The top-rated landlord insurance agent in Kirkwood, Missouri is Anthony Luster - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include Jake Molitor - State Farm Insurance Agent, The Crismore Agency, Kirk D Faubel Insurance Advisors. This directory lists 11 landlord insurance agents serving Kirkwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Luster - State Farm Insurance Agent | 1045 N Harrison Ave | (314) 462-0399 |
| 2 | Jake Molitor - State Farm Insurance Agent | 338 S Kirkwood Rd Unit 102 | (314) 821-4500 |
| 3 | The Crismore Agency | 117 W Woodbine Ave 2nd floor | (314) 480-3720 |
| 4 | Kirk D Faubel Insurance Advisors | 10135 Manchester Rd Apt 202 | (618) 363-5272 |
| 5 | Kevin Weber - State Farm Insurance Agent | 244 W Essex Ave | (314) 821-1151 |
| 6 | Hardy R Washington Jr - State Farm Insurance Agent | 800 S Kirkwood Rd | (314) 821-8488 |
| 7 | Greg Metzger - State Farm Insurance Agent | 11046 Manchester Rd | (314) 965-4646 |
| 8 | Koury Insurance Agency | 11039 Manchester Rd | (314) 822-9275 |
| 9 | Hashley Insurance Agency | 101 W Argonne Dr Ste 244 | (314) 569-1440 |
| 10 | BWC Insurance | 117 N Kirkwood Rd Ste 201-A | (314) 967-1088 |
Anthony Luster - State Farm Insurance Agent serves the Kirkwood, Missouri area and surrounding St. Louis County communities by providing landlord insurance coverage. This agency helps property owners protect their rental investments with tailored policies designed for residential rental properties. Services typically cover dwelling protection, liability coverage for tenant accidents and injuries, and loss of rental income if a unit becomes uninhabitable due to a covered event. The agency also assists landlords in Kirkwood with evaluating their specific property risks and securing appropriate legal liability limits for their rental portfolio.
Jake Molitor - State Farm Insurance Agent provides landlord insurance services for property owners in Kirkwood, MO, including coverage for dwellings, liability protection, and loss of rental income. The agency works with clients to tailor policies that address maintenance and property management risks. Regular policy reviews help ensure coverage stays aligned with changing tenant situations or property improvements. The company serves single-family homes, apartments, retail spaces, and restaurants.
The Crismore Agency serves homeowners, property managers, and small-scale real estate investors in Kirkwood, Missouri, offering landlord insurance policies designed to protect rental income and buildings from common liability claims and property damage. The agency helps clients assess coverage for multi-unit dwellings and single-family rentals, tailoring policies to local regulations and tenant risks. Its services extend to surrounding communities such as Webster Groves and the greater St. Louis metropolitan area.
Kirk D Faubel Insurance Advisors serves Kirkwood and the surrounding St. Louis communities, specializing in landlord insurance coverage for rental property owners. The agency handles policies that protect investment properties, including single-family rentals and multi-unit dwellings, from liability and property damage risks. To manage each client’s unique portfolio, it employs a consultative approach that assesses individual coverage needs. The agency methodically reviews property exposures and policy options in order to tailor a protection plan that fits the landlord’s specific situation.
Kevin Weber - State Farm Insurance Agent in Kirkwood, MO serves landlords seeking coverage for rental properties. One-time policies protect a single investment, while recurring plans offer continuous protection across multiple units. Coverage addresses property damage and liability risks common to local rental housing. Policies are tailored to the specific needs of each property owner in the Kirkwood area. Service runs on either a one-time or an as-needed basis, depending on the client’s portfolio and changing insurance requirements.
Hardy R Washington Jr - State Farm Insurance Agent in Kirkwood, MO, offers tailored landlord insurance policies that protect rental properties from liability claims and property damage. It also provides general insurance services for homeowners and auto coverage. The agency helps owners navigate coverage gaps specific to leasing, such as loss of rental income during property repairs. For St. Louis area landlords, it assists with policy adjustments following tenant turnovers or major weather events like seasonal storms.
As winter approaches in Kirkwood, landlords often face concerns about frozen pipes and roof damage from snow and ice. Greg Metzger’s State Farm agency helps property owners manage these seasonal risks with tailored landlord insurance coverage for single-family rentals and multi-unit buildings. Each policy is crafted to address local weather patterns and tenant turnover challenges. To ensure proper protection, the agency begins with a detailed review of the property’s construction, age, and current safety features during the initial consultation and inspection.
Koury Insurance Agency offers property protection policies tailored for individual landlords and real estate investors in the Kirkwood area. Standard coverage safeguards buildings and structures against fire, vandalism, and storm-related events. Additional liability and loss-of-rent endorsements help mitigate financial disruptions from tenant turnover or property damage. The company can structure policies for various commercial sectors, including office spaces, warehouses, and food service establishments.
Hashley Insurance Agency serves residential landlords in Kirkwood, Missouri, and the surrounding area, offering tailored coverage for rental properties, dwellings, and homeowners who lease their units. The agency also assists commercial landlords with policies for multi-unit buildings and mixed-use spaces. For property owners, securing appropriate protection against liability, property damage, and loss of rental income is essential. Hashley Insurance Agency provides consultations to ensure coverage aligns with individual portfolio needs. After an initial policy is set, the company follows up to review adjustments, helping landlords maintain appropriate protection between regular inspection visits.
BWC Insurance in Kirkwood, Missouri, is known for providing specialized insurance coverage tailored to residential and commercial property owners who rent out their buildings. The agency helps Kirkwood area landlords protect their investments against property damage, liability claims, and loss of rental income. Policies are designed to address the unique exposures of leasing property in this suburban market, including older building stock and seasonal weather risks. An additional specialty service available is coverage for loss of rents during extended property repairs after a covered claim.
What Does a a Landlord Insurance Agent in Kirkwood Cost?
Landlord insurance in Missouri typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Kirkwood, annual premiums often range from 800 to 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible amounts. This is general information and not insurance advice.
About landlord insurance agents in Kirkwood
Landlord insurance agents in Kirkwood Missouri help property owners protect their rental investments. Missouri law does not require landlord insurance, but mortgage lenders often mandate it. Agents can explain how local ordinances and state regulations affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Missouri, policies may also include coverage for vandalism or weather damage common to the St. Louis area.
Is landlord insurance required by law in Kirkwood Missouri?
Missouri state law does not require landlord insurance. However, many mortgage lenders and property management companies in Kirkwood require it as a condition of the loan or lease agreement.
How do Missouri liability laws affect landlord insurance?
Missouri follows a modified comparative fault rule for liability claims. If a tenant is injured on your property, your landlord insurance can cover legal costs and settlements. An agent can help you choose adequate liability limits.
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