The top-rated landlord insurance agent in Raytown, Missouri is Freeway Insurance, rated 4.9 stars across 235 reviews. Other highly rated options include Farmers Insurance - J Robert Atkins, Reginald Green - State Farm Insurance Agent, Karen Gilkey American Family Insurance. This directory lists 15 landlord insurance agents serving Raytown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 9200 E State Rte 350 | (816) 685-6987 |
| 2 | Farmers Insurance - J Robert Atkins | 10032 E 63rd St | (816) 874-4920 |
| 3 | Reginald Green - State Farm Insurance Agent | 11571 E 63rd St | (816) 356-1515 |
| 4 | Karen Gilkey American Family Insurance | 10801 E State Rte 350 Ste A | (816) 761-2880 |
| 5 | Jarrett Devereaux: Allstate Insurance | 9023 E State Rte 350 | (816) 912-4200 |
| 6 | Dick Tracy Insurance | 9425 E 63rd St | (816) 358-6100 |
| 7 | Beau Crawford - State Farm Insurance Agent | 7312 Raytown Rd Ste B | (816) 353-3026 |
| 8 | Sue Frank Insurance Agency | 10014 E 63rd St | (816) 353-4400 |
| 9 | The Overton Agency Inc American Family Insurance | 11705 E State Rte 350 c | (816) 356-3100 |
| 10 | Anchor Insurance Agency, Inc. | 6107 Blue Ridge Blvd | (816) 737-0880 |
Freeway Insurance serves the Overland, Missouri area and surrounding communities as a landlord insurance agent. It handles coverage for rental properties, helping owners protect their investments against common property risks. The company addresses typical landlord needs by assessing each property's specific exposures, then matching those risks with appropriate policy options from its available carriers. During a typical placement, it reviews the property's condition and rental terms before selecting a suitable plan.
Farmers Insurance - J Robert Atkins serves the greater Kansas City area from its Raytown, MO office, focusing on landlord insurance for residential and small commercial rental properties. This agency helps property owners manage the unique risks of leasing out homes, duplexes, and apartment units. Coverage options typically include dwelling protection, liability for tenant injuries, and loss of rental income when a unit becomes uninhabitable. The agency also frequently addresses claims related to property damage and landlord legal liability, ensuring owners in this region maintain proper financial safeguards.
Reginald Green - State Farm Insurance Agent in Raytown, MO, offers a range of landlord insurance services covering property damage, liability protection, and lost rental income. Service and maintenance plans can be customized to address routine property upkeep, emergency repairs, and tenant-related claims management. Policies are tailored for long-term stability in rental investments. The company serves single-family homes, apartments, retail spaces, and restaurants.
Karen Gilkey American Family Insurance serves homeowners and property managers in Raytown, Missouri, who need specialized landlord insurance coverage. The agency helps clients protect rental properties, offering policies that address liability and property damage risks associated with leasing homes or apartments. Landlords in the area can obtain tailored plans to safeguard their investment properties. The agency additionally provides its landlord insurance services to individuals and businesses in the nearby Kansas City metro communities such as Independence.
Serving Raytown and the surrounding Missouri communities, Jarrett Devereaux: Allstate Insurance handles landlord insurance policies designed to protect residential rental properties. The agency helps property owners secure coverage that typically addresses dwelling damage, liability for tenant injuries, and loss of rental income. For a typical job, the agent begins by reviewing the specific risks associated with each rental property to tailor a policy that matches the landlord’s needs.
Dick Tracy Insurance in Raytown, MO offers one-time policies for individual property needs and recurring service agreements for ongoing rental portfolios, covering landlord-specific risks such as property damage and liability. Their customary policies protect against tenant-related incidents and unforeseeable structural issues common to local rental properties. They structure service to run on a one-time, scheduled, or as-needed basis depending on each policyholder’s unique situation.
Beau Crawford - State Farm Insurance Agent in Raytown, MO offers specialized landlord insurance policies for residential rental property owners. It also provides general coverage for auto, life, and home insurance needs. The agency works with local landlords to structure policies that protect against property damage and liability claims from tenants. It helps with the seasonal concern of preparing rental units for changing weather, such as addressing risks from winter freeze damage or summer storm impacts on unoccupied properties.
With recent storms across Raytown, property owners often face unexpected damage and liability concerns from tenants. Sue Frank Insurance Agency helps landlords protect rental investments by offering tailored policies that cover property damage, loss of income, and legal protection. Their focus on rental-specific coverage means policyholders receive guidance on basic requirements such as vacancy provisions and fair rental value limits. Every new client’s needs are evaluated through a property walkthrough and policy review to establish appropriate coverage boundaries.
The Overton Agency Inc American Family Insurance provides general insurance solutions for property owners in the Raytown, MO area, with a specialty in landlord insurance add-ons that protect rental investments. This coverage addresses unique risks associated with leasing residential units, including liability and property damage. The company’s services can extend to commercial sectors such as offices, warehouses, and food service operations.
Anchor Insurance Agency, Inc. in Raytown, MO provides residential landlord insurance coverage to protect rental properties and their owners from common liabilities. The agency also offers commercial policies for larger multi-unit buildings and investment properties throughout the greater Raytown area. Every policy is crafted to address the specific risks of leasing to tenants. After an initial consultation and policy setup, the agency stays engaged for easy follow-up or repeat service between regular visits.
What Does a a Landlord Insurance Agent in Raytown Cost?
Typical landlord insurance costs in Missouri range from 15 to 25 percent more than standard homeowners insurance. For a single family rental you might pay 800 to 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Raytown
Landlord insurance agents in Raytown Missouri help property owners protect their rental investments. Missouri law does not require landlord insurance but mortgage lenders often mandate it. A local agent can explain coverage options for properties in Jackson County.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance typically covers property damage liability and loss of rental income. In Missouri policies may also cover vandalism and weather damage common to the region.
Is landlord insurance required by law in Raytown Missouri?
Missouri state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Many landlords also purchase it to protect their investment.
How do I choose a landlord insurance agent in Raytown?
Look for an agent licensed in Missouri who has experience with rental properties. Ask about coverage for specific risks like tornado damage or tenant liability which are relevant to the Raytown area.
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