ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Landlord Insurance Agents Near You in St Joseph, MO

Browse landlord insurance agents serving St Joseph, Missouri. Updated 2026-07-14.

The top-rated landlord insurance agent in St Joseph, Missouri is Clear View Insurance Specialists, rated 4.9 stars across 105 reviews. Other highly rated options include Will Woods - State Farm Insurance Agent, AIS, Makison Insurance & Retirement. This directory lists 20 landlord insurance agents serving St Joseph.

Showing 20 landlord insurance agents in St Joseph, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Clear View Insurance Specialists3849 Frederick Ave(816) 232-7400
2Will Woods - State Farm Insurance Agent2828 N Belt Hwy(816) 364-5959
3AIS2903 S Belt Hwy(816) 676-2886
4Makison Insurance & Retirement2411 N Woodbine Rd(816) 209-6765
5Shelter Insurance - Dana Oerman6412 King Hill Ave(816) 238-1450
6Zulima Lugo - Missouri Farm Bureau Insurance2233 N Belt Hwy Ste B(816) 558-6171
7Larry Bowles - Missouri Farm Bureau Insurance2233 N Belt Hwy Ste C(816) 558-6171
8John Joe Insurance Agency, Inc.2320 N Belt Hwy(816) 273-0123
9Shelter Insurance - Lisa Findley203 N 36th St Ste C(816) 232-5491
10Wagers Insurance Agency3603 Woodlawn Terrace(816) 676-1000
CV
3849 Frederick Ave
Clear View Insurance Specialists
Landlord Insurance Agent · St Joseph, MO

Clear View Insurance Specialists serves homeowners, property managers, and residential landlords in St Joseph, MO, by offering landlord insurance policies tailored to rental properties. The agency helps clients protect their investments against common risks such as property damage, liability claims, and lost rental income. As a local provider, it understands the insurance needs unique to the region’s housing market. Clear View Insurance Specialists also extends its coverage options to landlords in nearby communities such as Savannah, Missouri.

WW
2828 N Belt Hwy
Will Woods - State Farm Insurance Agent
Landlord Insurance Agent · St Joseph, MO

Will Woods - State Farm Insurance Agent provides a comprehensive range of landlord insurance services tailored to property owners in St Joseph, MO. The agency offers personalized guidance on policies designed to protect rental investments from common liability and property damage risks. Service consultations focus on evaluating coverage options that suit different rental scenarios and budget considerations. The agency services a variety of property types, including single-family homes, small apartment buildings, retail spaces, and local restaurants.

AI
2903 S Belt Hwy
AIS
Landlord Insurance Agent · St Joseph, MO

AIS serves landlords and property owners in the St Joseph, Missouri area, offering specialized landlord insurance agent services. The agency assists local clients in obtaining policies that cover rental properties against common risks like fire, vandalism, and liability claims. It also helps property owners navigate the specific coverage needs required for residential and commercial rental units in this region. Among the services AIS handles are loss of rental income protection and general liability coverage tailored for area landlords.

MI
2411 N Woodbine Rd
Makison Insurance & Retirement
Landlord Insurance Agent · St Joseph, MO

Makison Insurance & Retirement serves St. Joseph, Missouri, and the surrounding communities, handling landlord insurance policies for rental property owners in the area. It focuses on protections for residential rental dwellings, helping landlords manage risks associated with their investment properties. Policies offered by the company typically address property damage, liability coverage, and loss of rental income scenarios. The company generally approaches each client’s needs by reviewing the specific property type and tenant situation to tailor coverage.

SI
6412 King Hill Ave
Shelter Insurance - Dana Oerman
Landlord Insurance Agent · St Joseph, MO

For landlord properties in St Joseph, MO, Shelter Insurance - Dana Oerman offers both one-time policy reviews and ongoing annual service options. Coverage typically includes protection for building structures, liability for tenant injuries, and loss of rental income. A full inspection of the property helps determine specific insurance needs. Routine contact allows for policy adjustments as rental terms change. Service for landlord insurance clients generally runs on an as-needed basis, with regular renewals scheduled automatically each term.

ZL
2233 N Belt Hwy Ste B
Zulima Lugo - Missouri Farm Bureau Insurance
Landlord Insurance Agent · St Joseph, MO

Zulima Lugo - Missouri Farm Bureau Insurance offers specialized landlord insurance services tailored to property owners in St Joseph, MO. The agency assists landlords by securing coverage for rental dwellings, liability protection, and loss of rental income. It generally works to evaluate individual property risks and customizes policies to meet landlord needs. During severe winter weather, the agency helps landlords understand policy provisions for burst pipes or ice dam damage, ensuring their rental investments remain protected through seasonal challenges.

LB
2233 N Belt Hwy Ste C
Larry Bowles - Missouri Farm Bureau Insurance
Landlord Insurance Agent · St Joseph, MO

As winter approaches the Missouri River valley, risks of frozen pipes and snow-damaged roofs increase for rental properties in St. Joseph. Larry Bowles, operating through Missouri Farm Bureau Insurance, provides specialized landlord insurance agent coverage tailored to these seasonal threats. He works directly with property owners to secure policies that protect both structures and liability exposure while addressing local weather and tenancy risks. An initial consultation typically includes reviewing the specific rental unit's construction, occupancy type, and current coverage to determine necessary protections.

