The top-rated landlord insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton, Jan Grafeman - State Farm Insurance Agent. This directory lists 15 landlord insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 3 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 4 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 5 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 6 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
| 7 | Able Insurance | 1665 N Hwy 67 | (314) 921-5900 |
| 8 | Matt Brown - State Farm Insurance Agent | 645 N New Florissant Rd | (314) 921-6275 |
| 9 | TwoGil Insurance Agency | 1650 Shackelford Rd Ste 1551 | (314) 831-9933 |
| 10 | New Solution Insurance Agency | 2412 N Hwy 67 | (314) 389-1004 |
Alex Vogt - State Farm Insurance Agent serves Florissant, Missouri, and the broader St. Louis County area, specializing in landlord insurance solutions for property owners who rent out residential or commercial units. This agency provides coverage that protects against property damage, liability claims, and lost rental income from tenant-related issues or maintenance problems. With policies tailored to local rental market conditions, the agent helps landlords secure financial protection for their investment properties. Specific services include dwelling coverage for structures and liability protection for accidents occurring on rental premises.
Dimitri Owens - State Farm Insurance Agent in Florissant, Missouri, provides a range of services including liability coverage and property protection for rented dwellings. It offers maintenance guidance to help landlords reduce risk and prevent common issues. The company assists with policy reviews and claims support to ensure properties remain safeguarded. Its service plans focus on preserving rental income and covering structural damage. This agency handles single-family homes, apartments, retail spaces, and restaurants.
Shelter Insurance - Chris Hamilton assists homeowners, businesses, and property managers in Florissant, Missouri, with tailored landlord insurance policies designed to protect rental investments. The agency provides specialized coverage for residential and commercial rental properties, helping clients manage financial risks associated with property damage, liability, and loss of rental income in the local market. Its services support landlords and investors operating in the greater St. Louis area, including neighboring communities such as Hazelwood and Bridgeton.
Jan Grafeman - State Farm Insurance Agent serves Florissant, Missouri, and the surrounding communities, handling landlord insurance policies for property owners. The agency provides coverage options that address rental property risks, including property damage, liability protection, and loss of rental income. Its typical approach involves a thorough review of each client's individual property portfolio and risk factors to tailor a specific policy that meets the unique needs of a residential landlord.
The Milburn Agency in Florissant, MO, offers landlord insurance typically structured between one-time policy placements for single rental properties and recurring service options for multi-unit portfolios. Basic coverage generally protects against property damage, liability claims, and lost rental income. Service arrangements for policy reviews, renewals, and claims assistance usually operate on an as-needed basis according to client triggers.
Alternatives Insurance specializes in landlord insurance services for property owners in Florissant, Missouri. It offers tailored coverage for rental dwellings, addressing the unique risks of income-producing properties. Its general service work helps local landlords secure policies that protect their investments from common liabilities. As seasonal weather changes approach, the agency assists clients with reviews of coverage against storm damage and tenant-related incidents that can arise unexpectedly.
Able Insurance provides residential landlord insurance coverage to property owners in Florissant, Missouri, protecting rental homes against common liability and property risks. The agency also offers commercial coverage options for landlords managing larger multi-family or mixed-use buildings within the greater St. Louis area. Clients receive clear explanations of policy terms for both standard and vacant properties. After an initial policy is written, further contact is encouraged between regular visits to adjust coverage as tenant situations change.
As winter approaches in Florissant, landlords often worry about frozen pipes and liability during tenant turnovers. Matt Brown - State Farm Insurance Agent provides landlord insurance policies that address these seasonal risks and protect rental property investments. Monthly consultations are available to review coverage limits and deductibles that suit individual property needs. The initial step involves a thorough inspection of the rental unit and a discussion of current lease agreements to assess all potential exposures.
TwoGil Insurance Agency in Florissant, MO provides property coverage solutions for residential and commercial landlords. A landlord insurance agent typically structures policies to protect rental income and building structures while offering add-on endorsements for liability protection and vandalism coverage. The company assists property owners in managing risk associated with tenant-occupied spaces. Its services can support the insurance needs of commercial sectors including offices, warehouses, and food service establishments throughout the local area.
New Solution Insurance Agency in Florissant, MO, is recognized for providing focused landlord insurance policies tailored to property owners throughout the region. Its services include coverage for rental dwellings, liability protection, and loss of rental income for both single-family and multifamily properties. The company helps landlords assess property risks and secure appropriate insurance that meets local requirements. For an additional layer of security, the agency offers optional coverage for equipment breakdowns and tenant-caused damages.
What Does a a Landlord Insurance Agent in Florissant Cost?
Landlord insurance in Missouri typically costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Florissant annual premiums often range from 800 to 1500 dollars. Factors include property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Florissant
Landlord insurance agents in Florissant Missouri help property owners protect their rental investments. Missouri law does not require landlord insurance but mortgage lenders often mandate it. Local agents can explain coverage options for single-family homes and multi-unit properties in the St Louis area.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance typically covers property damage liability and loss of rental income. In Missouri policies often exclude flood damage so a separate flood policy may be needed for properties near the Missouri River.
Is landlord insurance required in Florissant Missouri?
Missouri state law does not require landlord insurance. However your mortgage lender or homeowners association may require a minimum level of coverage. Many Florissant landlords carry liability protection to guard against tenant injury claims.
How do I choose a landlord insurance agent in Florissant?
Look for an agent who specializes in rental property coverage and understands Missouri landlord tenant law. Ask about replacement cost valuation and liability limits. Compare quotes from multiple agents to find suitable terms.
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