The top-rated flood insurance agent in Federal Way, Washington is Julia Johnson - State Farm Insurance Agent, rated 4.8 stars across 412 reviews. Other highly rated options include Brady Nelson - State Farm Insurance Agent, Federal Way Ace Insurance & Retirement Services, Kyle Van Santen - State Farm Insurance Agent. This directory lists 18 flood insurance agents serving Federal Way.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julia Johnson - State Farm Insurance Agent | 3450 S 344th Way Suite 110 | (253) 927-2886 |
| 2 | Brady Nelson - State Farm Insurance Agent | 33434 8th Ave S STE 105 | (253) 874-4000 |
| 3 | Federal Way Ace Insurance & Retirement Services | 33100 Pacific Hwy S #1 | (253) 442-6222 |
| 4 | Kyle Van Santen - State Farm Insurance Agent | 1400 S 312th St #2 | (253) 838-0422 |
| 5 | Greg Green Insurance Agency | 33720 9th Ave S Ste 2 | (253) 216-2378 |
| 6 | Bill Love: Allstate Insurance | 29918 Pacific Hwy S | (253) 568-0036 |
| 7 | Inszone Insurance Services | 33301 1st Way S Suite C130 | (253) 838-1301 |
| 8 | Davis Agency LLC American Family Insurance | 33919 9th Ave S Ste 204 | (253) 733-3099 |
| 9 | Jeff D. Burnett: Allstate Insurance | 1604 SW Dash Point Rd | (253) 941-4411 |
| 10 | Rainwater Agency-Insurance Specialists | 32700 Pacific Hwy S #7 | (253) 839-5500 |
Julia Johnson - State Farm Insurance Agent serves clients in Federal Way, Washington, and the surrounding King County area. The agency provides flood insurance policies to help homeowners and renters protect their properties against water damage from natural events. These plans cover structural repairs and replacement of personal belongings affected by rising waters. Federal Way’s proximity to rivers and the Puget Sound makes it important for property owners to have coverage against flash floods and storm surges. The agency handles flood risk assessments and policy adjustments for local residences and commercial buildings.
Brady Nelson - State Farm Insurance Agent in Federal Way, WA, offers flood insurance policies designed to protect properties from water damage caused by rising water or storm surge. These plans cover structure repairs, personal belongings, and cleanup costs, with policyholders able to adjust deductibles and coverage limits to meet individual needs. The agency assists with claims filing and coverage questions throughout the year. Its flood insurance services are available for single-family homes, apartments, retail spaces, and restaurants in the region.
Federal Way Ace Insurance & Retirement Services serves homeowners, businesses, and property managers in Federal Way, Washington, who require flood insurance coverage. The agency helps clients navigate flood zone designations and secure policies that meet lending requirements for at-risk properties. As a local flood insurance agent, it assists those seeking protection against water damage from heavy rains and coastal storms. The agency also provides coverage options for clients in nearby communities such as Des Moines and the broader King County area.
Serving Federal Way and the surrounding communities throughout King County, Kyle Van Santen - State Farm Insurance Agent provides coverage guidance for flood insurance. A flood insurance agent handles policies that protect properties from water damage caused by rising waters, heavy rainfall, or storm surges. The office works to explain policy details, assess a property’s specific flood risk, and help clients understand coverage limits and deductibles. Clients can expect a detail-oriented process that focuses on matching insurance options to each property’s unique flood exposure.
As a flood insurance agent serving Federal Way, Washington, Greg Green Insurance Agency specializes in helping property owners secure flood coverage that is often excluded from standard homeowners policies. It works with clients to navigate Federal Emergency Management Agency requirements and assess local flood zone risks. Services include policy reviews for residential and commercial properties near waterways or low-lying areas. The agency especially assists homeowners preparing for the heightened rainfall and potential overflow risks that accompany the Pacific Northwest’s winter storm season.
For home or business, flood insurance is typically a one-time policy purchase tied to closing a loan, whereas adjusting quarterly premiums remains a recurring service need. Bill Love: Allstate Insurance in Federal Way, WA assists clients with coverage options that protect against rising water damage from storms or runoff. As a flood insurance agent, the work primarily involves assessing property risks, explaining federal and private plan differences, and helping customers secure adequate limits. Service runs on an as-needed basis, whether for new policy inquiries, annual renewals, or mid-term adjustments following property changes.
When seasonal rains or coastal storms threaten Federal Way, Inszone Insurance Services helps property owners navigate the risks of rising water. As a dedicated flood insurance agent, this firm assists clients in understanding federal policy requirements and local flood zone designations. They evaluate typical structures in the region to identify coverage that matches each property’s exposure. An initial inspection of the building’s foundation and elevation is scheduled to provide a clear assessment before coverage takes effect.
Jeff D. Burnett: Allstate Insurance in Federal Way, WA provides residential flood insurance to homeowners seeking protection against water damage. The agency also offers commercial flood coverage for local businesses requiring financial safeguards in this area. Service extends throughout the Federal Way region, helping property owners understand policy options that meet specific flood risk needs. After a claim is filed or a policy is reviewed, clients can contact the office for follow-up details and adjustments between regular policy renewal visits.
Based in Federal Way, WA, Rainwater Agency-Insurance Specialists provides standard property coverage for homeowners and businesses. The agency also specializes in flood insurance policies, crucial for addressing water damage risks common in the Pacific Northwest. Agents help clients understand flood zone maps and secure policies beyond basic homeowner protections. The firm can support a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Flood Insurance Agent in Federal Way Cost?
The cost of flood insurance in Federal Way, Washington depends on factors such as the property flood zone designation, elevation relative to base flood elevation, building age, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,000 dollars for residential properties. Private market policies may cost more or less depending on risk assessment. This is general information and not insurance advice.
About flood insurance agents in Federal Way
Flood insurance agents in Federal Way, Washington help property owners secure coverage through the National Flood Insurance Program and private markets. Federal Way is located in King County and has areas near the Puget Sound and the Hylebos Creek that may require flood insurance for mortgage compliance. Washington State law does not mandate flood insurance but lenders often require it for properties in Special Flood Hazard Areas.
Frequently Asked Questions
Do I need flood insurance in Federal Way Washington?
Flood insurance is not required by Washington State law but is mandatory for federally backed mortgages on properties in FEMA-designated Special Flood Hazard Areas. Federal Way has several flood zones along waterways and low-lying areas near the Puget Sound.
What does a flood insurance agent in Federal Way do?
A flood insurance agent helps you assess your flood risk, determine the correct coverage amount, and apply for a policy through the National Flood Insurance Program or a private carrier. They can also explain the 30-day waiting period before coverage begins.
How much does flood insurance cost in Federal Way Washington?
Costs vary based on flood zone, property elevation, and building characteristics. In Federal Way, typical NFIP premiums range from 700 to 2,000 dollars per year for standard residential policies. Private flood insurance may offer different pricing and higher coverage limits.