ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Yakima, WA

Browse flood insurance agents serving Yakima, Washington. Updated 2026-07-14.

The top-rated flood insurance agent in Yakima, Washington is Mid-Columbia Insurance, rated 4.9 stars across 1,952 reviews. Other highly rated options include Vern Fonk Insurance, Yakima Valley Insurance, Freeway Insurance. This directory lists 20 flood insurance agents serving Yakima.

Showing 20 flood insurance agents in Yakima, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mid-Columbia Insurance1602 W Lincoln Ave(509) 249-1188
2Vern Fonk Insurance126 S 1st St Ste. C(509) 281-7028
3Yakima Valley Insurance117 N 50th Ave(509) 248-2100
4Freeway Insurance1112 E Nob Hill Blvd Ste 104(509) 281-7040
5Tim Surber – State Farm Insurance Agent2961 Stonewood Ct Ste B(509) 895-6010
6State Farm: Eric Silvers1 N 9th St(509) 453-8286
7InsureOne Insurance816 Summitview Ave(509) 281-7024
8Universal Insurance Services LLC307 N 3rd St # 5(888) 874-0208
9Apple Valley Insurance903 W Nob Hill Blvd(509) 453-4595
10Mitchell, Reed and Schmitten Insurance-Yakima127 W Yakima Ave(509) 248-7711
MC
1602 W Lincoln Ave
Mid-Columbia Insurance
Flood Insurance Agent · Yakima, WA

Mid-Columbia Insurance serves the Yakima, Washington, area as a local flood insurance agent. The company assists property owners with securing coverage against flood damage, a critical need in this flood-prone region of central Washington. It helps clients understand the specific risks to their homes and businesses from nearby rivers and seasonal runoff. Policies through the National Flood Insurance Program are made available here. The agency also guides customers through the application process and helps evaluate appropriate coverage limits for structures and contents within Yakima.

VF
126 S 1st St Ste. C
Vern Fonk Insurance
Flood Insurance Agent · Yakima, WA

Vern Fonk Insurance serves Yakima, Washington, providing flood insurance agency services for local property owners. The agency assists clients in navigating flood zone requirements and securing appropriate coverage for homes, businesses, and rental properties. Policies are arranged to protect structures and personal belongings from water damage caused by heavy rains, snowmelt, or nearby river flooding. Commercial flood policies and residential flood coverage are available to match the needs of the region.

YV
117 N 50th Ave
Yakima Valley Insurance
Flood Insurance Agent · Yakima, WA

Yakima Valley Insurance provides flood insurance agent services for the Yakima area, helping property owners assess flood risk and secure appropriate coverage under the National Flood Insurance Program. The company assists clients with policy selection and claims guidance, offering straightforward consultation throughout the process. Its service approach ensures that residential properties, including single-family homes and apartments, are protected alongside commercial properties such as retail stores and restaurants.

FI
1112 E Nob Hill Blvd Ste 104
Freeway Insurance
Flood Insurance Agent · Yakima, WA

Freeway Insurance in Yakima, Washington serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency helps clients understand National Flood Insurance Program options and private policies to protect properties from water damage. Flood insurance is vital in this region due to seasonal runoff and rain events that can cause unexpected flooding. The team operates from their Yakima office and also assists customers in nearby Selah with their flood risk management needs.

TS
2961 Stonewood Ct Ste B
Tim Surber – State Farm Insurance Agent
Flood Insurance Agent · Yakima, WA

Serving Yakima and the surrounding communities of Union Gap, Selah, and Moxee, Tim Surber – State Farm Insurance Agent handles flood insurance policies for local homes and businesses. It addresses risks from swollen rivers, seasonal runoff, and flash flooding common to the central Washington region. The agency typically begins work by discussing a client's property location and coverage needs, then reviews necessary endorsements before presenting a tailored policy summary for review.

SF
1 N 9th St
State Farm: Eric Silvers
Flood Insurance Agent · Yakima, WA

For one-time flood risk assessments, a single visit may suffice, while scheduled coverage reviews help secure long-term protection. As a flood insurance agent in Yakima, WA, Eric Silvers of State Farm assists homeowners in recognizing potential flood hazards and matching policies to property-specific vulnerabilities. This local agent guides clients through available flood insurance plans, emphasizing the need for adequate coverage even outside high-risk zones. Service coordination is flexible, with appointments available on an as-needed basis to accommodate changing seasonal risks or recent property modifications.

