The top-rated landlord insurance agent in Jefferson City, Missouri is John Conrad - State Farm Insurance Agent, rated 4.9 stars across 142 reviews. Other highly rated options include Greg Kolb Agency Inc American Family Insurance, Walker Kesterson - State Farm Insurance Agent, Luebbering Insurance Agency, Llc. This directory lists 20 landlord insurance agents serving Jefferson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Conrad - State Farm Insurance Agent | 308 Monroe St | (573) 761-4036 |
| 2 | Greg Kolb Agency Inc American Family Insurance | 3432 W Truman Blvd Ste 102 | (573) 635-3240 |
| 3 | Walker Kesterson - State Farm Insurance Agent | 1401 Southwest Blvd #202 | (573) 635-3500 |
| 4 | Luebbering Insurance Agency, Llc | 2717 Industrial Dr | (573) 635-5810 |
| 5 | Heather Luebbert - Missouri Farm Bureau Insurance | 949 S Country Club Dr Ste B | (573) 893-6965 |
| 6 | Varner Insurance Agency, LLC (VIA, LLC) | 231 E Capitol Ave | (573) 893-4500 |
| 7 | Doug Glick - Missouri Farm Bureau Insurance | 931 Wildwood Dr Ste 102B | (573) 415-0909 |
| 8 | Shelter Insurance - Tim Jenkins | 1005 Madison St | (573) 636-3833 |
| 9 | The Busby Insurance Group: Allstate Insurance | 2810 S Ten Mile Dr | (573) 616-2270 |
| 10 | Acrisure Jefferson City, MO (Vogel Insurance Group) | 301 Monroe St | (573) 636-7020 |
John Conrad - State Farm Insurance Agent serves the Jefferson City, Missouri area as a landlord insurance agent. The agency provides property coverage designed to protect rental investments from common perils such as fire, theft, and liability claims. Policy options are tailored for both single-family rental homes and multi-unit residential properties. The agent assists landlords in securing coverage for loss of rental income and for damage caused by tenant negligence. These specific services help property owners manage risk and maintain financial stability.
Greg Kolb Agency Inc American Family Insurance provides a full range of landlord insurance agency services in Jefferson City, MO. Its service options are designed to help property owners manage risk effectively through tailored policy coverage and responsive claims support. Standard maintenance plans focus on protecting rental investments from common property damages and liability concerns. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving Jefferson City and surrounding communities in central Missouri, Walker Kesterson - State Farm Insurance Agent handles landlord insurance policies tailored for property owners renting out single-family homes, duplexes, and apartment buildings. Each policy is designed to cover dwelling protection, liability claims, and loss of rental income from covered damage. To manage a typical job, the agent first assesses the specific property risks and coverage gaps, then presents a customized plan that addresses the landlord’s financial exposure while maintaining compliance with local lending requirements for rental investments.
Luebbering Insurance Agency, LLC serves homeowners, businesses, and property managers in Jefferson City, MO who need rental dwelling coverage. As a landlord insurance agent, the company focuses on providing policies that address property damage, liability protection, and potential loss of rental income for investment properties. Guidance is given to help landlords understand coverage options for single-family rentals and multi-unit dwellings. The agency also serves clients in the surrounding Cole County communities and parts of the greater Jefferson City metro area.
A landlord insurance agent distinguishes between one-time policies for single rental periods and recurring coverage for ongoing rental properties. Heather Luebbert - Missouri Farm Bureau Insurance in Jefferson City, MO, structures policies to protect residential landlord investments against property damage and liability claims. General deductible options apply to each quoted policy. The company typically offers service on an as-needed basis, arranged at the landlord’s request for new policies, renewals, or claim support.
Varner Insurance Agency, LLC, in Jefferson City, MO, specializes in tailoring landlord insurance policies to protect rental properties and their owners. It also provides general guidance on coverage types, including liability and property damage protection for residential landlords. The agency works with clients to help manage risks, from tenant-related issues to weather exposure. As central Missouri experiences frequent seasonal storms, it assists property owners in reviewing and updating their policies to ensure adequate coverage for potential wind or hail damage.
Doug Glick - Missouri Farm Bureau Insurance in Jefferson City, MO is known for providing tailored landlord insurance coverage to property owners in the region. Its service range includes policies that protect rental dwellings, from single-family homes to multi-unit apartments, against common risks such as fire and liability. The agency also helps landlords understand local regulations affecting their coverage needs. As a specialty service, it can add on landlord-specific liability protection for tenant injuries and property damage claims.
Shelter Insurance - Tim Jenkins serves residential landlord insurance needs in Jefferson City, Missouri, offering policies designed to protect rental properties and their owners. Commercial landlord coverage is also available for local investment properties throughout the broader Jefferson City area. Tenants and property managers are considered in each tailored policy structure. Following initial enrollment, ongoing landlord support includes regular policy reviews and renewal assistance between routine property visits to maintain appropriate and reliable coverage.
As rooftops in Jefferson City weather the shifting seasons from summer storms to winter freezes, property owners need steady protection for their rental investments. The Busby Insurance Group at Allstate delivers customized landlord insurance policies that cover common rental risks. They help local landlords understand coverage for structures, liability, and potential loss of rental income. The process begins with a thorough inspection of the property to assess its specific condition and risk profile before finalizing any policy terms.
Acrisure Jefferson City, MO (Vogel Insurance Group) provides general landlord insurance solutions across central Missouri. It offers specialized coverage additions such as protection for vacant properties and liability extensions for rental dwellings. Its policies can also include endorsements for landlord furnishings or incidental business use. The firm serves commercial sectors including office buildings, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Jefferson City Cost?
The cost of landlord insurance in Missouri typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Jefferson City, you might pay between 800 and 1,500 dollars per year depending on property value location and coverage limits. Factors like the age of the property number of units and your claims history affect the premium. This is general information not insurance advice.
About landlord insurance agents in Jefferson City
Landlord insurance agents in Jefferson City Missouri help rental property owners protect their investments with policies tailored to local regulations. Missouri law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Agents can explain coverage options like dwelling protection and liability insurance for Jefferson City landlords.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance in Missouri typically covers the dwelling structure, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property or intentional damage. Agents can help you add endorsements for specific risks like sewer backup or vandalism.
Is landlord insurance required by Missouri law?
Missouri state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. A Jefferson City agent can help you meet lender requirements while getting adequate coverage.
How do I choose a landlord insurance agent in Jefferson City?
Look for an agent licensed in Missouri who specializes in rental property coverage. Ask about their experience with Jefferson City properties and whether they offer policies from multiple carriers. Compare quotes and read policy details carefully before purchasing.
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