The top-rated flood insurance agent in Bothell, Washington is David Strasser - State Farm Insurance Agent, rated 5.0 stars across 433 reviews. Other highly rated options include Lorenzo Valdivia Jr - State Farm Insurance Agent, Rocio Luna-Culotti - State Farm Insurance Agent, ProStar Insurance. This directory lists 17 flood insurance agents serving Bothell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Strasser - State Farm Insurance Agent | 18404 120th Ave NE Unit 103 | (425) 318-8964 |
| 2 | Lorenzo Valdivia Jr - State Farm Insurance Agent | 17901 Bothell Everett Hwy Ste F-105 | (425) 408-0576 |
| 3 | Rocio Luna-Culotti - State Farm Insurance Agent | 22020 17th Ave SE #220 | (425) 318-4143 |
| 4 | ProStar Insurance | 10308 NE 183rd St | (425) 881-2400 |
| 5 | Joel Hensel - State Farm Insurance Agent | 19201 120th Ave NE #106 | (425) 455-1400 |
| 6 | Goosehead Insurance - Vy Tang | 22722 29th Dr SE UNIT 100 | (425) 523-7937 |
| 7 | Farmers Insurance - Rares Boghez | 22232 17th Ave SE Ste 212 | (425) 214-4436 |
| 8 | Farmers Insurance - Job DeSantiago | 22232 17th Ave SE Ste 212 | (425) 961-6152 |
| 9 | Ilana Yagudayev American Family Insurance | 22910 Bothell Everett Hwy Ste 101 | (425) 485-9020 |
| 10 | Farmers Insurance - Isaac Cole | 22232 17th Ave SE Ste 212 | (425) 209-3508 |
David Strasser - State Farm Insurance Agent in Bothell, Washington, is known for providing flood insurance coverage to protect residential and commercial properties from water damage. The agency serves local homeowners and business owners seeking policies that address region-specific flood risks, including those from heavy rainfall and nearby waterways. Flood insurance plans can help manage financial exposure from rising water events not covered by standard property policies. An additional specialized service the agency can provide is advising on separate contents coverage for belongings lost in a flood.
Lorenzo Valdivia Jr - State Farm Insurance Agent serves the Bothell, WA metro area and surrounding Snohomish and King counties, specializing in flood insurance protection. This agency helps property owners understand their flood risk and secure coverage tailored to local conditions. Navigating the federal flood program requirements can be complex, and the agent guides clients through policy options. The office also handles flood insurance documentation for real estate transactions. Claims assistance and policy reviews are specific services this agency provides for its Bothell customers.
Rocio Luna-Culotti - State Farm Insurance Agent in Bothell, WA, provides flood insurance coverage and risk assessments for properties in flood-prone areas. The office offers policy review and claims assistance to help clients understand their flood exposure and navigate the insurance process. It also helps adjust coverage when property values or flood maps change. The agency services single-family homes, apartments, retail, and restaurants throughout the region.
ProStar Insurance assists homeowners, property managers, and business owners in Bothell, Washington, with flood insurance policies designed to protect against water damage from storms and rising waterways. The agency explains National Flood Insurance Program options and private coverage to help clients meet mortgage or risk management needs. It guides customers through claims processes and policy renewals. In addition to Bothell, it also serves nearby communities such as Mill Creek and Woodinville throughout the greater Seattle metro area.
Joel Hensel’s State Farm Insurance Agency serves Bothell, Washington, and the surrounding communities of the greater King and Snohomish county region. It handles flood insurance policies for homeowners and renters, helping clients protect their properties against water damage from heavy rains or rising waterways common to the Pacific Northwest. To manage a typical job, the agency begins by reviewing a property’s specific flood zone risk and then guides the client through coverage options tailored to that local exposure.
When seeking flood insurance, customers choose between a one-time policy for specific coverage or a recurring plan that renews annually. Goosehead Insurance - Vy Tang in Bothell, WA provides policies protecting homes and businesses from flood damage. Coverage options account for local flood zones and property value. This agent helps clients understand federal versus private insurance distinctions and file claims if needed. Service appointments are scheduled on an as-needed basis to match individual flooding risk assessments.
Heavy winter rains in Bothell can cause serious water damage to homes, and Farmers Insurance - Rares Boghez offers flood insurance policies specifically designed to protect property owners from this local threat. They help residents assess their risk of water intrusion, whether from overflowing rivers or storm-driven saturation. By evaluating each property’s drainage and foundation vulnerabilities, they guide clients toward appropriate coverage options. A focused agent typically inspects the home’s basement and ground-floor areas to identify potential entry points before recommending a customized flood protection plan.
Farmers Insurance - Job DeSantiago, based in Bothell, WA, provides general property coverage and specializes in flood insurance policies for residential and commercial clients in the region. The agency helps property owners secure protection against water damage from rising waters and storm runoff. Flood insurance plans can be tailored to cover the specific exposures of local businesses, including offices, warehouses, and food service operations.
Ilana Yagudayev American Family Insurance specializes in advising clients on flood insurance policies to protect properties from water damage. The Bothell, WA agency provides general coverage solutions for homes, rental properties, and businesses facing flood risks common in the Pacific Northwest. It helps homeowners and renters understand policy options, including those from the National Flood Insurance Program. The agency also addresses specific concerns during the rainy season, when heavy storms elevate the risk of basement flooding and surface water intrusion.
Farmers Insurance - Isaac Cole in Bothell, WA, provides residential flood insurance to protect homes from water damage caused by storms and rising rivers. Commercial flood coverage is also available for local businesses needing financial security against property loss. The agency serves clients throughout Bothell and the surrounding areas in Washington State. Policyholders are welcomed to contact Isaac Cole for follow‑up service or to update their coverage between regular policy review visits to ensure continued protection.
What Does a a Flood Insurance Agent in Bothell Cost?
Typical flood insurance costs in Washington range from 500 to 2,000 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market rates can be higher or lower. Properties in high-risk zones or with low elevation may cost more. This is general information and not insurance advice.
About flood insurance agents in Bothell
Flood insurance agents in Bothell help property owners secure coverage through the National Flood Insurance Program or private insurers. Washington state law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Bothell sits near the Sammamish River and has several mapped flood zones that may affect your coverage needs.
Frequently Asked Questions
Do I need flood insurance in Bothell Washington?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or snowmelt. Many Bothell homeowners choose coverage for peace of mind.
What does a flood insurance agent do in Washington?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the required elevation certificate if needed. They also guide you through Washington-specific rules such as the 30-day waiting period before most NFIP policies take effect.
How long does it take to get flood insurance in Bothell?
Standard NFIP policies have a 30-day waiting period from the date of application before coverage begins. Exceptions exist for closing on a home or if flood insurance is required as a result of a map change. Private insurers may have different waiting periods.
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