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Find Flood Insurance Agents Near You in Kirkland, WA

Looking for a flood insurance agent in Kirkland? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 17 flood insurance agents in Kirkland, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Katie Kelly - State Farm Insurance Agent
951 6th St South, Kirkland, WA 98033
(425) 827-2138 katieinsurance.com
Vern Fonk Insurance
12535 Totem Lake Blvd NE, Kirkland, WA 98034
(425) 880-1004 vernfonk.com
Absolute Insurance Solutions
733 7th Ave #204, Kirkland, WA 98033
(425) 610-6909 insuredbyabsolute.com
CHOICE Insurance
1715 Market St # 100, Kirkland, WA 98033
(425) 739-6565 choiceinsurance.net
SegurosNW (Mario Reyes)
12006 98th Ave NE Ste 102, Kirkland, WA 98034
(425) 276-8232
Farmers Insurance - Joe Hughes
903 5th Ave STE 105, Kirkland, WA 98033
(425) 827-8066 agents.farmers.com
Best insurance Kirkland
3951 Lake Washington Blvd NE, Kirkland, WA 98033
(253) 518-3812
Kirkland insurance co
5710 Lake Washington Blvd NE, Kirkland, WA 98033
(253) 242-9167
The Schultz Agency
12014 NE 132nd Ct, Kirkland, WA 98034
(206) 949-6002 theschultzagency.com
Lee Insurance Services
11410 98th Ave NE, Kirkland, WA 98033
(425) 576-0464 mrandsins.com
Totem Agencies Inc
10526 NE 68th St, Kirkland, WA 98033
(425) 827-8774 totemagencies.com
Top insurance agency
11811 NE 128th St, Kirkland, WA 98034
(253) 256-5842
Best Contractors Insurance & Bonds
12509 130th Ln NE, Kirkland, WA 98034
(425) 828-6824 gobcib.com
Best Insurance Services
12509 130th Ln NE B132-C, Kirkland, WA 98034
(206) 707-3373 bestinsuranceservicesllc.com
EVO INSURANCE SERVICES, LLC
520 Kirkland Way Suite 203, Kirkland, WA 98033
(425) 250-8520 evoinsuranceservices.com
Secured Insurance Kirkland
11312 NE 124th St, Kirkland, WA 98034
(509) 213-0549
Hughes Insurance Agency
903 5th Ave STE 105, Kirkland, WA 98033
(425) 827-8066 farmersagent.com

Flood insurance agents in Kirkland Washington help property owners secure coverage through the National Flood Insurance Program or private insurers. Washington State law requires flood insurance agents to hold a valid insurance license and follow strict disclosure rules. Kirkland properties near Lake Washington or the Sammamish River may need flood coverage even outside high-risk zones.

What Does a Flood Insurance Agent in Kirkland Cost?

Flood insurance costs in Washington vary by property location elevation and coverage amount. An NFIP policy for a single family home in Kirkland typically ranges from 700 to 2,500 per year. Private flood policies may cost 500 to 3,000 per year depending on risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Kirkland Washington?
Flood insurance is not required by Washington State law for all properties. However mortgage lenders may require it if your home is in a FEMA designated Special Flood Hazard Area. Many Kirkland homes near water bodies benefit from having a policy regardless of zone.
What does a flood insurance agent in Kirkland do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policy options and complete the application. They explain coverage limits waiting periods and exclusions specific to Washington properties. They also assist with claims and policy renewals.