Mitchellville Rd #201 | (301) 218-9000 |
| 8 | Burley Insurance & Financial | 13621 Annapolis Rd | (301) 262-2600 |
| 9 | Woodmore Insurance Group | 16701 Melford Dr Suite 400 | (301) 377-3549 |
| 10 | Baltimore Insurance Network | 14300 Gallant Fox Ln suite 114 | (443) 869-6424 |
James Busia - State Farm Insurance Agent serves the Bowie, Maryland area as an umbrella insurance agent. Umbrella insurance provides additional liability coverage beyond standard auto and homeowners policies, helping to protect against major claims or lawsuits. Agent James Busia assists local residents in assessing their personal risk exposure and choosing appropriate liability limits. The office handles personal umbrella policies as well as business umbrella coverage for clients in Bowie.
Angela Yancey - State Farm Insurance Agent in Bowie, Maryland, provides umbrella insurance coverage that extends liability protection beyond standard policies. The agency offers personalized service to help clients assess their risk exposure and select appropriate coverage limits. Regular policy reviews ensure that protections remain aligned with changing personal circumstances or asset growth. Their service plans include guidance on policy updates and claims support. This agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, business owners, and property managers in Bowie, Maryland, rely on Shanna Stringfield - State Farm Insurance Agent for umbrella coverage that extends beyond standard liability limits. This agency helps clients protect significant assets by providing additional layers of insurance that activate when underlying policies are exhausted. Tailoring each policy to individual risk profiles ensures adequate protection for savings, investments, and future income. The agency also serves clients throughout neighboring communities, including the greater Glenn Dale area and nearby sections of Prince George’s County.
Serving Bowie, Maryland, and surrounding communities, Cinawaye Elivert - State Farm Insurance Agent handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This agent helps clients protect assets from major claims or lawsuits, working with individuals to assess their exposure levels. To manage a typical account, it begins by reviewing the client’s current policies and risk factors, then recommends a coverage amount tailored to their specific financial situation.
For a single high-net-worth policy, a client might request a one-time umbrella liability consultation, whereas ongoing risk management typically requires scheduled coverage reviews. Roosevelt Elivert: Allstate Insurance in Bowie, MD, connects local homeowners and auto policyholders with personal umbrella insurance, which extends underlying liability limits to protect assets against major claims. This office generally serves clients seeking additional security for unexpected incidents. Service for these umbrella policies primarily operates on an as-needed basis, initiated when a policyholder requests a quote or an endorsement.
Offering specialized umbrella insurance coverage, Allstate Insurance: McGovern Kilby Insurance Services serves Bowie, Maryland, and the surrounding region. Its general work involves assessing individual liability risks and tailoring policies that extend protection beyond standard auto and homeowners insurance limits. This can safeguard personal assets, offer defense costs for covered lawsuits, and provide a needed buffer for unforeseen incidents. The agent also helps address increased seasonal liabilities, such as those arising from holiday gatherings or summer pool parties, where accident risks and potential claims often rise.
As Bowie's seasonal storms and changing tree cover increase the risk of liability claims, Siska Insurance helps local homeowners and drivers manage those worries through supplemental umbrella coverage. The company serves as an umbrella insurance agent, providing an extra layer of protection beyond underlying auto and home policies for clients across the area. They guide each person through a straightforward assessment of their current exposure to determine a suitable personal liability limit. A new client's process typically begins with a walk-through of their property and vehicles during the initial assessment appointment.
Burley Insurance & Financial in Bowie, MD, provides general insurance services for individuals and businesses, offering coverage for a variety of liabilities. The firm specializes in umbrella policies that extend extra layers of protection beyond primary insurance limits. These policies help safeguard assets from large claims or lawsuits. The agency can serve commercial sectors such as offices, warehouses, and food service operations, tailoring higher coverage limits to the unique risks of each environment.
Serving homeowners in Bowie, Maryland, Woodmore Insurance Group provides residential umbrella insurance to protect personal assets beyond standard policy limits. The agency also structures commercial umbrella policies for local businesses facing liability risks. Clients throughout the Bowie area and surrounding Anne Arundel and Prince George’s County communities receive coverage tailored to their individual property and liability profiles. The agent reviews each account before the annual renewal cycle and follows up directly to recommend adjustments, ensuring consistent protection between regular policy visits without requiring the client to initiate every contact.
Baltimore Insurance Network, based in Bowie, Maryland, provides comprehensive risk management through general liability policies and specializes in offering umbrella insurance add-ons for broader coverage layers. This extra protection helps local policyholders handle significant claims that might exceed basic policy limits. The firm delivers these services to a variety of commercial sectors, including professional offices, storage warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Bowie Cost?
Typical umbrella insurance costs in Maryland range from 150 to 350 dollars annually for one million dollars in liability coverage. For two million dollars in coverage, premiums often fall between 250 and 500 dollars per year. Factors such as your driving record, number of properties, and personal assets affect the final price. Your Bowie agent will review your needs and provide an accurate estimate. This is general information and not insurance advice.
About umbrella insurance agents in Bowie
An umbrella insurance agent in Bowie Maryland can help you secure extra liability coverage beyond your auto or homeowners policy. This type of policy is especially useful for Maryland residents who own property or have significant assets. Agents in Bowie understand local risk factors such as traffic patterns on Route 50 and the Chesapeake Bay Bridge.
Frequently Asked Questions
What does an umbrella insurance agent in Bowie do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage limits. They assess your current policies and assets to recommend an appropriate amount of protection. In Maryland, umbrella policies typically start at one million dollars in coverage.
Do I need umbrella insurance in Bowie Maryland?
You may need umbrella insurance if you have substantial assets or face higher liability risks. Maryland law does not require umbrella insurance but it can protect your savings and future earnings. Many agents recommend it for homeowners with pools or trampolines.
How much does umbrella insurance cost in Maryland?
Umbrella insurance in Maryland usually costs between 150 and 350 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits or additional risk factors. Your agent can provide a specific quote based on your situation.
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