The top-rated umbrella insurance agent in Pikesville, Maryland is Dane Spealman - State Farm Insurance Agent, rated 4.9 stars across 179 reviews. Other highly rated options include LPG Insurance Group, Wealcatch Insurance, Inc., AJR Insurance. This directory lists 13 umbrella insurance agents serving Pikesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dane Spealman - State Farm Insurance Agent | 3635 Old Court Rd ste b | (410) 484-4567 |
| 2 | LPG Insurance Group | 1330 Reisterstown Rd Rear Suite | (443) 802-7063 |
| 3 | Wealcatch Insurance, Inc. | 37 Walker Ave | (410) 653-3053 |
| 4 | AJR Insurance | 6 Church Ln | (443) 544-8011 |
| 5 | Relation Insurance - Spero Group | 1866 Reisterstown Rd ste e | (410) 602-7723 |
| 6 | Schoenfeld Insurance | 25 Hooks Ln #316 | (410) 602-2000 |
| 7 | the smith firm and agency | 103 Sudbrook Ln Suite 202 | (443) 264-4398 |
| 8 | Herman E Wealcatch Inc: Alan Sonnenblick | 37 Walker Ave #200 | (443) 313-4071 |
| 9 | Strasco Insurance Agency Inc. | 3 Greenwood Pl Ste 307 | (410) 486-2020 |
| 10 | Goosehead Insurance - Joseph Ruben | 23 Walker Ave Suite 210 | (410) 793-7945 |
Dane Spealman - State Farm Insurance Agent serves Pikesville and the surrounding Baltimore County area as a local umbrella insurance agent. The agency provides personal umbrella liability policies that extend coverage beyond standard auto and home insurance limits. These policies help protect clients against major claims and lawsuits by offering additional layers of financial security. The office works with homeowners and auto policyholders to assess their individual risk exposure. It handles claims assistance for umbrella coverage and offers policy reviews to determine appropriate coverage levels.
LPG Insurance Group serves homeowners, businesses, and property managers in Pikesville, MD, by connecting them with umbrella insurance policies that provide extra liability coverage beyond standard home, auto, or commercial limits. This added layer of protection helps clients safeguard assets against major claims or lawsuits. The company evaluates each client’s specific exposure to recommend appropriate coverage amounts. They also assist property owners, extending their service to the Greater Baltimore region, including the Towson and Owings Mills areas.
Wealcatch Insurance, Inc. provides umbrella insurance services to clients in Pikesville, Maryland, and the surrounding Baltimore metropolitan communities. The company handles personal liability coverage that extends beyond the limits of standard auto and homeowners policies, protecting assets from major claims or lawsuits. To serve each client, it typically reviews existing coverage to determine appropriate supplemental limits for comprehensive risk management.
AJR Insurance provides umbrella liability coverage for clients in the Pikesville, MD area, offering an extra layer of protection beyond standard homeowner and auto policies. It works directly with agents to tailor these policies, helping shield assets from major claims and lawsuits. Service plans include annual policy reviews and straightforward claims assistance to ensure clients understand their broader coverage needs when facing unforeseen events. The company serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
In Pikesville, MD, Relation Insurance - Spero Group offers one-time appointments to review specific umbrella needs and recurring service options for policy adjustments as your assets evolve. Coverage provided by this umbrella insurance agent extends standard liability policies, offering supplementary protection against major claims and lawsuits that exceed primary limits. These excess liability policies safeguard personal assets by adding an additional layer of financial security for accidental incidents on your property or involving your actions. Service runs on a single-visit, scheduled, or as-needed basis depending on client preference.
Schoenfeld Insurance in Pikesville, MD, specializes in umbrella insurance agent services, providing supplemental liability coverage that extends beyond standard policy limits. It works with clients to address personal and business risks by offering broader protection against major claims and legal defense costs. This neighborhood agent assists local homeowners and motorists in safeguarding their assets from unexpected financial losses. As storm season approaches, it helps residents secure increased coverage for potential property damage and liability from accidents on their premises.
As spring storms sweep through Pikesville, many homeowners consider how extra liability coverage might protect their assets. The smith firm and agency helps local residents evaluate whether an umbrella policy fits their personal risk profile, offering guidance on typical coverage layers above auto and home policies. They work with clients to compare options from multiple insurers, ensuring transparent explanations of how umbrella coverage responds to claims. Before recommending a policy limit, the firm schedules a detailed review of the client’s current policies and property exposures as an initial-assessment step.
Herman E Wealcatch Inc: Alan Sonnenblick provides insurance solutions in Pikesville, MD, with a focus on umbrella liability coverage that extends beyond standard policy limits. This added layer of protection helps safeguard assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to meet specific operational risks.
Strasco Insurance Agency Inc. provides residential umbrella coverage in the Pikesville, MD area, helping homeowners secure additional liability protection beyond standard home or auto policies. The agency also offers commercial umbrella policies to local business clients, extending coverage across the greater Baltimore region. Their approach focuses on clear communication and tailored policy options. Clients return for coverage adjustments or policy renewals between annual visits, ensuring their protection remains aligned with changing personal or business needs.
Goosehead Insurance - Joseph Ruben in Pikesville, MD, is known for matching clients with personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local homeowners and drivers seeking broader protection against major claims and lawsuits. Its service range includes risk assessment to determine appropriate coverage amounts for individual assets and lifestyles. For specialized needs, the agency can add an umbrella policy covering exposures like rental properties or watercraft liability.
What Does an a Umbrella Insurance Agent in Pikesville Cost?
In Maryland umbrella insurance typically costs between 150 and 400 dollars per year for a 1 million dollar policy. Premiums may be higher for multiple properties or young drivers. Costs vary by your insurance company claims history and coverage limits. This is general information not insurance advice.
About umbrella insurance agents in Pikesville
An umbrella insurance agent in Pikesville Maryland helps you secure additional liability coverage beyond standard home and auto policies. Maryland law requires minimum auto liability limits but does not mandate umbrella insurance which fills gaps for serious accidents or lawsuits. Working with a local agent ensures your policy meets state requirements and protects assets like your home or savings.
Frequently Asked Questions
What does an umbrella insurance agent in Pikesville do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. In Maryland this extra layer can protect against lawsuits from auto accidents or property incidents. The agent reviews your assets and risks to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Maryland?
Most Maryland agents suggest at least 1 million dollars in umbrella coverage to protect typical assets like a home and savings. Higher limits up to 5 million or more may be needed for high net worth individuals. Your agent will calculate the right amount based on your personal financial situation.
Is umbrella insurance required by Maryland law?
No Maryland does not require umbrella insurance by statute. However it is strongly recommended if you have significant assets or face higher liability risks. Without it a large judgment could exceed your auto or home policy limits leaving you personally responsible.
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