The top-rated umbrella insurance agent in Catonsville, Maryland is Alexander Brown - State Farm Insurance Agent, rated 4.9 stars across 315 reviews. Other highly rated options include Andrew Inglisa - State Farm Insurance Agent, Lines Insurance & Financial Services, Matt Hauser - GEICO Insurance Agent. This directory lists 14 umbrella insurance agents serving Catonsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexander Brown - State Farm Insurance Agent | 6100 Balt Natl Pike, Suite 203 | (410) 747-1700 |
| 2 | Andrew Inglisa - State Farm Insurance Agent | 757 Frederick Rd #202 | (410) 744-0077 |
| 3 | Lines Insurance & Financial Services | 11 Newburg Ave | (410) 744-0300 |
| 4 | Matt Hauser - GEICO Insurance Agent | 6567 Baltimore National Pike | (410) 995-0040 |
| 5 | Patrick Carmen Sr: Allstate Insurance | 583 Frederick Rd Ste 1b | (410) 247-7804 |
| 6 | Monument Insurance | 6410 Frederick Rd | (443) 230-4597 |
| 7 | Patapsco Insurance Group | 1701 Edmondson Ave #204 | (410) 719-9101 |
| 8 | Harvey O. Riley Insurance Agency, Inc. | 1012 Ingleside Ave | (410) 744-7480 |
| 9 | Nationwide Insurance: David A Smith & Associates Inc. | 922 Frederick Rd | (410) 788-0112 |
| 10 | Farmers Insurance - Andrew Dicea | 1002 Frederick Rd | (443) 315-5145 |
Andrew Inglisa of State Farm in Catonsville, MD provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. Service includes periodic policy reviews to ensure consistent coverage across existing accounts. Maintenance plans involve annual reassessments of asset exposure to adjust liability caps as personal circumstances evolve. The company services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Lines Insurance & Financial Services serves clients in Catonsville, MD, and the surrounding Baltimore metropolitan communities. The company handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. These policies help protect personal assets against major claims and lawsuits. A typical job begins with a thorough review of a client’s existing coverage to identify gaps. The company then tailors an umbrella policy to match the client’s specific risk exposure and financial circumstances.
Homeowners, small businesses, and property managers in Catonsville, MD, turn to Matt Hauser - GEICO Insurance Agent for umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. This agency helps local clients protect their assets from major claims or lawsuits by offering customized policies. Its services also assist landlords in the Catonsville area concerned with tenant-related risks. The agency further extends its umbrella coverage options to residents and property owners across the Ellicott City area.
Patrick Carmen Sr: Allstate Insurance in Catonsville, MD offers umbrella liability coverage that extends beyond standard policy limits. Clients may choose a one-time policy purchase for immediate protection or opt for a recurring annual renewal to maintain continuous coverage. Umbrella insurance addresses claims costs and legal fees that exceed auto or homeowners policy ceilings. Service for existing policies runs on a scheduled basis, with annual review appointments coordinated to reassess coverage needs and adjust limits as necessary.
Monument Insurance offers specialized umbrella insurance agency services, providing an extra layer of liability coverage that activates when standard policies are exhausted. Based in Catonsville, MD, it works with area residents to assess their overall risk exposure and secure broader financial protection against major claims or lawsuits. Its general practice involves reviewing existing home and auto policies to recommend appropriate supplementary limits. As spring brings increased outdoor activities and visitor traffic, it helps homeowners address additional liability concerns associated with pool openings and seasonal entertaining.
When unpredictable storms or occasional flooding threaten properties in the Catonsville area, Patapsco Insurance Group helps local homeowners and businesses secure added liability protection through umbrella insurance. This coverage extends beyond standard policy limits, offering a crucial extra layer of financial defense against major claims or lawsuits. The company guides clients through evaluating their existing auto, home, and rental policies to determine appropriate excess coverage levels. An initial, complimentary risk assessment typically begins with a review of current policies to identify any gaps in personal liability exposure.
Harvey O. Riley Insurance Agency, Inc. focuses on general insurance needs for clients in Catonsville, Maryland. The agency also offers specialty umbrella insurance policies that provide added liability coverage beyond a standard policy’s limits. This extra layer helps protect personal assets from unexpected large claims. The firm assists commercial clients such as offices, warehouses, and food service businesses in securing appropriate excess liability protection for their operations.
Nationwide Insurance: David A Smith & Associates Inc. serves Catonsville residents by providing umbrella insurance that extends liability coverage beyond standard home policies. Commercial clients can also obtain additional protection for business properties or operations throughout the greater Baltimore area. This agency helps safeguard assets against substantial claims that might exceed primary limits. Policyholders often appreciate the routine policy reviews conducted during each renewal cycle, ensuring continued suitability for evolving needs. Follow-up service between regular visits helps address any new coverage questions or life changes promptly.
Farmers Insurance - Andrew Dicea in Catonsville, Maryland serves local homeowners, businesses, and property managers seeking broader liability protection beyond standard policy limits. This agency focuses on helping clients secure umbrella insurance coverage designed to safeguard assets from major claims and lawsuits, providing an extra layer of financial security for unforeseen incidents on their property or in their operations. The agent assists with policy reviews to identify appropriate coverage needs. This Catonsville-based agency also extends its services to neighboring communities throughout the greater Baltimore metropolitan area.
What Does an a Umbrella Insurance Agent in Catonsville Cost?
The cost of umbrella insurance in Maryland typically ranges from 150 to 350 dollars per year for one million dollars in coverage. Premiums vary based on your risk profile number of properties and driving record. Some carriers offer discounts when you bundle umbrella coverage with other policies. This is general information and not insurance advice.
About umbrella insurance agents in Catonsville
Umbrella insurance agents in Catonsville Maryland help residents secure extra liability coverage beyond standard home and auto policies. Maryland law does not require umbrella insurance but it can protect assets from large claims or lawsuits. Local agents understand the specific liability risks in the Baltimore area and can tailor policies to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Catonsville do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. Agents in Catonsville are familiar with Maryland insurance regulations and can explain how umbrella policies interact with underlying policies.
How much umbrella insurance do I need in Maryland?
The amount of umbrella insurance you need depends on your total assets and potential liability risks. Many Maryland agents recommend starting with one million dollars in coverage. You may need more if you own property have significant savings or face higher lawsuit risks. An agent can help calculate the right limit for your situation.
Is umbrella insurance required by law in Maryland?
No Maryland does not require umbrella insurance by law. However many insurance companies require you to carry certain minimum liability limits on your home and auto policies before they will issue an umbrella policy. These minimums are typically 250000 dollars for bodily injury per person and 500000 dollars per accident for auto and 300000 dollars for home liability.
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