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Looking for a umbrella insurance agent in Germantown? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 13 umbrella insurance agents in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Malca - State Farm Insurance Agent
20410 Observation Dr #112, Germantown, MD 20876
(240) 654-0204
miguelmalca.com
Klinger Insurance Group
19785 Crystal Rock Dr STE 301, Germantown, MD 20874
13208 Executive Park Terrace, Germantown, MD 20874
(301) 428-0282
schaeferinsurance.com
Peak Insurance & Benefit Services, LLC
13216 Executive Park Terrace, Germantown, MD 20874
(240) 361-2699
peakibs.com
Insuranceproservicesllc
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 701-3802
insuranceproservicesllc.com
Clough Insurance Team
19745 Executive Park Cir, Germantown, MD 20874
(301) 241-7181
Farmers Insurance - Randolf Fonseca
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 279-9200
agents.farmers.com
SimPim Affordable Insurance Co.
20201 Century Blvd # 160, Germantown, MD 20874
(227) 275-6460
SR22 Drivers Insurance Solutions of Germantown
20680 Seneca Meadows Pkwy, Germantown, MD 20876
(240) 219-8996
sr22germantown.com
C Insurance
12410 Milestone Center Dr, Germantown, MD 20876
(800) 318-6040
cinsurancellc.com
An umbrella insurance agent in Germantown, Maryland helps you secure extra liability coverage that goes beyond your home and auto policies. Maryland law requires minimum auto liability limits, but an umbrella policy can provide additional protection for serious accidents or lawsuits. Local agents understand the specific risks for homeowners and drivers in Montgomery County.
What Does a Umbrella Insurance Agent in Germantown Cost?
Umbrella insurance in Maryland typically costs between 150 and 300 dollars per year for one million dollars of coverage. For two million dollars, the cost may range from 200 to 400 dollars annually. Rates vary based on your personal risk factors, such as driving history and property ownership. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Germantown do?
An umbrella insurance agent helps you buy a personal umbrella policy that adds one million dollars or more in liability coverage. This policy kicks in after your home or auto insurance limits are used up. The agent reviews your assets and risks to recommend an appropriate coverage amount.
Do I need umbrella insurance in Maryland?
Maryland law does not require umbrella insurance, but it is wise if you have significant assets or face higher lawsuit risks. For example, if you own a home with a pool or have a teenage driver, an umbrella policy can protect your savings. Many Maryland residents with net worth over one million dollars choose this coverage.
How much does umbrella insurance cost in Germantown Maryland?
Costs typically range from 150 to 300 dollars per year for one million dollars in coverage. Factors include your driving record, number of properties, and number of vehicles. An agent in Germantown can provide a specific quote based on your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.