JJ
2320 N Belt Hwy
John Joe Insurance Agency, Inc.
Landlord Insurance Agent · St Joseph, MO

John Joe Insurance Agency, Inc. provides residential landlord insurance in St Joseph, MO, covering policies for single-family rental properties and multi-unit dwellings. Commercial coverage is also available for larger apartment complexes and business-owned rental spaces throughout the local area. As a dedicated landlord insurance agent, the agency helps property owners manage risk on income-producing real estate. After an initial policy is placed, clients receive ongoing support for policy adjustments and questions. Follow-up service and repeat coverage handling ensure protection remains current between regular annual visits.

SI
203 N 36th St Ste C
Shelter Insurance - Lisa Findley
Landlord Insurance Agent · St Joseph, MO

Shelter Insurance - Lisa Findley in St Joseph, MO, is known for securing landlord insurance policies that protect rental property owners. Its service range includes tailoring coverage to individual buildings and multiple-unit dwellings, helping mitigate risks from tenant damage to liability claims. Recognizing the specific concerns of local landlords, the agency structures policies to address common regional weather and maintenance exposures. A specialty service it can add on is loss of rental income protection, compensating owners when a property becomes uninhabitable due to a covered event.

WI
3603 Woodlawn Terrace
Wagers Insurance Agency
Landlord Insurance Agent · St Joseph, MO

Wagers Insurance Agency in St Joseph, MO focuses on property insurance for residential and commercial landlords. It offers specialized coverage for rental dwellings, including liability protection and loss of rental income policies. The agency assists property owners in managing risks associated with tenant-occupied buildings and maintenance liabilities. It provides insurance solutions for various commercial sectors such as offices, warehouses, and food service operations.

BI
3715 Beck Rd b201
Benchmark Insurance Agency
Landlord Insurance Agent · St Joseph, MO
(816) 279-3400
gobenchmarkinsurance.com
CI
4305 Frederick Ave # 200
Colman Insurance Services
Landlord Insurance Agent · St Joseph, MO
(816) 236-1725
colman-ins.com
SI
303 S Belt Hwy
Shelter Insurance - Matthew Judah
Landlord Insurance Agent · St Joseph, MO
(816) 232-4300
shelterinsurance.com/CA/agent/MATTHEWJUDAH
CI
401 N 13th St
Consolidated Insurance Agents, LLC.
Landlord Insurance Agent · St Joseph, MO
(816) 279-0894
consolidated-insurance.com
TT
1802 Union St
Tilton Thomas & Morgan Inc.
Landlord Insurance Agent · St Joseph, MO
(816) 233-0266
ttminsurance.com
DB
C, 3715 Beck Rd Ste. B 201
Devoy-Baker Insurance
Landlord Insurance Agent · St Joseph, MO
(816) 364-4381
devoybaker.com
BA
3120 Karnes Rd #F
Berry & Associates Inc
Landlord Insurance Agent · St Joseph, MO
(816) 279-6010
SJ
3715 Beck Rd b201
Saint Joseph Insurance
Landlord Insurance Agent · St Joseph, MO
(816) 364-4381
sjiagency.com
FI
1602 S Riverside Rd Suite B
Farmers Insurance - Brett Holden Agency
Landlord Insurance Agent · St Joseph, MO
(816) 259-5555
agents.farmers.com/mo/saint-joseph/brett-holden
RV
2822 Renick St
Ramon Valdivia Life & Health Insurance Specialist
Landlord Insurance Agent · St Joseph, MO
(816) 646-0151

What Does a a Landlord Insurance Agent in St Joseph Cost?

The cost of landlord insurance in Missouri typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in St Joseph you might pay between 800 and 1500 dollars per year depending on property value location and coverage limits. Multi unit properties and older homes may cost more. This is general information not insurance advice.

About landlord insurance agents in St Joseph

A landlord insurance agent in St Joseph Missouri helps property owners protect their rental investments. Missouri law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the specific risks for rental properties in the St Joseph area including weather and liability concerns.

Frequently Asked Questions

What does landlord insurance cover in Missouri?

Landlord insurance in Missouri typically covers property damage loss of rental income and liability protection. It does not cover tenant personal belongings or intentional damage by tenants. Policies can be customized for single family homes or multi unit buildings.

Is landlord insurance required by law in Missouri?

Missouri state law does not require landlord insurance. However most mortgage lenders and property management companies require proof of coverage. It is strongly recommended to protect against lawsuits and property damage.

How do I choose a landlord insurance agent in St Joseph?

Look for an agent who specializes in rental property coverage and knows St Joseph market conditions. Ask about replacement cost coverage liability limits and loss of rent provisions. Compare quotes from multiple agents to find the right fit for your property.

Landlord Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.