II
816 Summitview Ave
InsureOne Insurance
Flood Insurance Agent · Yakima, WA

Specializing in flood insurance coverage, InsureOne Insurance assists property owners and renters in Yakima, WA. The agency helps clients understand flood zone designations and navigate National Flood Insurance Program policies, offering guidance on protection for homes, businesses, and personal belongings. Adjusting to the region's seasonal runoff and sudden snowmelt, the company addresses the increased flood risks that often accompany spring thaw and heavy rain events.

UI
307 N 3rd St # 5
Universal Insurance Services LLC
Flood Insurance Agent · Yakima, WA

As winter rains arrive over the Yakima Valley, runoff and rising waterways can threaten homes and businesses near the Naches and Yakima rivers. Universal Insurance Services LLC helps local property owners secure flood insurance policies tailored to the unique risk exposure of this region. They guide clients through the thirty-day waiting period required by federal programs and assist in identifying coverage gaps often missed by standard homeowners policies. An initial property inspection is scheduled to assess flood zone designation and base elevation before any policy is finalized.

AV
903 W Nob Hill Blvd
Apple Valley Insurance
Flood Insurance Agent · Yakima, WA

Apple Valley Insurance helps property owners in Yakima, Washington, obtain necessary coverage for their assets. The agency specializes in flood insurance policies, addressing protection against water damage from natural events. Their work involves assessing local flood risks and guiding clients through policy options to secure financial safeguards. This service is available for commercial sectors such as offices, warehouses, and food service operations, ensuring these businesses can manage potential flood-related losses.

MR
127 W Yakima Ave
Mitchell, Reed and Schmitten Insurance-Yakima
Flood Insurance Agent · Yakima, WA

Mitchell, Reed and Schmitten Insurance in Yakima assists homeowners with residential flood insurance policies to protect their property from water damage. The agency also provides commercial coverage for local businesses needing flood protection. Serving clients throughout Yakima, Washington, the team helps navigate policy options to meet individual needs. After initial coverage is secured, representatives remain available to adjust plans as circumstances change or to address policy questions before flood season returns.

MV
1218 W Lincoln Ave
Mid-Valley Insurance
Flood Insurance Agent · Yakima, WA
(509) 248-9360
mvyak.com
PC
307 N 3rd St #1
Pacific Crest Insurance of Yakima
Flood Insurance Agent · Yakima, WA
(509) 453-7296
PI
811 W Yakima Ave STE 101
Pacific Insurance Services
Flood Insurance Agent · Yakima, WA
(509) 248-4456
pacific-insurance.com
PI
205 Knobel Ave
Paradise Insurance Washington
Flood Insurance Agent · Yakima, WA
(509) 266-0312
MM
1202 N 16th Ave #200
Marsh McLennan Agency
Flood Insurance Agent · Yakima, WA
(509) 248-7460
mmanorthwest.com/location/washington/yakima
TB
405 N 2nd St
Trust Bloom Insurance WA
Flood Insurance Agent · Yakima, WA
(509) 824-0928
hubinternational.com
MI
1200 Chesterly Dr
Mutual Insurable Agency
Flood Insurance Agent · Yakima, WA
(509) 204-7007
RA
2 S 1st Ave Suite 1
The Riggle Agency
Flood Insurance Agent · Yakima, WA
(509) 902-0902
riggleagency.com
VI
819 S 72nd Ave
The VIP Insurance Agency - Yakima
Flood Insurance Agent · Yakima, WA
(509) 494-9374
vipagencygroup.com
HI
1010 S 16th Ave
Holwegner Insurance
Flood Insurance Agent · Yakima, WA
(509) 453-7780

What Does a a Flood Insurance Agent in Yakima Cost?

Flood insurance costs in Yakima Washington depend on your property's flood risk zone, elevation, and building characteristics. NFIP rates are set federally and average around 700 to 1,200 per year for low-risk zones, while high-risk zones can exceed 2,500 annually. Private flood insurance may offer lower rates or higher limits. This is general information and not insurance advice.

About flood insurance agents in Yakima

Flood insurance agents in Yakima, Washington help property owners secure coverage through the National Flood Insurance Program or private insurers. Yakima County has designated flood hazard areas along the Yakima River and its tributaries. Washington state law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Yakima Washington?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or snowmelt can occur. It is wise to consult an agent to assess your risk.

What does a flood insurance agent in Yakima do?

A flood insurance agent helps you determine your flood zone, explains coverage options under the NFIP or private market, and assists with filing claims. They can also advise on elevation certificates and mitigation discounts available in Washington.

How much does flood insurance cost in Yakima Washington?

Costs vary based on flood zone, property elevation, and coverage amount. In Yakima, NFIP policies typically range from 700 to 2,500 per year for standard residential coverage. Private policies may offer different rates. An agent can provide a specific quote.

Flood Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.