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HomeLandlord Insurance AgentsMissouri › Cape Girardeau

Find Landlord Insurance Agents Near You in Cape Girardeau, MO

Browse landlord insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated landlord insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Coalter Insurance Group. This directory lists 19 landlord insurance agents serving Cape Girardeau.

Showing 19 landlord insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Coalter Insurance Group1001 Independence St(573) 339-1222
5Shelter Insurance - Sarah Reilly339 Broadway St Suite 148(573) 803-3999
6Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
7Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
8Landon Besand - Insurance Agent1917 William St(573) 517-7734
9Farmers Insurance - Clarence Matthews1750 N Kingshighway St Suite B(573) 334-8888
10Brightway Insurance, The Prima Agency1936 Broadway St B(573) 335-5822
DI
1009 N Kingshighway St
Discount Insurance Group
Landlord Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves property owners in the Cape Girardeau, MO metro area and specializes in landlord insurance coverage. The agency works with clients who own residential rental properties, helping them secure appropriate protection for their investments. Policies arranged through this provider typically address liability exposure and structural damages common to rental dwellings in southeast Missouri, including those from storms or tenant incidents. It handles tailored risk solutions specifically for single-family rental homes and multi‐unit apartment buildings.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Landlord Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben provides landlord insurance services to property owners in Cape Girardeau, MO. Coverage options include policies for rental dwellings and liability protection tailored to income-generating properties. The agency offers ongoing support through service plans that help clients manage policy adjustments and claims filing. It focuses on protecting a range of property types, including single-family homes, multi-unit apartments, retail spaces, and restaurants.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Landlord Insurance Agent · Cape Girardeau, MO

TIG Thomas Insurance Group in Cape Girardeau, MO helps homeowners, businesses, and property managers protect their rental investments. It provides landlord insurance policies that cover residential and commercial rental properties against common risks such as property damage and liability claims. Policyholders receive guidance on coverage options tailored to local rental market conditions. This agency also serves clients in the nearby Jackson community.

CI
1001 Independence St
Coalter Insurance Group
Landlord Insurance Agent · Cape Girardeau, MO

Coalter Insurance Group serves Cape Girardeau, Missouri, and the surrounding communities. It handles essential landlord insurance coverage for residential and commercial rental properties. The agency addresses risks like property damage, liability claims, and lost rental income for local property owners. Work involves assessing individual property needs and policy details. It typically approaches each client situation by first reviewing the specific rental structure and coverage gaps, then aligning policy terms with the owner’s actual exposure to local weather or tenant-related liabilities.

SI
339 Broadway St Suite 148
Shelter Insurance - Sarah Reilly
Landlord Insurance Agent · Cape Girardeau, MO

Shelter Insurance - Sarah Reilly in Cape Girardeau, MO, distinguishes between one-time landlord insurance policies for individual properties and recurring service options for multiple rental units. Coverage typically protects structures, liability, and loss of rental income from covered events. Landlords can select comprehensive protection tailored to their specific property needs. Service runs on a one-time, scheduled, or as-needed basis, depending on the policyholder's preference and portfolio complexity.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Landlord Insurance Agent · Cape Girardeau, MO

Hoesli Insurance Agency in Cape Girardeau, MO offers specialized landlord insurance services tailored to protect rental property investments. The agency handles a broad range of general insurance needs for local property owners, ensuring appropriate coverage for buildings and liability. With specific knowledge of regional risks, it helps landlords fill gaps that standard policies might miss. The agency is especially helpful following severe weather events, such as the tornadoes and hailstorms common in Missouri, by assisting with related claims and policy adjustments.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Landlord Insurance Agent · Cape Girardeau, MO

With seasonal storms on the rise in Cape Girardeau, property owners protecting rental investments turn to Farmers Insurance, represented by Douglas Spooler, ChFC® RICP® FSCP® in the landlord insurance category. This agent provides policies designed to cover multi-unit dwellings against weather damage, liability claims, and vacancy gaps specific to local rental markets. A thorough initial assessment of each property's age, roof condition, and tenant turnover risk begins every client relationship.

LB
1917 William St
Landon Besand - Insurance Agent
Landlord Insurance Agent · Cape Girardeau, MO

Landon Besand - Insurance Agent in Cape Girardeau, Missouri, provides landlord insurance policies that protect residential rental properties from common risks like fire, theft, and liability claims. The agency also offers specialized add-ons such as coverage for loss of rental income and vandalism. This support extends to commercial uses, including offices, warehouses, and food service operations, ensuring diverse real estate investments are covered.

FI
1750 N Kingshighway St Suite B
Farmers Insurance - Clarence Matthews
Landlord Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Clarence Matthews in Cape Girardeau, MO, provides residential landlord insurance to protect rental properties and their owners from common risks. Commercial coverage is also available for larger multifamily or mixed-use buildings. The agency serves investors throughout the Cape Girardeau area and surrounding communities, helping them secure appropriate policies for their income properties. Following a policy review or claim, the agent follows up with clients to ensure coverage remains suitable and offers repeat service between regular visits for any emerging questions.

BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Landlord Insurance Agent · Cape Girardeau, MO
AI
875 N Kingshighway St
Arnold Insurance
Landlord Insurance Agent · Cape Girardeau, MO
(573) 651-0509
myarnoldteam.com
BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Landlord Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Landlord Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Landlord Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
SI
1418 N Kingshighway St
Shelter Insurance - Terri Shaw
Landlord Insurance Agent · Cape Girardeau, MO
(573) 335-8116
shelterinsurance.com/CA/agent/TERRISHAW
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Landlord Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com
PI
1650 N Kingshighway St
Precision Insurance & Financial Services Inc
Landlord Insurance Agent · Cape Girardeau, MO
(877) 908-6837
precisioninsuranceagency.com
WE
117 S Broadview St
W.E. Walker-Lakenan
Landlord Insurance Agent · Cape Girardeau, MO
(573) 335-3307
wewalker.com
CI
2909 Beavercreek Dr
Consolidated Insurance Co
Landlord Insurance Agent · Cape Girardeau, MO
(573) 334-6094
ciains.net

What Does a a Landlord Insurance Agent in Cape Girardeau Cost?

Landlord insurance costs in Cape Girardeau Missouri generally range from 800 to 2000 dollars annually for a single-family rental property. Factors include the propertys age construction type and proximity to flood zones. Higher liability limits or coverage for multiple units increase premiums. This is general information and not insurance advice.

About landlord insurance agents in Cape Girardeau

Landlord insurance agents in Cape Girardeau Missouri help property owners protect rental investments against damage liability and lost income. Missouri law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Local agents understand flood risks near the Mississippi River and can tailor policies for single-family homes or multi-unit buildings.

Frequently Asked Questions

What does landlord insurance cover in Cape Girardeau Missouri?

Landlord insurance typically covers property damage from fire wind or vandalism liability protection if a tenant is injured and loss of rental income if the unit becomes uninhabitable. Flood coverage is usually separate and recommended for properties near the Mississippi River.

Is landlord insurance required by law in Missouri?

Missouri state law does not require landlord insurance. However most mortgage lenders require a landlord policy for financed rental properties. Some property management companies in Cape Girardeau may also require proof of coverage.

How much does landlord insurance cost in Cape Girardeau Missouri?

Costs vary based on property value location and coverage limits. In Missouri landlord insurance typically ranges from 25 to 50 percent more than standard homeowners insurance. A typical policy for a single-family rental in Cape Girardeau might cost 800 to 1500 dollars per year.

Landlord Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.