The top-rated flood insurance agent in Edmonds, Washington is Cornerstone Insurance Group, rated 5.0 stars across 642 reviews. Other highly rated options include Highstreet Insurance, John Schmick - State Farm Insurance Agent, Matthew Ulrich: Allstate Insurance. This directory lists 15 flood insurance agents serving Edmonds.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Group | 21920 76th Ave W | (425) 595-5028 |
| 2 | Highstreet Insurance | 600 Main St A | (425) 775-6446 |
| 3 | John Schmick - State Farm Insurance Agent | 100 2nd Ave S Ste 320 | (425) 776-3110 |
| 4 | Matthew Ulrich: Allstate Insurance | 214 Main St | (425) 774-4488 |
| 5 | Salish Insurance Group | 111 Main St Unit 111 | (425) 889-8500 |
| 6 | Protect Insurance Services LLC | 7705 230th St SW | (253) 528-8033 |
| 7 | Johnson Insurance Agency | 300 Admiral Way Ste 209 | (206) 789-5940 |
| 8 | Interstate Insurance Services | 9790 Edmonds Way | (206) 542-3195 |
| 9 | McDonald McGarry Insurance | 630 Main St | (425) 774-3200 |
| 10 | Farmers Insurance: Aaron Zweifach | 23106 100th Ave W | (425) 774-7211 |
Cornerstone Insurance Group serves the Edmonds, Washington area as a flood insurance agent. It helps property owners meet federal requirements for flood coverage tied to mortgage lending practices and FEMA guidelines. Flood damage from heavy rainfall or tidal surges poses a real risk in this coastal Puget Sound region. The agency reviews individual property risk factors and maps to recommend appropriate policies. It assists clients in securing both residential and commercial flood insurance plans.
Highstreet Insurance provides flood insurance policies and risk assessment services for properties in the Edmonds, WA area. It offers policy review and renewal planning to help maintain continuous coverage as flood maps change. Service plans assist clients in understanding their specific flood zone exposures and coverage options. The company serves single-family homes, apartments, retail storefronts, and restaurants needing flood protection.
John Schmick’s State Farm agency in Edmonds, WA, assists homeowners, businesses, and property managers with securing flood insurance policies. As a local specialist, the agent helps clients understand flood zone requirements and coverage options to protect their properties from water damage. The office provides personalized consultations to evaluate individual risks and policy needs for structures in the area. The agency also serves surrounding communities such as Lynnwood and the greater Snohomish County region.
Serving Edmonds and the surrounding communities of Snohomish County, this agency handles flood insurance policies for local homes and businesses. It helps property owners in floodplain areas understand available coverage options from the National Flood Insurance Program. For each client, it assesses specific property risk and structural factors to recommend appropriate policy limits and deductibles. The agency thoroughly explains policy terms and exclusions during the quoting process. When job requests come in, it gathers property details upfront to provide accurate premium estimates and coverage comparisons.
Salish Insurance Group in Edmonds, WA, distinguishes between one‑time policies for short‑term protection and recurring annual plans that maintain continuous coverage. Their work focuses on flood insurance tailored to the region’s local flood‑zone risks and property‑specific needs. They help clients understand how policy terms apply to structures and contents, ensuring the coverage aligns with individual circumstances. Service runs on an as‑needed basis, with clients contacting the agency when a new policy, renewal, or claim guidance is required.
Protect Insurance Services LLC specializes in helping property owners secure federal flood insurance policies in Edmonds, Washington. The agency serves clients whose lenders require coverage or who seek financial protection for their homes or businesses. It assesses local flood zone risks and helps navigate National Flood Insurance Program requirements to ensure proper coverage levels. As seasonal rains and rising tides increase the likelihood of coastal flooding in the Puget Sound area, Protect Insurance Services LLC assists residents in addressing coverage needs before the next major storm surge arrives.
Winter rain and seasonal storms in the Pacific Northwest often cause unexpected flooding in low-lying areas around Edmonds. Johnson Insurance Agency assists local property owners in navigating the specific flood insurance options needed to protect their homes and businesses. This agency in Edmonds, WA, focuses on explaining coverage requirements and policy details to help clients understand their risks. After discussing different flood insurance plans, the agent schedules a property inspection to assess individual needs and start the application process.
Interstate Insurance Services in Edmonds, WA helps property owners evaluate their exposure to water damage risks. The agency offers specialized flood insurance coverage to supplement standard policies. Homes and businesses located in mapped high-risk zones often require this additional protection. The agent works with clients to ensure properties are adequately covered against potential flooding from rivers or heavy rainfall. Commercial operations such as offices, warehouses, and food service businesses can each obtain tailored flood insurance to safeguard their assets.
McDonald McGarry Insurance provides residential flood insurance for homeowners in Edmonds, WA, and also offers commercial coverage for local businesses throughout the surrounding Snohomish County area. They help property owners secure policies that protect against rising water and storm surge, following guidelines set by the National Flood Insurance Program. Their team assists clients in understanding elevation certificates and coverage limits. After an initial policy setup, they are available for follow-up service and policy reviews between regular renewal visits to adjust limits as needed.
Farmers Insurance: Aaron Zweifach in Edmonds, WA, is known for providing flood insurance coverage to protect homes and businesses from water damage. The agency serves Edmonds and the surrounding Snohomish County area. It helps clients understand National Flood Insurance Program options and supplemental policies for comprehensive protection. A specialty service it offers is helping homeowners bundle flood coverage with an existing homeowners policy for simplified risk management.
What Does a a Flood Insurance Agent in Edmonds Cost?
In Washington, flood insurance costs depend on your property's flood zone, elevation, and building characteristics. For a typical NFIP policy, annual premiums range from 500 to 2,500 dollars for moderate-risk areas, and can exceed 4,000 dollars for high-risk coastal or riverine zones. Private flood insurance policies may cost 10 to 30 percent less or more depending on risk. This is general information and not insurance advice.
About flood insurance agents in Edmonds
Flood insurance agents in Edmonds, Washington help property owners secure coverage through the National Flood Insurance Program and private insurers. Edmonds is located in Snohomish County and has areas near Puget Sound and the Edmonds Marsh that may require flood insurance. Washington law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones.
Frequently Asked Questions
What does a flood insurance agent in Edmonds do?
A flood insurance agent helps you find and purchase a flood insurance policy that fits your property. They explain the differences between NFIP and private flood insurance and can help you complete the required elevation certificate if needed.
Do I need flood insurance in Edmonds Washington?
Flood insurance is not required by Washington state law, but your mortgage lender may require it if your property is in a Special Flood Hazard Area. Even if not required, many Edmonds residents choose flood insurance because of risks from heavy rain and coastal storm surges.
How much does flood insurance cost in Washington?
The cost of flood insurance in Washington varies by property location, elevation, and coverage amount. Under the NFIP, a standard policy can cost between 500 and 2,000 dollars per year, but high-risk properties may pay more. Private flood insurance may offer different pricing and higher coverage limits.
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