The top-rated landlord insurance agent in Gladstone, Missouri is Roy Copeland III - State Farm Insurance Agent, rated 4.9 stars across 354 reviews. Other highly rated options include Briarcliff Insurance Group, Jenkins & James Insurance Agency, Hilt Agency: Allstate Insurance. This directory lists 16 landlord insurance agents serving Gladstone.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roy Copeland III - State Farm Insurance Agent | 400 NW Englewood Rd | (913) 299-0251 |
| 2 | Briarcliff Insurance Group | 2601 NE Kendallwood Pkwy Suite 212 | (816) 759-2133 |
| 3 | Jenkins & James Insurance Agency | 6651 N Oak Trafficway Suite 20 | (816) 453-8555 |
| 4 | Hilt Agency: Allstate Insurance | 6812 N Oak Trafficway Ste 3 | (816) 420-0500 |
| 5 | Bryan Lopez - State Farm Insurance Agent | 7233 N Oak Trafficway | (816) 678-0749 |
| 6 | Jeff Williams Agency Inc American Family Insurance | 6505 N Prospect Ave STE 100 | (816) 459-7779 |
| 7 | Mary Ann Surber - State Farm Insurance Agent | 6407 N Prospect Ave | (816) 452-1700 |
| 8 | Amanda Stagg: Allstate Insurance | 5608 NE Antioch Rd | (816) 559-7081 |
| 9 | Mark Pearcy Agency Inc American Family Insurance | 6505 N Prospect Ave STE 2 | (816) 452-6328 |
| 10 | Shelter Insurance - Chad Nichols | 7090 N Oak Trafficway | (816) 420-8300 |
Roy Copeland III - State Farm Insurance Agent serves the Gladstone, MO area and the surrounding Clay County region. The company focuses on landlord insurance, providing policies that protect rental property owners from financial losses. Their work includes coverage for property damage, liability claims, and loss of rental income due to covered events. The agency handles standard landlord liability policies and dwelling fire insurance for single-family rentals and duplexes.
Briarcliff Insurance Group offers a full range of services for property owners, including liability protection and building coverage tailored to rental properties. The agency helps clients understand maintenance plans that address routine upkeep and emergency repairs to preserve asset value and tenant safety. It works with landlords managing single‑family homes, multi‑unit apartments, commercial retail spaces, and restaurants throughout the Gladstone, MO area.
Jenkins & James Insurance Agency in Gladstone, MO serves residential landlords, property managers, and small business owners with rental properties. It offers landlord insurance coverage to protect buildings and liability risks associated with leasing units to tenants. Local property owners rely on this agency for policies tailored to single-family homes, duplexes, or multi-unit apartment buildings. The agency also works with clients managing rental property across the Northland portion of the Kansas City metropolitan area.
Serving Gladstone and the surrounding communities in the Northland area, Hilt Agency: Allstate Insurance handles the distinct needs of local landlords and property investors. This agency specializes in managing the specialized coverage requirements for rental property owners. It works to protect clients against common risks such as property damage, liability claims, and potential loss of rental income. To complete a typical job, the agency generally begins with a detailed review of the client’s specific property portfolio and occupancy risks to tailor appropriate protection.
Bryan Lopez, a State Farm Insurance Agent in Gladstone, MO, explains that landlord insurance can be structured either as a single, non-renewing policy for one property or as a recurring annual policy that protects a portfolio of rentals. Coverage typically includes protection for the dwelling, personal liability for the owner, and possible loss of rental income should the property become uninhabitable. For claim filing and policy adjustments, service runs on an as-needed basis, providing support whenever a specific issue arises.
Jeff Williams Agency Inc American Family Insurance provides landlord insurance services in Gladstone, MO, specializing in coverage for rental properties. Its general services include helping property owners secure policies that protect against liability, property damage, and lost rental income. The agency tailors coverage to the unique risks of local housing stock and tenancy patterns. Landlords often rely on its guidance to address specific concerns such as winter weather pipe bursts that can cause expensive interior flooding and disruption of tenant occupancy.
As winter ice and spring storms bring roof leaks and tenant disputes to Gladstone rental properties, Mary Ann Surber - State Farm Insurance Agent addresses local landlord coverage needs at their Gladstone, MO office. This agency works with property owners to customize policies protecting rental dwellings against weather damage, liability claims, and vacancy risks. Landlord insurance here typically covers both the building structure and potential loss of rental income. An initial consultation reviews each property’s age, plumbing system, and rental history before offering specific protection options tailored to the individual investment.
Amanda Stagg: Allstate Insurance offers landlord insurance services to property owners in Gladstone, MO. This agency specializes in protecting rental properties and their income streams. Tenants and landlords alike benefit from policies tailored to individual rental situations. Additional coverage options often protect against loss of rent and liability concerns. The agency serves commercial sectors such as offices and warehouses. Food service properties can also obtain appropriate coverage through this provider.
Mark Pearcy Agency Inc American Family Insurance offers residential landlord insurance in Gladstone, MO, protecting rental properties from common risks like fire and liability. The agency also provides commercial landlord coverage for multi-unit dwellings or mixed-use buildings in the greater Kansas City area. Policies are tailored to local property owner needs, addressing by-law or occupancy issues specific to the region. The agency helps clients review their coverage status between regular visits to ensure continued protection after tenant transitions or property upgrades.
Shelter Insurance - Chad Nichols in Gladstone, MO is known for helping property owners protect their rental investments. The agency serves local landlords by offering policies that cover structures, liability, and loss of rental income for residential or small commercial properties in the area. A specialty it can add on is coverage for landlord furnishings or appliances within the rental units.
What Does a a Landlord Insurance Agent in Gladstone Cost?
Typical landlord insurance costs in Missouri range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Gladstone you might pay between 800 and 1500 dollars per year. Costs depend on property value location coverage limits and deductible. This is general information not insurance advice.
About landlord insurance agents in Gladstone
Landlord insurance agents in Gladstone Missouri help property owners protect their rental investments. Missouri law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the specific risks for Gladstone properties including weather and liability concerns.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance typically covers property damage loss of rental income and liability protection. In Missouri policies often exclude flood and earthquake damage which require separate coverage.
Is landlord insurance required by Missouri law?
Missouri state law does not require landlord insurance. However most mortgage lenders and property management companies will require it as a condition of the loan or lease agreement.
How do I find a landlord insurance agent in Gladstone?
You can search online for independent agents in Clay County or contact local insurance agencies. Ask agents about their experience with Missouri rental property policies and specific coverage options.
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