The top-rated landlord insurance agent in Independence, Missouri is Chad Mitchell - State Farm Insurance Agent, rated 4.9 stars across 625 reviews. Other highly rated options include Kim Downey Noble - State Farm Insurance Agent, Freeway Insurance, Scott Davidson - State Farm Insurance Agent. This directory lists 21 landlord insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Mitchell - State Farm Insurance Agent | 14901 E 42nd St S | (816) 836-0114 |
| 2 | Kim Downey Noble - State Farm Insurance Agent | 221 W Lexington Ave Suite 101 | (816) 833-1180 |
| 3 | Freeway Insurance | 3619 S Noland Rd | (816) 685-6985 |
| 4 | Scott Davidson - State Farm Insurance Agent | 2411 Rte 291 Suite L | (816) 373-0434 |
| 5 | Matrix Insurance | 11201 E US Hwy 24 B | (816) 272-4444 |
| 6 | Lesley Siegfried - State Farm Insurance Agent | 1214 S Noland Rd B | (816) 252-6882 |
| 7 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 8 | Budget For Less LLC | 10808 East 23rd St S | (816) 252-5213 |
| 9 | Hometown Insurance Agency LLC | 4800 S Cochise Dr | (816) 795-7200 |
| 10 | Beacon Point Insurance | 114 S Main St Suite 102 | (816) 254-6100 |
Chad Mitchell - State Farm Insurance Agent serves Independence, Missouri, and surrounding counties as a landlord insurance agent. This agency helps residential property owners secure coverage tailored to rental dwellings. Policies typically address unique risks such as tenant-related damage, loss of rental income, and liability for accidents on the premises. An agent works to match a policy’s protection limits to the property’s value and rental income needs. Specific services here include obtaining quotes for replacement cost coverage on rental structures and advising on loss of rent endorsements.
Kim Downey Noble - State Farm Insurance Agent provides landlord insurance services in the Independence, MO area. Its offerings typically include coverage for property damage, liability protection, and loss of rental income. Service plans generally allow for policy adjustments to match changing property needs or tenant situations. The agency assists with risk management and claims processes for rental properties. It serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance serves the Overland, Missouri area and surrounding communities as a landlord insurance agent. It handles coverage for rental properties, helping owners protect their investments against common property risks. The company addresses typical landlord needs by assessing each property's specific exposures, then matching those risks with appropriate policy options from its available carriers. During a typical placement, it reviews the property's condition and rental terms before selecting a suitable plan.
Scott Davidson’s agency serves landlord insurance clients in Independence, Missouri, and surrounding communities. It handles coverage for rental properties, including single-family homes and multi-unit dwellings. The agency advises property owners on protecting income streams and structures from common local risks. To handle a typical job, it begins with a thorough review of the client’s property portfolio and then matches policy options to those specific exposures.
Matrix Insurance serves homeowners, businesses, and property managers in the Independence, Missouri area. The company provides landlord insurance coverage designed to protect rental properties and their owners from common financial risks. Their services address policyholder questions about property damage and liability issues that arise in the local rental market. Clients receive assistance in selecting appropriate insurance options for their specific investment properties. Matrix Insurance also extends its landlord insurance services to property owners in the neighboring community of Blue Springs.
Lesley Siegfried - State Farm Insurance Agent specializes in landlord insurance policies for residential and small commercial properties in Independence, Missouri, and also provides general homeowners and rental property coverage. Guiding property owners through policy options, the agency ensures adequate protection for buildings and liability. For rental property owners, it addresses common concerns like sudden tenant vacancy damage or weather-related roof repairs following Midwest storms.
The Insurance Groupe in Independence, MO separates one-time policy reviews from recurring annual coverage management for landlords. They handle standard structures alongside liability protection on rental properties. Common local considerations include older homes and tenant turnover risks. Their policies address damage to walls and floors, as well as appliances owners provide. The company offers service on a one-time, scheduled, or as-needed basis to match each property owner's preferred management cadence.
Budget For Less LLC operates as a landlord insurance agent serving property owners in Independence, MO. The company arranges coverage for rental dwellings and specializes in supplemental policies such as liability protection and loss-of-rent endorsements. Working within the local market, this agent assists clients with securing insurance for several commercial sectors, including offices, warehouses, and food service operations.
Beacon Point Insurance in Independence, MO provides residential landlord insurance for property owners renting single-family homes and duplexes. The agency also offers commercial coverage for multi-unit apartment buildings and mixed-use properties across the greater Kansas City area. Tailored policies help protect against property damage, liability claims, and lost rental income. Clients frequently return for policy reviews when adding new rental units or updating lease agreements, and the same straightforward service continues between regular visits to keep coverage aligned with changing needs.
What Does a a Landlord Insurance Agent in Independence Cost?
Landlord insurance in Missouri typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Independence, annual premiums often range from 800 to 1500 dollars. Costs vary based on property value, location, and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Independence
Landlord insurance agents in Independence Missouri help property owners protect their rental investments. These agents understand Missouri landlord-tenant laws and can tailor policies to cover risks like property damage and liability. Working with a local agent ensures your coverage meets Independence city ordinances and state requirements.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance in Missouri typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings. Policies can include additional coverage for vandalism or natural disasters common to the area.
Is landlord insurance required in Independence Missouri?
Missouri law does not require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you risk financial loss from tenant damage or lawsuits. Local agents can help you meet lender requirements.
How do I choose a landlord insurance agent in Independence?
Look for agents licensed in Missouri with experience in rental property coverage. Ask about policy options for single-family homes and multi-unit buildings. Verify they understand Independence specific risks like tornadoes and flooding.
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