The top-rated flood insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, Mike Ramirez - State Farm Insurance Agent, Chris Jones - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | Mike Ramirez - State Farm Insurance Agent | 4809 132nd St SE A103 | (425) 823-2500 |
| 4 | Chris Jones - State Farm Insurance Agent | 1817 Broadway | (425) 939-0403 |
| 5 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 6 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 7 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
| 8 | Leavitt Group Northwest | 1010 SE Everett Mall Way Ste 204 | (425) 258-2300 |
| 9 | American Insure-All | 3211 Broadway a | (425) 303-9300 |
| 10 | Bringas Insurance Group | 9111 Evergreen Wy | (425) 405-7111 |
Vern Fonk Insurance serves Everett and all of Snohomish County as a local flood insurance agent. The company assists property owners in obtaining National Flood Insurance Program policies and private flood coverage options. Given the Pacific Northwest’s coastal rivers and tidal zones, flood risk in this area is a serious concern for homeowners and businesses alike. The agency helps clients secure protection against rising water from storm surges, overflowing creeks, and heavy rainfall. It specializes in matching residences and commercial spaces with appropriate flood policies.
McClain Insurance Services serves the Everett, Washington metro area and Snohomish County as a flood insurance agent. The company helps property owners secure coverage for their homes and businesses against flood damage. Policies available through this agency address risks common to the Pacific Northwest’s waterways and rainfall patterns. McClain Insurance Services handles both residential flood insurance policies and commercial flood insurance policies, assisting clients in navigating National Flood Insurance Program requirements.
As a local flood insurance agent, Mike Ramirez - State Farm Insurance Agent in Everett, WA provides guidance on policies that protect properties from water damage caused by rising waters. It assists clients in understanding coverage options, including structural and contents protection, and helps evaluate whether ground-level or elevated flood risks apply. The agency serves a range of property types, including single-family homes, apartments, retail businesses, and restaurants.
Chris Jones - State Farm Insurance Agent in Kenmore, WA, offers flood insurance coverage tailored to protect residential and commercial properties from water damage. Services include policy reviews to assess individual flood risks and help clients understand their coverage needs. Maintenance support is available through regular policy check-ins and guidance on updating plans after property changes or community flood map updates. The agency provides coverage for a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Everett rely on The Miller Insurance Agency of Washington for guidance in obtaining flood coverage. They help clients assess flood risk and navigate federal and private insurance options to protect their properties. As flood insurance agents, they assist with applications and claims support for policies that are essential in this region. Their services extend to residents and commercial operators in nearby Marysville, ensuring broader access to flood protection in Snohomish County.
Calrose Insurance serves Everett, Washington, and the surrounding Snohomish County communities, handling flood insurance policies for homeowners and businesses. It assesses each property’s specific flood zone risk and navigates the complexities of National Flood Insurance Program requirements. For a typical job, the agent reviews the building’s elevation and flood history to match a suitable coverage amount, then explains policy limits and waiting periods before binding the plan.
As a flood insurance agent, Westphal Insurance Agency in Everett, WA distinguishes between one-time flood policies for high-risk events and recurring annual coverage for continuous property protection. A typical policy addresses structural and content damage from rising water, including from heavy rainfall or snowmelt common to this region. Service options for addressing claims and updates are available on a one-time, scheduled, or as-needed basis, depending on the homeowner's changing flood risk assessment.
In the flood-prone region around Everett, WA, property owners often seek coverage ahead of the rainy season’s higher water risks. Leavitt Group Northwest helps local residents and businesses navigate National Flood Insurance Program options and private policies tailored to their property’s exposure. Their agents analyze flood-zone maps and elevation data to explain how policy terms apply to specific structures and contents. A first step typically involves scheduling a site visit to assess the building’s flood risk and existing mitigation measures before proceeding with any recommended coverage.
American Insure-All in Everett, WA provides specialty flood insurance services for residential and commercial properties. The agency assists clients in securing coverage that meets local floodplain requirements and standard lending institution mandates. Customers receive guidance on navigating federal program policies and understanding elevation certificate implications. Typical work involves reviewing individual risk profiles and explaining the distinctions between building and contents protection. This agent helps property owners prepare policies before the region experiences heavy autumn and winter rainfall, which frequently causes seasonal flooding in low-lying Snohomish County areas.
Bringas Insurance Group assists property owners and business operators in the Everett area with securing appropriate coverage for general liability and property risks. The firm specializes in flood insurance agency services, helping clients navigate policies for damage caused by rising water and storm events common to the Pacific Northwest. The agency supports commercial sectors including offices, warehouses, and food service establishments with tailored coverage solutions to protect their specific operational assets.
What Does a a Flood Insurance Agent in Everett Cost?
Flood insurance premiums in Washington vary widely based on flood zone, elevation, and building characteristics. Typical annual premiums range from 700 to 2,500 dollars for standard NFIP policies in Everett. Private market options may cost more or less depending on risk. This is general information and not insurance advice.
About flood insurance agents in Everett
Flood insurance agents in Everett Washington help property owners secure coverage through the National Flood Insurance Program and private markets. Everett sits near the Snohomish River and Puget Sound, making flood risk a key concern for many homes and businesses. Washington state law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Everett?
Even outside high-risk zones, flooding can occur from heavy rain or drainage issues. Many agents recommend a Preferred Risk Policy for lower-cost coverage. Check with a local agent to assess your specific property risk.
How does Washington state law affect flood insurance requirements?
Washington follows NFIP rules for federally backed mortgages in Special Flood Hazard Areas. State law does not add extra requirements but lenders enforce the federal mandate. Your agent can explain how these rules apply to your Everett property.
What information do I need to get a flood insurance quote in Everett?
You need your property address, elevation certificate if available, and details about your buildings foundation. An agent will use FEMA flood maps for Snohomish County to determine your zone. Provide your current insurance policy for comparison.
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