The top-rated flood insurance agent in Kent, Washington is Cesar Ramos - State Farm Insurance Agent, rated 5.0 stars across 2,801 reviews. Other highly rated options include Heritage, Scott Kizer - State Farm Insurance Agent, A'lan Edmonson - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Kent.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cesar Ramos - State Farm Insurance Agent | 26019 104th Ave SE Suite 102 | (253) 277-8418 |
| 2 | Heritage | 24401 104th Ave SE #102 | (253) 638-8142 |
| 3 | Scott Kizer - State Farm Insurance Agent | 13106 SE 240th St Suite 101 | (253) 398-2746 |
| 4 | A'lan Edmonson - State Farm Insurance Agent | 18000 72nd Ave S #171 | (253) 833-2500 |
| 5 | Vern Fonk Insurance | 23830 Pacific Hwy S Ste 101 | (206) 408-5797 |
| 6 | Kyle J MacVicar: Allstate Insurance | 13121 SE Kent-Kangley Rd Ste 103 | (253) 639-1555 |
| 7 | Farmers Insurance - Kevin Busby | 13215 SE 240th St A | (253) 872-7366 |
| 8 | Doug Jones - State Farm Insurance Agent | 124 4th Ave S #210 | (253) 850-3226 |
| 9 | Scully Insurance Solutions | 302 W Harrison St Ste 106 | (253) 277-8922 |
| 10 | Farmers Insurance - Ruben Kerson | 419 1st Ave S | (253) 852-3660 |
Cesar Ramos - State Farm Insurance Agent serves the Kent, Washington area and surrounding King County communities. The company provides flood insurance policies to local homeowners, renters, and business owners. These policies help protect residential and commercial properties from water damage caused by heavy rains, rising rivers, or storm surges common in this region. The agency offers guidance on coverage options and assists clients with filing flood-related claims when needed. It also helps property owners purchase separate flood insurance to meet federal requirements.
Heritage provides flood insurance services for property owners in Kent, Washington, helping clients secure coverage for risks associated with flooding events. The company offers assistance with policy selection, risk assessment, and claims support. Maintenance plans are available to ensure properties meet floodplain management requirements and to review coverage as conditions change. It services a range of properties, including single-family homes, apartments, retail spaces, and local restaurants.
Scott Kizer - State Farm Insurance Agent in Kent, WA serves homeowners, businesses, and property managers by providing guidance on flood insurance policies that cover damage from rising waters. The agency helps clients assess their flood risk and select an appropriate plan for their property’s location. It also explains coverage options to protect structures and belongings. This office extends its flood insurance services to nearby communities such as Covington and the greater Seattle metro area.
A'lan Edmonson - State Farm Insurance Agent serves clients in Kent, Washington, and the surrounding South King County communities. The agency handles flood insurance policies to protect residential and commercial properties from water damage risks. This work includes explaining coverage options and deductibles as part of the policy selection process. The general approach the agency uses to handle a typical job includes reviewing property risk factors and completing the required National Flood Insurance Program paperwork.
Vern Fonk Insurance serves homeowners, businesses, and property managers in Kent, Washington, who require flood insurance coverage for their structures and belongings. The agency helps clients understand local flood zone risks and secure policies that meet federal and private insurer requirements. Flood insurance is essential for protecting properties from water damage during heavy rains and overflow events common in the Pacific Northwest. The company also assists customers in nearby communities such as Auburn and the broader Seattle metropolitan area with their flood insurance needs.
Kyle J MacVicar: Allstate Insurance in Kent, WA, explains the distinction between a single-policy purchase for a specific risk and an ongoing policy that renews annually to maintain continuous protection. Coverage typically addresses structural damage and belongings from rising water, often essential in flood-prone areas near waterways or drainage basins. The agent helps clients evaluate property vulnerability and secure appropriate limits. Service operates on a scheduled policy renewal cycle, with annual reviews offered as needed.
Flood insurance specialist Farmers Insurance - Kevin Busby in Kent, WA, provides federally backed National Flood Insurance Program policies to protect property from rising waters. It also assists homeowners, renters, and businesses in securing standard coverage for their assets and liability needs. During the spring thaw or after heavy rainfall, the agency helps clients assess their flood risk and adjust policies before local waterways overflow.
After heavy seasonal rain in the Pacific Northwest, the risk of basement flooding rises for many Kent homeowners. Doug Jones - State Farm Insurance Agent provides flood insurance policies designed to cover water damage that standard plans exclude. The agent helps local property owners understand what specific flooding risks apply to their homes. Each policy discussion begins with a careful review of the customer's current coverage and the property's location in relation to known flood zones. A complete initial assessment of the residence is scheduled to document its elevation and structural features.
Scully Insurance Solutions in Kent, WA provides guidance on property coverage strategies, specializing in flood insurance policies for structures in designated flood zones. The agency helps clients understand National Flood Insurance Program requirements and offers options for supplemental coverage to address gaps in standard plans. Their services assist with risk assessment for commercial properties, including offices, warehouses, and food service operations.
Serving homeowners in Kent, Farmers Insurance - Ruben Kerson helps residential policyholders select appropriate flood coverage for their properties. Commercial flood insurance for local businesses is also available, with service extending throughout the Kent area. Recognizing that standard policies often exclude flood damage, the agency guides clients through specific flood insurance options. This process helps ensure adequate protection against water damage from storms or rising waters. After securing a policy, the agency remains available for policy reviews or adjustments before each renewal season or following any significant property change.
What Does a a Flood Insurance Agent in Kent Cost?
Flood insurance costs in Washington depend on factors like flood zone, building elevation, age of structure, and coverage limits. For a standard NFIP policy in Kent, annual premiums often range from 500 to 2,500 for residential properties. Higher-risk zones or older buildings may cost more. Private market policies can offer different pricing and coverage options. This is general information and not insurance advice.
About flood insurance agents in Kent
Flood insurance agents in Kent, Washington help property owners understand their risk in the Green River Valley and other flood-prone areas. Washington state law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. An agent can explain the National Flood Insurance Program options and private market alternatives available to Kent residents.
Frequently Asked Questions
Do I need flood insurance in Kent Washington?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside these zones, flooding from heavy rain or drainage issues is possible. An agent can review your specific flood zone designation.
What does a flood insurance agent do in Kent?
A flood insurance agent assesses your property risk, explains NFIP and private policy options, and helps you choose appropriate coverage limits. They also assist with filing elevation certificates and understanding Washington state building code requirements for floodproofing.
How much does flood insurance cost in Kent Washington?
Costs vary widely based on flood zone, building elevation, and coverage amount. NFIP policies in Kent typically range from 500 to 2,500 per year for standard residential coverage. An agent can provide a personalized quote after reviewing your property details.
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