Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 umbrella insurance agents in Laurel, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Adam Herndon
8323 Cherry Ln Suite 13, Laurel, MD 20707
(240) 280-2285
adamherndonagency.com
Simmerer Insurance
601 7th St Ste 103, Laurel, MD 20707
(301) 386-0900
simmererinsurance.com
William Gunn - GEICO Insurance Agent
13600 Baltimore Ave Suite 702, Laurel, MD 20707
(301) 543-3690
geico.com
Laurel Insurance Center placas y seguro
8641 Cherry Ln, Laurel, MD 20707
(301) 640-8509
Jennifer Smigal - State Farm Insurance Agent
510 4th St, Laurel, MD 20707
(301) 384-2323
jennifersmigal.net
Debbie Murphy - State Farm Insurance Agent
7530 Montpelier Rd Suite 105, Laurel, MD 20723
(301) 604-0038
debbiemurphyinsurance.com
Mid Atlantic Insurance Financial
13633 Baltimore Ave, Laurel, MD 20707
(301) 604-4444
mymidatlantic.com
Jessica Iglesias: Allstate Insurance
511 4th St, Laurel, MD 20707
(301) 683-0470
agents.allstate.com
Global Insure USA
14502 Greenview Dr # 500, Laurel, MD 20708
(410) 507-7781
globalinsureusa.com
CNR Insurance Inc
14502 Greenview Dr # 500, Laurel, MD 20708
(301) 490-9600
cnrinsurance.com
Kathy Fowler - State Farm Insurance Agent
510 4th St, Laurel, MD 20707
(301) 369-0507
kathyfowlerins.com
Halkos Insurance Agency
8635 Cherry Ln, Laurel, MD 20707
(301) 206-5464
halkosinsurance.com
Bryan Wagschal: Allstate Insurance
13600 Laurel - Bowie Rd, Laurel, MD 20708
(240) 565-0557
agents.allstate.com
TWFG Insurance
8205 Shooting Star Ln, Laurel, MD 20724
(240) 988-7425
Mid Atlantic Insurance Financial - An Erie Insurance Agency
13633 Baltimore Ave, Laurel, MD 20707
(888) 958-3743
midatlanticinsure.com
Oasis Insurance Agency LLC
129 Bowie Rd, Laurel, MD 20707
(301) 798-6606
oasisinsurancelady.com
M A Chenault Insurance Services
329 Prince George St, Laurel, MD 20707
(301) 490-4966
TWFG Insurance
8101 Sandy Spring Rd #270, Laurel, MD 20707
(301) 476-0476
twfg.com
Mid Atlantic Insurance Financial
14502 Greenview Dr # 500, Laurel, MD 20708
(301) 604-4444
mymidatlantic.com
Nationwide Insurance: Timothy E Halkos
314 Second St, Laurel, MD 20707
(301) 490-5300
agency.nationwide.com
What Does a Umbrella Insurance Agent in Laurel Cost?
Typical costs for an umbrella insurance policy in Maryland range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Factors like your driving record, number of properties, and personal liability risks affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Laurel do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims exceeding your primary insurance limits. In Maryland, this can protect against lawsuits from car accidents or property damage incidents common in the Laurel area. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella coverage do I need in Maryland?
Most Maryland agents suggest at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. Maryland courts can award large judgments in liability cases, making higher limits advisable for homeowners with pools or rental properties. Your agent will review your assets to determine the right amount.
Is umbrella insurance required by law in Maryland?
No, Maryland does not require umbrella insurance by law. However, it is often required by insurers if you have high-risk exposures like a teenage driver or a dog breed with a history of bites. Maryland law mandates minimum auto liability of 30,000 dollars per person and 60,000 dollars per accident, but umbrella coverage goes well beyond these limits.