The top-rated landlord insurance agent in Blue Springs, Missouri is Steve Shipman - State Farm Insurance Agent, rated 5.0 stars across 244 reviews. Other highly rated options include Farmers Insurance - Jake Greco, Josh Bodner - State Farm Insurance Agent, Nicholas Mortallaro - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Blue Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Shipman - State Farm Insurance Agent | 2690 SW State Rte 7 | (816) 228-6696 |
| 2 | Farmers Insurance - Jake Greco | 807 W Main St Ste B | (816) 228-2886 |
| 3 | Josh Bodner - State Farm Insurance Agent | 1201 NW Jefferson St | (816) 224-6560 |
| 4 | Nicholas Mortallaro - State Farm Insurance Agent | 1080 NW S Outer Rd | (816) 847-2803 |
| 5 | Joshua Peck & Associates, LLC American Family Insurance | 487 NE Coronado Dr | (816) 622-5205 |
| 6 | Chad Smith - State Farm Insurance Agent | 1316 NW Hwy 7 | (816) 229-1037 |
| 7 | Matt Connatser: Allstate Insurance | 707 SW State Rte 7 | (816) 427-9714 |
| 8 | Kyle Uhlig: Allstate Insurance | 1701 W 40 Hwy Ste 103 | (816) 463-9050 |
| 9 | Farmers Insurance - Douglas Shrout | 1312 US-40 | (816) 228-0910 |
| 10 | Doug Steger - Missouri Farm Bureau Insurance | 2418 SW State Rte 7 Ste A | (816) 220-2222 |
Steve Shipman – State Farm Insurance Agent serves Blue Springs and surrounding Jackson County, specializing in landlord insurance coverage for residential rental properties. It offers policies that protect rental homes against structural damage and liability claims arising from tenant accidents. The agency also provides loss-of-rent coverage in the event a property becomes uninhabitable after a covered incident. Additional services include dwelling fire insurance and personal liability protection for property owners who lease single-family homes or small multi-unit buildings.
Farmers Insurance - Jake Greco provides landlord insurance services for property owners in Blue Springs, MO. It offers coverage options that protect rental properties against common risks such as property damage and liability claims. The agency assists with policy reviews and adjustments to ensure adequate protection for each investment. Property owners may access guidance on required coverage levels for their rental units. Its service plans include assistance with claims filing and policy updates. This agency serves single-family homes, apartments, retail, and restaurants.
Josh Bodner - State Farm Insurance Agent in Blue Springs, Missouri, serves homeowners, rental property owners, and property managers seeking tailored landlord coverage. The agency provides policies that protect residential investment properties from common risks such as property damage, liability claims, and loss of rental income. Clients in nearby Grain Valley also benefit from the same personalized service and comprehensive insurance solutions.
Nicholas Mortallaro - State Farm Insurance Agent in Blue Springs, MO, provides landlord insurance that distinguishes between single-incident coverage and ongoing policy plans for portfolio protection. His agency helps property owners safeguard rental dwellings against common liabilities and property damage. Coverage options address income loss during repairs or tenant-related claims. Supporting area landlords, service operates flexibly on an as-needed basis, scheduled for annual renewal, or one-time when binding a new rental property policy.
Joshua Peck & Associates, LLC American Family Insurance specializes in protecting residential rental properties in the Blue Springs area, offering landlord-specific coverage for single-family homes and small multi-unit dwellings. It also provides general business insurance services for local property owners. The agency helps landlords mitigate financial losses from tenant damage, liability claims, and vacancy periods. A particular seasonal concern it addresses is water damage that can occur from frozen pipes during harsh Missouri winters.
Serving Blue Springs and surrounding communities, Chad Smith - State Farm Insurance Agent provides landlord insurance coverage for residential rental properties. The agency handles policies that protect rental dwellings against common property damage and liability claims from tenants or visitors. Coverage typically includes the building structure, any attached structures, and loss of rental income during repairs. Each policy is approached with a detailed risk assessment of the property and a consultation to match coverage to the landlord’s specific exposure and financial needs.
When seasonal storms or sudden tenant turnover threaten rental properties in Blue Springs, MO, Matt Connatser: Allstate Insurance assists landlords in reviewing their existing coverage for gaps. The agency helps property owners protect their income streams by explaining how liability and dwelling policies interact. This service is particularly valuable for those managing single-family rentals or small multi-unit buildings. An initial inspection of the property’s current insurance documents is conducted to identify potential vulnerabilities in the policy.
Kyle Uhlig: Allstate Insurance serves property owners by securing liability coverage for rental dwellings in Blue Springs, MO. The agency also assists with tailored endorsements to protect against tenant-related losses. Landlord insurance products address risks from property damage and income interruption. Local residential landlords can find policies suited for single-family rentals, duplexes, and multi-unit apartment buildings. Commercial sectors served include offices, warehouses, and food service establishments.
Farmers Insurance - Douglas Shrout in Blue Springs, MO, provides residential landlord insurance for rental properties. The agency also offers commercial coverage for apartment buildings and mixed-use structures throughout the greater Kansas City region. Agents assess each property’s unique liability exposure to tailor a suitable policy. Clients can request endorsements for equipment breakdown or loss of rental income after the initial package is written. The firm encourages follow-up service between regular visits to adjust coverage as properties change.
Doug Steger - Missouri Farm Bureau Insurance is known for providing landlord insurance solutions tailored to property owners in Blue Springs, MO. The agency serves local landlords seeking protection against common rental property risks, including structural damage and liability claims. It offers policies designed to cover residential and commercial rental units. Additional services can be added on, such as coverage for loss of rental income during property repairs.
What Does a a Landlord Insurance Agent in Blue Springs Cost?
The cost of landlord insurance in Missouri typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental property in Blue Springs you might pay between 800 and 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Blue Springs
Landlord insurance agents in Blue Springs Missouri help rental property owners protect their investments. Missouri law does not require landlord insurance but most mortgage lenders do require it. Local agents can advise on policies that cover property damage liability and loss of rental income specific to the Blue Springs area.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover a tenants personal belongings. Missouri law allows landlords to require tenants to carry renters insurance.
Is landlord insurance required by Missouri law?
Missouri law does not require landlord insurance. However most mortgage lenders and property management companies require it. Without it you could be personally liable for property damage or injuries on your rental property.
How do I choose a landlord insurance agent in Blue Springs?
Look for an agent who specializes in rental property coverage and understands Missouri landlord tenant laws. Ask about coverage for vacancy periods and sewer backup which are common issues in the Blue Springs area.
Landlord Insurance Agents in Other Missouri Cities
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