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Looking for a flood insurance agent in Lacey? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Lacey, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 17 flood insurance agents in Lacey, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Hayward - State Farm Insurance Agent
4440 Pacific Ave SE, Lacey, WA 98503
(360) 459-2277
laceywainsurance.com
Vern Fonk Insurance
4104 Martin Way E #103, Lacey, WA 98516
(360) 686-6075
vernfonk.com
Jeff Kearin Agency - American Family Insurance
4450 Avery Ln SE Ste A, Lacey, WA 98503
(360) 459-0989
amfam.com
Leta Hankins: Allstate Insurance
1110 Golf Club Rd SE Ste 102, Lacey, WA 98503
(360) 491-4042
agents.allstate.com
Whims Insurance and Financial Services
418 Carpenter Rd SE Suite 102, Lacey, WA 98516
(360) 292-7240
leavitt.com
State Farm Insurance
8765 Tallon Ln NE STE M, Lacey, WA 98516
(360) 493-8284
statefarm.com
All Insurance Inc One
4433 Lacey Blvd SE, Lacey, WA 98503
(360) 438-2797
allinsurance1.com
L A I: Allstate Insurance
8910 Martin Way E # B, Lacey, WA 98516
(360) 438-0564
agents.allstate.com
Angle Agency
8650 Martin Way E Suite 219, Lacey, WA 98516
(360) 350-0109
angleagency.com
Farmers Insurance: Crystal Notson Insurance Agency Inc.
822 Sleater Kinney Rd NE Ste I, Lacey, WA 98506
(360) 412-0207
farmersagent.com
Christopher Boston American Family Insurance
8765 Tallon Ln NE STE K, Lacey, WA 98516
(360) 292-7303
amfam.com
Acrisure Lacey, WA (GHB Insurance)
676-B Woodland Square Loop SE Suite 410, Lacey, WA 98503
(360) 943-4500
acrisure.com
Goosehead Insurance - Shawn Soom
9329 Martin Way E, Lacey, WA 98513
(360) 360-2768
goosehead.com
Johnson Insurance Agency
4403 Lacey Blvd SE, Lacey, WA 98503
(360) 764-7339
teresafierroinsurance.com
Farmers Insurance - Carrol Fuller
5707 Lacey Blvd SE Ste 101&102, Lacey, WA 98503
(360) 292-7277
agents.farmers.com
Wa Commercial Insurance
4433 Lacey Blvd SE, Lacey, WA 98503
(360) 491-1150
Donald Echols Insurance Agency
4200 6th Ave SE #313, Lacey, WA 98503
(360) 489-3366
agents.farmers.com
Flood insurance agents in Lacey, Washington help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Lacey is located in Thurston County, where certain areas are designated as Special Flood Hazard Areas due to proximity to the Nisqually River and Puget Sound. Washington state law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
What Does a Flood Insurance Agent in Lacey Cost?
The cost of flood insurance in Lacey, Washington typically ranges from $500 to $2,000 per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less. For example, a home in a low-risk zone might pay around $600 annually, while a high-risk property could exceed $1,500. These figures are general estimates; actual costs vary by individual circumstances. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lacey, Washington?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your lender will likely require flood insurance. Even outside high-risk zones, flooding from heavy rain or snowmelt is possible, so an agent can advise on optional coverage.
What does a flood insurance agent in Lacey do?
A flood insurance agent helps you assess your flood risk using local FEMA maps, explains coverage options under the NFIP or private insurers, and assists with policy applications and claims. They ensure your policy meets Washington state requirements for mortgage compliance.
How does Washington state law affect flood insurance?
Washington follows NFIP guidelines, and state law requires disclosure of flood risk to buyers in known flood zones. Agents must be licensed in Washington and can help you understand the 30-day waiting period before NFIP coverage takes effect, unless the policy is required for a new mortgage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.