The top-rated landlord insurance agent in Springfield, Missouri is MBG Insurance, rated 4.9 stars across 577 reviews. Other highly rated options include The Resource Center Insurance and Financial Services, Bowman Insurance Group, Secure Insurance Group. This directory lists 20 landlord insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MBG Insurance | 2100 S Brentwood Blvd Ste B | (417) 773-7822 |
| 2 | The Resource Center Insurance and Financial Services | 1304 E Kingsley St | (417) 932-2993 |
| 3 | Bowman Insurance Group | 1824 S Lone Pine Ave Suite D | (417) 895-9511 |
| 4 | Secure Insurance Group | 3253 E Chestnut Expressway Suite 320 | (417) 883-9300 |
| 5 | Jones & Co Insurors | 3130 S Fremont Ave | (417) 889-6400 |
| 6 | Croley Insurance & Financial | 3705 E Battlefield Rd | (417) 881-3520 |
| 7 | Brinck Insurance Group, LLC | 1525 E Republic Rd b105 | (417) 823-7002 |
| 8 | Nixon & Lindstrom Insurance | 901 E Battlefield Rd | (417) 881-6623 |
| 9 | 417 Insurance and Financial | 3510 S Culpepper Cir Suite A | (417) 605-3220 |
| 10 | AD Korte Insurance | 3823 S Campbell Ave | (417) 881-1101 |
MBG Insurance serves the Springfield, Missouri metro area, specializing in helping local property owners secure coverage for rental dwellings. The company works with clients who own single-family homes, duplexes, or small apartment buildings. Landlord insurance typically covers the building structure, liability protection, and loss of rental income. MBG Insurance can help property owners navigate policies that address these common exposures. The agency specifically handles protection against property damage and liability claims related to tenant-occupied residential real estate in this region.
The Resource Center Insurance and Financial Services provides comprehensive insurance solutions for rental property owners in the Springfield, MO area. Its services include customized liability coverage and property protection tailored to individual portfolios. The company also offers support for policy maintenance, helping landlords adjust coverage as their needs evolve. Through regular risk reviews, it assists clients in safeguarding their investment properties. Its expertise extends to covering a variety of rental assets, including single-family homes, apartments, retail spaces, and restaurants.
Property managers, homeowners, and landlords turn to Bowman Insurance Group of Springfield, Missouri, for coverage on rental properties and investment real estate. The agency secures policies tailored to protect both residential and commercial income-generating units. Each client receives personalized guidance on coverage options designed to mitigate common risks faced by local landlords. From liability protection to loss of rent endorsements, the specialists help build appropriate safeguards. Bowman Insurance Group also serves surrounding communities and the greater Ozarks metro area, including Nixa and Republic.
Secure Insurance Group serves Springfield, Missouri, and the surrounding communities, handling landlord insurance needs for property owners in the region. It manages policies that protect rental dwellings against common risks like property damage and liability claims. For a typical job, the company reviews each landlord’s property portfolio to identify appropriate coverage levels, then presents clear policy options to match individual investment profiles and local regulations.
Jones & Co Insurors in Springfield, MO provides landlord insurance with two service approaches: a one-time policy purchase for single-property owners or a recurring plan with ongoing coverage adjustments. Their standard policy protects against property damage, liability claims, and rental income loss from tenant vacancies. For broader portfolios, they offer scheduled policy reviews to update coverage limits as properties appreciate or tenant occupancy changes. Service appointments are available on either a one-time basis for new policy setup or an as-needed schedule for claims filing or mid-term endorsements, allowing property owners to maintain flexibility.
Croley Insurance & Financial provides landlord insurance services for property owners in Springfield, Missouri, covering policies for residential rental dwellings and multi-unit buildings. Their general services include risk assessment for rental properties and assistance with claims navigation to protect investment income. As seasonal concerns arise, they help landlords manage coverage adjustments for tenant turnovers that frequently occur during the summer moving months.
Brinck Insurance Group assists property owners with securing general coverage for rental dwellings in the Springfield area. Its specialty add-ons include policies tailored for income loss from tenant vacancies and liability protection for common areas. The agency works with landlords who manage single-family homes, apartment buildings, and vacation rentals. It also serves clients needing commercial coverage for various sectors, including professional offices, warehouses, and food service establishments.
Spring rains in Springfield can test flat roofs and basement drains, so Nixon & Lindstrom Insurance helps local property owners review their landlord policies for adequate drain backup coverage and liability protection. As a dedicated landlord insurance agent in the area, the firm typically guides clients through replacement cost valuation on duplexes and single-family rentals. Many landlords schedule a spring property walkthrough to catch potential hazards before a claim arises. The initial step often involves an on-site inspection of the rental units.
417 Insurance and Financial, based in Springfield, MO, is known for providing specialized landlord insurance coverage tailored to rental property owners. The agency serves local residential and commercial landlords, helping them protect their investment properties against tenant damage, liability claims, and income loss. Policies offered may include dwelling coverage, personal property protection, and loss-of-rent provisions. The firm can also add on umbrella liability policies to extend coverage limits for multiple rental units.
AD Korte Insurance provides landlord insurance for residential rental properties in Springfield, Missouri, ensuring coverage for single-family homes and duplexes. The agency also assists with commercial coverage for larger multi-unit buildings and apartment complexes. Serving the broader Springfield area, they help landlords protect their income streams and property investments. Clients often contact AD Korte Insurance for policy adjustments when changing tenants or performing renovations, with many returning for annual policy reviews between regular property inspections.
What Does a a Landlord Insurance Agent in Springfield Cost?
In Missouri landlord insurance typically costs between 15 and 30 percent more than standard homeowners insurance. For a Springfield rental property you might pay 500 to 1500 per year depending on property value location and coverage limits. Older homes near downtown Springfield may have higher rates due to replacement cost factors. This is general information not insurance advice.
About landlord insurance agents in Springfield
Landlord insurance agents in Springfield Missouri help property owners protect their rental investments. Missouri law does not require landlord insurance but most mortgage lenders do require it. Agents can explain coverage options like dwelling protection and liability insurance specific to your Springfield property.
Frequently Asked Questions
What does landlord insurance cover in Springfield Missouri?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. In Missouri policies often exclude flood damage so a separate flood policy may be needed for properties near the James River or other waterways.
Is landlord insurance required by Missouri law?
Missouri state law does not require landlord insurance. However your mortgage lender will likely require a policy that meets their coverage minimums. An agent can help you meet lender requirements while protecting your investment.
How does Missouri tenant law affect my insurance needs?
Missouri landlord tenant law requires you to maintain the property in a habitable condition. If a tenant sues for habitability issues your liability coverage from a landlord policy can help cover legal costs. An agent can advise on appropriate liability limits for Springfield properties.
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